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Virtual Bank Jobs in Freeport, ME (NOW HIRING)

Conduct a mix of on-site and virtual briefings, including workshops, research analyst visits ... CPG, Banking & Insurance. Healthcare, High Tech etc. * Demonstrate exposure to large E2E ...

Virtual Bank information

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$11

$25

$35

How much do virtual bank jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for virtual bank in Freeport, ME is $25.29, according to ZipRecruiter salary data. Most workers in this role earn between $21.20 and $28.41 per hour, depending on experience, location, and employer.

What is a virtual bank?

A Virtual Bank job involves working for a digital-only financial institution that operates without physical branches. Employees typically handle customer service, account management, fraud prevention, and financial advising through online platforms, phone calls, or chat support. Roles can vary from customer support representatives to compliance officers and software developers. These positions often require strong communication skills, financial knowledge, and proficiency with digital banking tools. Many Virtual Bank jobs offer remote work opportunities, making them accessible to candidates in various locations.

What are the typical daily responsibilities for employees working at a virtual bank?

At a Virtual Bank, daily responsibilities often include assisting customers via digital channels, processing online transactions, managing account inquiries, and addressing technical or financial questions. Employees may also monitor for fraudulent activity, ensure regulatory compliance, and help implement new digital banking features. Collaboration often occurs virtually with team members from IT, compliance, and customer service to maintain smooth operations. Adapting quickly to new technologies and maintaining a high level of digital security awareness are also regular parts of the role. This dynamic work environment offers opportunities to learn cutting-edge banking tools and interact with clients in innovative ways.

What are the key skills and qualifications needed to thrive in the virtual bank position, and why are they important?

To thrive in a Virtual Bank, professionals need a robust understanding of financial services, digital banking operations, and customer relationship management, often supported by degrees in finance, business, or related fields. Familiarity with online banking platforms, cybersecurity protocols, and digital transaction systems is typically required, and certifications like Certified Digital Banker (CDB) can be advantageous. Excellent communication, problem-solving, and adaptability to fast-evolving technology are valuable soft skills in this environment. These competencies enable employees to deliver secure, efficient, and customer-focused banking services in an online setting.

What does a virtual bank do?

A virtual bank is a financial institution that operates entirely online without physical branches. It provides banking services such as account management, deposits, withdrawals, loans, and payments through digital platforms, often using secure apps and websites. Virtual bank employees may handle customer support, fraud prevention, and digital transactions, requiring skills in financial technology and cybersecurity.

What are the most commonly searched types of Bank jobs in Freeport, ME?

The most popular types of Bank jobs in Freeport, ME are:

What job categories do people searching Virtual Bank jobs in Freeport, ME look for?

The top searched job categories for Virtual Bank jobs in Freeport, ME are:

Consumer Operations & Risk Expert - Old Port ME or Portsmouth NH

M&T Bank

Portland, ME • On-site

Full-time

Re-posted yesterday


M&T Bank rating

7.8

Company rating: 7.8 out of 10

Based on 187 frontline employees who took The Breakroom Quiz

78th of 175 rated banks


Job description

Candidates must be able to work in Old Port ME and Portsmouth NH.
4 days in the office and 1 day remote (on call on Saturdays).
Overview:
Provides operational and risk support and training to branch staff in an assigned area. Provides branch staff guidance on proper branch operating procedures and processes to support adherence to Bank policy and risk and regulatory requirements. Coaches staff within assigned area around problem solving and developing their skills for self-sufficiency with understanding and executing on branch procedures and processes. Supports fraud prevention initiatives and liaisons with internal fraud departments to ensure branch staff is educated to recognize and prevent fraudulent losses.
Primary Responsibilities:
  • Provide guidance, training and coaching to branch personnel regarding risk and operational policies and procedures to support adherence to them.
  • Maintain thorough working knowledge of the branch audit process & operational procedures to support completion of responsibilities as there is considerable loss potential including regulatory penalties if these audits are not properly completed, and audit exceptions are not escalated.
  • Support branch employees in developing problem-solving skills to make appropriate risk management decisions on a daily basis Developing problem solving skills and utilizing appropriate resources for branch self-sufficiency.
  • Provide branch-specific or one-on-one coaching and conduct informational sessions for branch employees to correct specific behaviors or issues and ensure adherence to established procedures and document summary of findings. (moved higher in priority)
  • Identify and escalate behaviors that pose risk (or of concern) to appropriate partners for action.
  • Participate and facilitate in regular meetings with key branch partners and leadership as appropriate to deliver presentations. Ensure participants understand and are current on all operational changes and have a complete understanding of branch procedures.
  • Respond to large losses and robberies, including managing the on-site follow-up with the branch, and ensuring the checklist required by Corporate Security is complete, as assigned.
  • Serve as a Retail Bank resource and point of contact for Bank wide programs, committees, bank-wide initiatives as well as regionally specific projects. Work with and build partnerships with internal partners.
  • Manage the implementation of operational tasks related to new branch openings, consolidations and relocation as required to ensure they are executed.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.
  • Identify risk-related issues needing escalation to management and document as appropriate.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Scope of Responsibilities:
As part of on-going branch risk ranking and audit activities, the position interacts extensively with branch staff and Retail Risk Management team, Retail leadership, Centralized Branch Operations, Security, Human Resources, Training and other support departments/areas on policy and procedural related issues.
The position independently and proactively carries out defined responsibilities of the role including scheduling branch visits on-site and virtual within required timeframes. Coaching around branch activities, discussion regarding findings, immediate escalation of any issues to minimize risk and non-compliance while ensuring all branch employees have proper access.
Supervisory/ Managerial Responsibilities:
Not applicable.
Education and Experience Required:
Bachelor's degree and a minimum of 3 years' proven and progressive branch and/or audit experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' proven and progressive branch, operations and/or audit experience.
Demonstrated interpersonal and verbal and written communication skills.
Strong analytical & technical skills. Excellent problem-solving abilities.
Ability to maintain strong working relationships with management and branch staff.
Ability to spend a significant amount of time traveling to and working in assigned branch locations.
Strong time management and organizational skills.
Excellent presentation skills (creating, facilitating and delivering.)
Education and Experience Preferred:
Experience in completing audits.
Working knowledge of pertinent Bank processing systems.
Experience with Internet and web applications.
Detail oriented and ability to handle multiple tasks at a time.
Knowledge of branch policies and procedures.
Retail branch banking or operations experience.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Portland, Maine, United States of America

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