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Virtual Life Insurance Agent Jobs in Delaware (NOW HIRING)

Kemper

Licensed Insurance Agent

Dover, DE

Kemper Life is actively seeking licensed agents to join our field sales teams . As a licensed insurance agent, you will be assigned an established book of business that provides prospecting ...

Kemper

Insurance Agent Trainee

Wilmington, DE

Role:Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified insurance holding company that has been in ...

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All JobsVirtual Life Insurance Agent JobsVirtual Life Insurance Agent Jobs in Delaware

Virtual Life Insurance Agent information

See Delaware salary details

$20.7K

$80.4K

$139.5K

How much do virtual life insurance agent jobs pay per year?

As of Jun 23, 2026, the average yearly pay for virtual life insurance agent in Delaware is $80,422.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,306.00 and $97,674.00 per year, depending on experience, location, and employer.

What is a Virtual Life Insurance Agent job?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by Virtual Life Insurance Agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

How much can I sell a $100,000 life insurance policy for?

As a virtual life insurance agent, you typically sell policies at face value, earning commissions based on the premium paid by the client. The sale price of a $100,000 policy is determined by the premium amount, which varies depending on the applicant's age, health, and coverage type; agents earn commissions on the premium rather than selling policies at a markup. Your role involves helping clients select suitable coverage and facilitating the application process, not reselling policies at different prices.

How much do virtual life insurance agents make?

Virtual life insurance agents typically earn between $40,000 and $80,000 annually, with top performers making over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the company they work for, often requiring strong communication and sales skills.

What are the key skills and qualifications needed to thrive in the Virtual Life Insurance Agent position, and why are they important?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

How to become a virtual insurance agent?

To become a virtual insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, strong communication skills, familiarity with insurance products, and proficiency with digital communication tools are important for success in a remote environment.

Can I get life insurance with lupus?

A virtual life insurance agent can inform you that obtaining life insurance with lupus depends on the severity, control, and type of the condition. Insurers may require medical records and a health assessment, and coverage options vary based on individual health status. Working with an agent can help identify policies suited to your health situation.
What are the most commonly searched types of Life Insurance Agent jobs in Delaware? The most popular types of Life Insurance Agent jobs in Delaware are:
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What cities in Delaware are hiring for Virtual Life Insurance Agent jobs? Cities in Delaware with the most Virtual Life Insurance Agent job openings:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in Delaware as of June 2026, with employment types broken down into 2% As Needed, 40% Full Time, 49% Part Time, and 9% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $80,422 per year, or $38.7 per hour.
Life/Health Insurance Position - State Farm Agent Team Member

Life/Health Insurance Position - State Farm Agent Team Member

State Farm

Wilmington, DE

$50K - $85K/yr

Full-time

Medical, Life, PTO

Posted yesterday

State Farm rating

7.5

Company rating: 7.5 out of 10

Based on 1,369 frontline employees who took The Breakroom Quiz

195th of 261 rated insurance

Job description

Responsive recruiter
Benefits:
  • Paid Life Insurance Policy
  • Bonus based on performance
  • Paid time off
  • Competitive salary
  • Training & development
  • Free food & snacks
  • Free uniforms

ROLE DESCRIPTION:
Kenneth Brown - State Farm Agent is seeking a qualified and empathetic professional for the role of Life/Health Insurance Position - State Farm Agent Team Member. As a customer-oriented expert, you will market the best Life/Health insurance services and products to benefit clients and their families. Your sales experience equips you to continually grow your income as you provide the needed security for times of distress and vulnerability.
As a strategic and emotionally intelligent resource to the community, we are excited to expand our successful agency with your skillset.
RESPONSIBILITIES:
  • Sell life and health insurance policies to new and existing clients.
  • Conduct needs analysis to identify the best insurance products for clients.
  • Explain policy features, benefits, and exclusions to clients.
  • Assist clients with claims and policy changes.
  • Develop and maintain client relationships to foster long-term trust.
  • Stay updated on industry trends and new product offerings.
  • Ensure compliance with state and federal regulations.

QUALIFICATIONS:
  • State insurance license for life and health insurance.
  • Strong communication and interpersonal skills.
  • Ability to understand and explain complex insurance products.
  • Sales experience, preferably in insurance.
  • Detail-oriented with excellent organizational skills.
  • Ability to build and maintain client relationships.
  • Proficiency with insurance agency software.

Compensation: $50,000.00 - $85,000.00 per year
My team's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are located in Wilmington, DE and help customers with their insurance and financial services needs, including:
  • Auto insurance
  • Home insurance
  • Life insurance
  • Retirement planning

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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