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Virtual Bank Jobs in Maine (NOW HIRING)

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How much do virtual bank jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for virtual bank in Maine is $23.62, according to ZipRecruiter salary data. Most workers in this role earn between $19.76 and $26.54 per hour, depending on experience, location, and employer.

What is a virtual bank?

A Virtual Bank job involves working for a digital-only financial institution that operates without physical branches. Employees typically handle customer service, account management, fraud prevention, and financial advising through online platforms, phone calls, or chat support. Roles can vary from customer support representatives to compliance officers and software developers. These positions often require strong communication skills, financial knowledge, and proficiency with digital banking tools. Many Virtual Bank jobs offer remote work opportunities, making them accessible to candidates in various locations.

What are the typical daily responsibilities for employees working at a virtual bank?

At a Virtual Bank, daily responsibilities often include assisting customers via digital channels, processing online transactions, managing account inquiries, and addressing technical or financial questions. Employees may also monitor for fraudulent activity, ensure regulatory compliance, and help implement new digital banking features. Collaboration often occurs virtually with team members from IT, compliance, and customer service to maintain smooth operations. Adapting quickly to new technologies and maintaining a high level of digital security awareness are also regular parts of the role. This dynamic work environment offers opportunities to learn cutting-edge banking tools and interact with clients in innovative ways.

What are the key skills and qualifications needed to thrive in the virtual bank position, and why are they important?

To thrive in a Virtual Bank, professionals need a robust understanding of financial services, digital banking operations, and customer relationship management, often supported by degrees in finance, business, or related fields. Familiarity with online banking platforms, cybersecurity protocols, and digital transaction systems is typically required, and certifications like Certified Digital Banker (CDB) can be advantageous. Excellent communication, problem-solving, and adaptability to fast-evolving technology are valuable soft skills in this environment. These competencies enable employees to deliver secure, efficient, and customer-focused banking services in an online setting.

What does a virtual bank do?

A virtual bank is a financial institution that operates entirely online without physical branches. It provides banking services such as account management, deposits, withdrawals, loans, and payments through digital platforms, often using secure apps and websites. Virtual bank employees may handle customer support, fraud prevention, and digital transactions, requiring skills in financial technology and cybersecurity.

What are the most commonly searched types of Bank jobs in Maine?

The most popular types of Bank jobs in Maine are:

What are popular job titles related to Virtual Bank jobs in Maine?

For Virtual Bank jobs in Maine, the most frequently searched job titles are:

What job categories do people searching Virtual Bank jobs in Maine look for?

The top searched job categories for Virtual Bank jobs in Maine are:

What cities in Maine are hiring for Virtual Bank jobs?

Cities in Maine with the most Virtual Bank job openings:

Infographic showing various Virtual Bank job openings in Maine as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 60% In-person, and 40% Remote job distribution, with an average salary of $49,135 per year, or $23.6 per hour.

Retail Operations Manager

Kennebec Savings Bank

Augusta, ME • On-site

Full-time

Posted 22 days ago


Job description

Description:

POSITION SUMMARY: The Retail Operations Manager is responsible for supporting retail banking offices, and retail operational activities across the Bank. This position works closely with Retail staff and the Director of Retail Operations to ensure customer-facing systems, operational processes, and training programs operate efficiently and effectively. The Retail Operations Manager serves as a key resource for retail education, system administration, process improvement, and operational support while contributing to departmental and Bank-wide initiatives, projects, and strategic goals.

The Retail Operations Manager is responsible for fostering a culture of continuous learning, operational excellence, risk awareness, and exceptional customer service while ensuring compliance with Bank policies, procedures, and regulatory requirements.


KEY RESPONSIBILITIES: 


Leadership and Department Support

  •  Support the ongoing development of the Retail Operations Specialists by establishing performance goals, providing coaching and mentoring, and encouraging professional growth. 
  •  Review reports, data, and analyses prepared by the Retail Operations Specialists to ensure accuracy and completeness. 
  •  Perform essential daily operational functions in the absence of the Retail Operations Specialists. 
  •  Serve as the primary backup to the Director of Retail Operations, assuming responsibility for the day-to-day oversight of Retail Operations during periods of absence. Provide leadership, guidance, and operational decision-making to ensure continuity of service, project execution, departmental priorities, and timely resolution of operational issues. 
  •  Partner with the Director of Retail Operations on departmental and Bank-wide initiatives, projects, strategic objectives, operational priorities, Risk Assessments, Disaster Recovery testing, FDICIA testing, and other operational control activities. 
  •  Represent the Retail Operations department in meetings, committees, and cross-functional initiatives, fostering collaboration and alignment with Retail leadership and organizational goals. 
  •  Complete and distribute daily, weekly, monthly, and departmental reporting. 
  •  Recommend and help implement process improvements that enhance operational efficiency, reduce risk, strengthen internal controls, and improve customer experience. 
  •  Maintain strict confidentiality and exercise sound judgment when handling sensitive customer, employee, or Bank information.

Retail Education: 

Serve as the Retail division’s subject matter expert, trainer, and coach to promote knowledge transfer, employee development, and operational consistency throughout the organization.

  •  Develop, implement, and manage comprehensive retail banking education programs, including onboarding programs for Retail team members as well as ongoing training.
  •  Deliver effective training using a variety of instructional methods designed to engage diverse learning styles in both in-person and virtual environments.
  •  Ensure Retail employees have the knowledge, tools, and resources necessary to provide exceptional customer experiences while adhering to Bank policies and procedures.
  •  Coordinate all logistical aspects of training programs, including scheduling, participant communication, facility reservations, audiovisual equipment setup, and training material preparation.
  •  Maintain accurate attendance and training records and provide reporting on training participation and completion.
  •  Partner with Learning and Development and other internal stakeholders to ensure educational programs align with organizational goals and employee development initiatives.
  •  Analyze educational, operational, and departmental reports to identify knowledge gaps and develop targeted training solutions.
  •  Foster a culture of continuous learning and accountability throughout the Retail division.

Retail Systems Administration:

  •  Oversee the day-to-day functionality and effectiveness of retail banking systems, including but not limited to Integrated Teller, BPM, ATMs, Instant Issue, TCRs, and related applications.
  •  Serve as a primary operational and technical resource for retail systems and applications.
  •  Coordinate system maintenance, upgrades, testing, implementations, and vendor-supported enhancements.
  •  Troubleshoot system issues and collaborate with vendors, Information Technology, and internal stakeholders to resolve operational challenges.
  •  Monitor system performance and identify opportunities to improve functionality, efficiency, and user experience.
  •  Maintain strong working relationships with vendors and service providers to support ongoing operational effectiveness.
  •  Escalate significant system issues, operational disruptions, or project concerns to the Director of Retail Operations.

Support Bank products/services: Maintain knowledge of current Bank products and services. Actively utilize as many Bank products and services as possible to fully understand their features and benefits and to be able to communicate effectively with customers and prospective customers. 


Community/public relations: Actively participate in community organizations and events. Represent the Bank in the community. 


Other duties: Demonstrate reliable attendance and punctuality. Handle telephone inquiries and provide information to customers, vendors, and other departments in a professional and courteous manner. 

Attend and participate in Bank meetings. Attend internal and external training to improve skills and knowledge relevant to the operations specialist. 

Perform other duties as required. 

POSITIONS REPORTING TO THIS POSITION: 

  •  None
Requirements:

EDUCATION/EXPERIENCE REQUIRED: 

  •  High school graduate. 
  •  5 years’ experience in retail banking, including teller and account opening or branch operational experience. 
  •  Experience on the Fiserv system is desirable. 
  •  Proficiency in Microsoft Office is required, including Outlook, Excel, and Word. 

OTHER REQUIREMENTS: 

  •  Must possess a valid driver’s license, the use of a serviceable automobile that is properly registered and proper liability automobile insurance as required by state law. 
  •  Must be able to prioritize and organize workflow; must have good attention to detail; must be able to handle multiple jobs. 
  •  Must have the ability to analyze problem situations and determine appropriate options for resolution of the issue. 
  •  Must be able use the telephone to converse with customers for extended periods of time; must be able to communicate clearly by telephone; must have good listening ability and skills. 
  •  Must have a high degree of ethics and maintain confidentiality of customers and accounts. 
  •  Must be friendly, courteous, and sensitive to the needs of customers and coworkers. 
  •  Must be able to lift files and other documents of approximately 20 pounds. 
  •  Must be able to read and work with computer reports. 
  •  Must be able to stand or sit for extended periods of time. 
  •  Must be able to spend extended periods of time operating a computer keyboard and working at a computer monitor. 

Salary Range: Compensation for this position is based on knowledge, skills, experience, and demonstrated competency within the role.


Developing - Minimum: $53,122 

Proficient - Midpoint: $73,845

Exceptional - Maximum: $94,569