1

Virtual Cfo Jobs in Michigan (NOW HIRING)

The CFO leads financial strategy, planning, and performance management to ensure long-term safety, soundness, and growth. This role oversees accounting, financial reporting, asset/liability ...

Chief Financial Officer

Howell, MI · On-site

$180 - $260/hr

Chief Financial Officer Howell, Michigan | Full-Time | Exempt Cleary University seeks a strategic and entrepreneurial Chief Financial Officer (CFO) to guide the financial strategy of a growing and ...

* CFO for a profitable $1.5B+ food & beverage manufacturer in Michigan * Partner with the CEO on strategy, M&A, financing, and a lead 20+ person finance team * On-site position in Detroit, MI ...

The CFO leads financial strategy, planning, and performance management to ensure long-term safety, soundness, and growth. This role oversees accounting, financial reporting, asset/liability ...

New

CFO for a profitable $1.5B+ food & beverage manufacturer in Michigan Partner with the CEO on strategy, M&A, financing, and a lead 20+ person finance team On-site position in Detroit, MI; relocation ...

CFO for a profitable $1.5B+ food & beverage manufacturer in Michigan Partner with the CEO on strategy, M&A, financing, and a lead 20+ person finance team On-site position in Detroit, MI; relocation ...

MalaceHR is seeking a CFO for Direct Hire position in Auburn Hills, MI. Position Summary The Chief Financial Officer (CFO) is responsible for leading the financial strategy, planning, reporting, tax ...

The CFO will work directly with the CEO and the three Division VPs, serving as a key strategic partner across the organization -- aligning finance and strategy across all business units. Role CFO ...

Chief Financial Officer (CFO) Position Overview Global manufacturing organization with operations throughout North America, is seeking an accomplished Chief Financial Officer to lead the company ...

Showing results 21-40

Virtual Cfo information

See Michigan salary details

$10

$21

$29

How much do virtual cfo jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for virtual cfo in Michigan is $21.27, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $23.89 per hour, depending on experience, location, and employer.

What is the difference between Virtual Cfo vs Bookkeeper?

AspectVirtual CfoBookkeeper
CredentialsFinancial management experience, CPA or similar certifications often preferredBasic accounting or bookkeeping certifications, high school diploma or equivalent
Work EnvironmentRemote or on-site, strategic financial planning for businessesPrimarily office or remote, focused on recording financial transactions
Employer & Industry UsageUsed by small to medium-sized businesses for strategic financial oversightUsed across various industries for day-to-day transaction recording

The Virtual Cfo provides strategic financial guidance, budgeting, and financial planning, whereas a bookkeeper handles daily transaction recording and basic accounting tasks. While both roles are essential for business financial health, the Virtual Cfo focuses on high-level financial strategy, making it suitable for businesses seeking growth and financial insight.

What is a Virtual CFO?

A virtual CFO has many of the same duties as a traditional chief financial officer, but they work remotely as a third-party provider. They typically deal with smaller organizations that don’t have an executive in this position or the budget to hire one. They handle the financial dealings of a business, often using cloud applications to manage their affairs. They typically offer a suite of services ranging from financial planning to bookkeeping to budgeting. Some virtual CFOs work on an ongoing basis for a client whereas others work on a single project.

How does a Virtual CFO typically interact with internal teams and external stakeholders?

A Virtual CFO collaborates closely with internal teams such as accounting, operations, and executive leadership, often through virtual meetings and cloud-based platforms. They also interact with external stakeholders like auditors, investors, and banks to provide financial insights and ensure compliance. Clear communication and proactive reporting are key, as the Virtual CFO must bridge gaps between departments and align financial strategy with business goals. This collaborative approach helps streamline decision-making and supports organizational growth.

What is a Virtual CFO?

A Virtual CFO (Chief Financial Officer) is a finance professional who provides strategic financial guidance and management to businesses on a part-time or remote basis. Unlike a traditional in-house CFO, a Virtual CFO works with multiple clients, helping them with budgeting, forecasting, financial planning, and reporting. This service is especially popular with small and mid-sized businesses that need expert financial advice but do not require a full-time executive. By leveraging technology, Virtual CFOs can deliver their services efficiently and cost-effectively.

What are the key skills and qualifications needed to thrive as a Virtual CFO, and why are they important?

To thrive as a Virtual CFO, you need a solid background in accounting, financial analysis, and strategic planning, often supported by a CPA or similar finance qualification. Familiarity with cloud-based accounting platforms, financial modeling tools, and ERP systems is typically required. Excellent communication, problem-solving, and relationship-building skills help you effectively advise clients and manage remote teams. These capabilities enable Virtual CFOs to provide strategic financial leadership, ensure regulatory compliance, and drive business growth for their clients.
What are the most commonly searched types of Cfo jobs in Michigan? The most popular types of Cfo jobs in Michigan are:
What are popular job titles related to Virtual Cfo jobs in Michigan? For Virtual Cfo jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Virtual Cfo jobs in Michigan look for? The top searched job categories for Virtual Cfo jobs in Michigan are:
What cities in Michigan are hiring for Virtual Cfo jobs? Cities in Michigan with the most Virtual Cfo job openings:
Infographic showing various Virtual Cfo job openings in Michigan as of August 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 33% Hybrid, and 67% Remote job distribution, with an average salary of $44,232 per year, or $21.3 per hour.

Chief Financial Officer

Union Bank

Grand Rapids, MI • On-site

Full-time

Posted 5 days ago


Job description

Position Summary
The Chief Financial Officer (CFO) serves as a strategic business partner to the President/CEO and Board of Directors, responsible for the overall financial stewardship of the organization. The CFO leads financial strategy, planning, and performance management to ensure long-term safety, soundness, and growth.
This role oversees accounting, financial reporting, asset/liability management (ALM), treasury, capital planning, and regulatory compliance while delivering actionable insights to drive decision-making. The CFO plays a critical role in enterprise risk management, digital finance transformation, and organizational strategy.
Essential Skills
  • Deep knowledge of GAAP, regulatory reporting, and banking regulations
  • Expertise in ALM, capital planning, and interest rate risk management
  • Strong strategic thinking and business acumen
  • Advanced financial modeling and analytical capability
  • Executive presence with strong communication and influencing skills
  • Proven ability to lead through change and transformation
  • High level of integrity and sound judgment
Essential Functions
Primary Responsibilities
  • Provide overall financial leadership and stewardship of the organization.
  • Establishes, coordinates and maintains an accounting system that properly reflects the financial position of the financial institution, and provides financial consolidation of branches and subsidiaries.
  • Ensures accurate financial reporting, sound capital and liquidity management, regulatory compliance, and provides clear financial insight to support the bank's long-term stability and growth.
  • Serve as a strategic advisor to the CEO and Board
  • Lead long-term financial planning aligned with business strategy

Core Job Responsibilities
Financial Management & Reporting
  • Oversee all accounting functions, including general ledger, financial reporting, and month-end/Quarter-end/year-end close
  • Prepare and present accurate and timely financial statements in accordance with Financial Accounting Standards Board (GAAP)
  • Ensure timely and accurate regulatory filings (e.g., Quarterly Call Reports)
  • Maintain internal controls and financial policies to safeguard assets
  • Responsible for preparation of budgets and forecast reports.
  • Prepare regulatory reports, all financial reports and consolidations, ALCO reports, various other reports for Board or Director's review, Annual Report and quarterly financial report to shareholders.
  • Manages financial institution investment accounting activities.
  • Manages and monitors general ledger accountancy activity and reconciliations.
  • Supervises accounts payable process, approves processing of expense checks.
  • Monitors cost control strategies. Approves and implements cost control strategies on an as-needed basis.

Regulatory Compliance & Risk Management
  • Ensure compliance with applicable regulations and guidance from regulators such as the Federal Deposit Insurance Corporation, Federal Reserve, and DIFS
  • Partner with compliance and risk teams to monitor financial risks, including interest rate risk, liquidity risk, and capital adequacy
  • Support internal and external audits and regulatory examinations

Asset/Liability Management (ALM)
  • Lead the Bank's Asset/Liability Committee (ALCO) process
  • Monitor and manage interest rate risk, liquidity, and balance sheet structure
  • Develop strategies to optimize net interest margin and earnings performance

Budgeting & Strategic Planning
  • Lead annual budgeting and long-term financial planning processes
  • Provide financial modeling, forecasting, and scenario analysis for management and BOD
  • Support strategic initiatives including growth, branch expansion, and product development

Treasury & Liquidity Management
  • Oversee cash management, funding strategies, and investment portfolio
  • Ensure adequate liquidity to meet operational and regulatory requirements
  • Manage relationships with correspondent banks and funding sources

Board & Executive Reporting
  • Prepare and present financial reports to the Board of Directors
  • Provide insights into financial performance, trends, and key risks
  • Serve as a strategic advisor to executive leadership

Leadership
  • Lead, develop, and mentor the finance and accounting team, Investment team, and Facilities.
  • Foster a culture of accountability, accuracy, and continuous improvement
  • Collaborate cross-functionally with operations, lending, risk, and compliance
  • Build strong relationships with Board members, regulators, and auditors
  • Translate financial data into clear, actionable insights for decision-making
Other Functions
  • Other duties assigned by the President & CEO or Board of Directors.
  • Make recommendations to management concerning possible methods to improve accounting functions of department.
Working Conditions of the Job
  • Stationed at desk 75-100% of working time.
  • Travel to branch locations periodically to assess & inspect building location regarding maintenance/upkeep.
  • No hazards.
  • No unusual or physical exertion required.
Job Qualifications
  • Bachelor's degree in Accounting, Finance, or a related field required; MBA, CPA, or CFA strongly preferred
  • 10-15+ years of progressive financial leadership experience, with a proven track record in senior/executive roles
  • Demonstrated experience leading complex, multi-functional teams or business units
  • Extensive experience within banking or highly regulated financial services (e.g., community banking, commercial banking, or credit unions)
  • Strong knowledge of GAAP, regulatory reporting, and financial management in regulated environments
  • Advanced proficiency in Microsoft Office Suite, particularly Excel; experience with financial systems and reporting tools preferred
  • Proven ability to drive strategic financial initiatives, influence decision-making, and communicate effectively with executive leadership and boards
EEO Statement
Union Bank provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the company takes affirmative action to ensure that applicants are treated fairly during employment without regard to any of these characteristics. Discrimination of any type will not be tolerated.
This job description does not list all of the duties of the job. Other duties and responsibilities may be assigned. This job description may be revised at any time. This job description is not a contract for employment and either the employee or the employer may terminate employment at any time, for any reason or no reason.