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Vp Credit Collection Jobs (NOW HIRING)

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild's risk objectives and Secondary Markets guidelines and eligibility. This role also ...

PGM Tek

VP Credit Analyst

Manhattan, NY · On-site

Job Title: VP (Senior) Credit Analyst Summary: This position is a Temporary position. The candidate is targeting on the review and analysis of credit transactions and other general work. Department ...

Harbor Group

VP, Credit Funds Controller

Norfolk, VA · On-site

Vice President, Investment Accounting, Credit Funds Controller Division: Corporate - Accounting & Finance Status: Exempt Location: On-Site-Norfolk, VA or New York, NY Corporate Office Harbor Group ...

Morgan Stanley

Vice President, Credit Review

New York, NY · On-site

$135K - $202K/yr

We're seeking someone to join our Credit Review Group as a Vice President. This is a specialized team within Internal Audit which is responsible for the independent assessment of the quality of loan ...

Morgan Stanley

Vice President, Credit Review

Manhattan, NY · On-site

$135K - $202K/yr

We're seeking someone to join our Credit Review Group as a Vice President. This is a specialized team within Internal Audit which is responsible for the independent assessment of the quality of loan ...

hgm

VP, Credit Funds Controller

Norfolk, VA · On-site

Vice President, Investment Accounting, Credit Funds Controller Division: Corporate - Accounting & Finance Supervisor: Managing Director, Chief Accounting Officer - HGI Status: Exempt Location: On ...

hgm

VP, Credit Funds Controller

New York, NY · On-site

Vice President, Investment Accounting, Credit Funds Controller Division: Corporate - Accounting & Finance Supervisor: Managing Director, Chief Accounting Officer - HGI Status: Exempt Location: On ...

The Park Bank

SVP Credit Administration

Madison, WI · Hybrid

Description Park Bank is hiring a SVP Credit Administration. This role is responsible for leading the operational and administrative functions of the bank's credit area within a community banking ...

Park Bank

SVP Credit Administration

Madison, WI · On-site

The SVP will evaluate credit quality through portfolio analysis and individual credit reviews, assess borrower financial performance, support audits and special projects, and contribute to the ...

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As of Sep 10, 2026, the average yearly pay for vp credit collection in the United States is $87,109.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,000.00 and $100,000.00 per year, depending on experience, location, and employer.

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Infographic showing various Vp Credit Collection job openings in the United States as of August 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $87,109 per year, or $41.9 per hour.

VP, Credit Risk

San Diego, CA • On-site

Guild
See more jobs at Guildexternal

$177K - $242K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 24 days ago

Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Vice President (VP) of Credit Risk is a key member of the senior leadership team, responsible for overseeing Guild's credit risk policy. The primary responsibilities are managing the company's underwriting guidelines, credit risk policies and loan eligibility parameters. The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild's risk objectives and Secondary Markets guidelines and eligibility. This role also ensures an appropriate
balance is struck between credit risk and business opportunity. It also requires a deep understanding of credit risk principles and origination practices, strong communication and analytical skills and the ability to lead and develop a team.
Compensation
This role is an exempt position with a targeted salary range of $177,000 - $242,000 annually.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Essential Functions
  • Establishes and monitors Guild's underwriting guidelines and eligibility parameters.
  • Continually evaluates that policies and guidelines are appropriate based upon evolving credit risk and industry trends.
  • Recommends guideline and eligibility changes to the Risk Committee for formal evaluation and approval.
  • Monitors and implements investor guidelines and eligibility updates.
  • Proactively reaches out to investors to recommend / negotiate guidelines and eligibility parameters.
  • Evaluates notifications of changing guidelines and eligibility parameters to:
  • Determine whether further investor discussions are needed to better understand rational and impact.
  • Negotiate different terms, if appropriate, to minimize impact to Guild.
  • Consider modifying lending or investor relationship strategies to mitigate impact.
  • Communicates all changes to underwriting guidelines and eligibility parameters to impacted business groups.
  • Monitors delinquency rates, default rates, default severity and manufacturing quality; recommending actions to ensure Guild's underwriting guidelines and eligibility parameters are effectively managing credit risk.
  • Identify emerging credit risks and recommend mitigation strategies.
  • Review product mix and recommend adjustments to Product Strategy Team and/or Risk Committee as appropriate.
  • Work with credit risk counterparts at the Agencies and key investors to discuss, educate and negotiate on loan level issues as well as requesting single loan waivers.
  • Build relationships with industry peers to collaborate and share best practices.
  • Liaise with external auditors, regulators, and rating agencies as required.
  • Provide inputs to new mortgage products and lending programs.
  • Stress test policies and portfolio against credit events to ensure credit policies mitigate risk.
  • Effectively manage and develop the Credit Policy Team

Qualifications
  • Bachelor's Degree directly related to the position or equivalent, required.
  • Minimum 15 years' experience in mortgage underwriting-related role(s).
  • Minimum ten years supervisory experience.
  • Expert-level understanding of mortgage products and underwriting.
  • Non-QM, GSE, HUD, VA, and USDA mortgage product knowledge.
  • General knowledge of federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls.
  • Familiarity with AllRegs online.
  • Accurate, organized, and detail oriented.
  • Passionate about delivering excellence in customer service within a team environment.
  • Excellent verbal and written communication skills required.
  • Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
  • Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.
  • Commitment to company values.
  • Customer Service - Proactive attention to each person
  • Integrity - Do and say what's right
  • Respect - Treat others with dignity
  • Collaboration - Listen and work together
  • Learning - Seek knowledge and strive for improvement
  • Excellence - Deliver the unexpected

Supervision
  • Job Scope: Responsible for understanding the department/functional area objectives and goals and how own job contributes to achievement of these goals; may contribute insights and ideas on policies, processes, procedures, and efficiency; may recommend changes and enhancements based on analysis and evaluation of circumstances.
  • Complexity: Problems are often complex and specialized and may involve unprecedented circumstances; resolution requires investigation, analysis and review of professional/organizational standards.
  • Impact: Decisions and actions have an impact on the smooth operation and timeframes of the department, programs/projects; impact on the broader organization is generally indirect.
  • Interaction/Supervision: Manages staffing plan for a division, including planning for needed additional hires and/or reductions in force; responsible for people management of division leaders, including staffing; sets performance standards, evaluates staff, accountable for staff development and training, etc.
    and strategic people management of other organizational leaders.

Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Ability to operate standard office equipment and keyboards.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio, e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - moderate noise, no substantial exposure to adverse environmental conditions.
Mental: Learn new tasks, remember processes, maintain focus, complete tasks independently, and make timely decisions in the context of a workflow. This role requires effective adaptation to workplace stressors, including customer service complaints, security responsibilities, and competing priorities. Must be able to adhere to process protocol. Must be able to apply established protocols in a timely manner.
Schedules: Work is primarily performed during the business week, Monday - Friday.
Travel: 5% or less
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
REQ#: VPCRE018360
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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