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Virtual Adjuster Jobs in Michigan (NOW HIRING)

Serves as the owning adjuster for all assigned claims, including low- to higher-complexity losses that may require oversight of service providers conducting physical or virtual inspections. May ...

Join Us as a Property General Adjuster! Location: Detroit Metro Area / Southeast Michigan We're ... Virtual Physical Therapy - Caregiving Services - Life Assistance Program *The above information ...

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Virtual Adjuster information

See Michigan salary details

$27.5K

$56.6K

$85.4K

How much do virtual adjuster jobs pay per year?

As of Sep 5, 2026, the average yearly pay for virtual adjuster in Michigan is $56,603.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $65,400.00 per year, depending on experience, location, and employer.

What is a virtual adjuster?

Virtual adjusters are insurance professionals who assess and process insurance claims remotely, often using digital tools like video calls, photos, and specialized software. Instead of visiting the site of a claim in person, they evaluate damages and losses through virtual communication with policyholders and other parties. This approach increases efficiency, reduces travel time, and allows for faster claim resolutions. Virtual adjusters may handle claims related to property, auto, or other types of insurance.

What are some common challenges faced by virtual adjusters when assessing claims remotely?

Virtual Adjusters often encounter challenges such as accurately evaluating property damage or losses without being physically present at the site. This requires strong communication skills to guide claimants in providing clear photos or videos and detailed information. Additionally, they must be adept at using digital tools and navigating various software platforms to review documentation and process claims efficiently. Building rapport with clients remotely and ensuring thorough investigations can also be more complex in a virtual environment, making attention to detail and adaptability key strengths in this role.

What are the key skills and qualifications needed to thrive as a virtual adjuster, and why are they important?

To thrive as a Virtual Adjuster, you need a solid understanding of insurance claims processes, investigative techniques, and relevant legal/regulatory knowledge, often supported by certifications such as AIC or CPCU. Familiarity with claims management software, virtual inspection tools, and digital communication platforms is essential for remote evaluations. Strong attention to detail, effective problem-solving, and excellent customer service skills help you navigate complex claims and communicate with clients professionally. These abilities ensure accurate claim assessments, efficient resolutions, and high client satisfaction in a remote work environment.

What is the difference between Virtual Adjuster vs Insurance Claims Examiner?

AspectVirtual AdjusterInsurance Claims Examiner
Required CredentialsAdjuster license, insurance knowledge, possibly certificationsClaims handling certification, insurance knowledge, sometimes licensing
Work EnvironmentRemote, independent, often home-basedOffice-based or remote, depending on employer
Employer & Industry UsageInsurance companies, third-party administrators, independent adjusting firmsInsurance carriers, third-party claims departments
Common Search & ComparisonYesYes

The Virtual Adjuster and Insurance Claims Examiner roles both involve handling insurance claims, but Virtual Adjusters primarily assess property or casualty claims remotely, often requiring adjuster licensing and field knowledge. Insurance Claims Examiners focus on reviewing and processing claims within insurance companies, often with a background in claims processing and less emphasis on field assessments. Both roles can be remote and require insurance industry knowledge, but their specific responsibilities and licensing requirements differ.

Can virtual adjusters work remotely?

Yes, virtual adjusters typically work remotely, using digital tools and communication platforms to assess claims, review documentation, and communicate with clients and insurers. This setup allows for flexible schedules and requires proficiency with claim management software and strong communication skills.

How much do virtual insurance adjusters make?

Virtual insurance adjusters typically earn between $45,000 and $75,000 annually, depending on experience, certifications, and the complexity of claims handled. Many adjusters work remotely and may earn additional income through overtime or performance bonuses.

What are the most commonly searched types of Adjuster jobs in Michigan?

The most popular types of Adjuster jobs in Michigan are:

What cities in Michigan are hiring for Virtual Adjuster jobs?

Cities in Michigan with the most Virtual Adjuster job openings:

Infographic showing various Virtual Adjuster job openings in Michigan as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $56,603 per year, or $27.2 per hour.

Large Loss Property Adjuster - Field Estimating Grand Rapids, MI

Allstate Insurance

Detroit, MI • On-site

Other

Medical, Retirement

Posted 25 days ago


Key responsibilities

  • Travel to customers' homes to conduct on-site inspections, investigate coverage, prepare estimates, and settle claims.

  • Handle virtual claims countrywide using platforms and software such as Xactimate and ClaimsXVideo Collaboration.

  • Evaluate and negotiate claims settlements with customers, vendors, third-party carriers, and claimants.


Allstate Insurance rating

7.4

Company rating: 7.4 out of 10

Based on 570 frontline employees who took The Breakroom Quiz

235th of 315 rated insurance


Job description

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

Large Loss Property Adjuster - Field Estimating -Grand Rapids, MI

A day in the life of a Large Loss Field Property Adjuster, and what it takes to do the job!

As a Large Loss Field Property Adjuster, you willprovideexceptional service to our policyholders. Your primary responsibility will involve traveling to our customers' homes to conduct on-site inspections, investigate coverage, prepare estimates, and settle claims promptly and efficiently. Additionally, you will handle virtual claims countrywide,leveragingvarious platforms and software such as Xactimate andClaimsXVideo Collaboration. Yourexpertisewill be particularly focused on water losses, ensuring our customers receive the highest level of support and resolution for these specific claims.

You'llwear a few hats that will require a level of experience:

  • The Customer Service Expert-you'lllive into Allstate's Claims Culture by caring, empowering, and restoring, and you willaccomplishthat by being compassionate, clear, and a committed partner in each claim. You lead with empathy, always.

  • The Investigator-you'llconfidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies todeterminecoverage.

  • The Effective Communicator-you'lluse phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process.You'llalso incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on theclaimprogress.

  • The Negotiator- You will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants,in accordance withall legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations.

  • The Problem Solver-you'llutilizemultiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, andadditionalsettlement platforms, all while using your sharp critical thinking skills.

  • The Recorder-you'llprotect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trainedin.You'llaccomplishthis by ensuringtimelyandaccuratedocumentation is completed as you work on each claim.

Qualifications:

  • 4years'previousexperience as an outside adjuster is highly desired.

  • Experience handling claims with multiple trades and over $100,000 inlosses.

  • Proficiencyin using Xactimate and other relevant software for estimating.

  • Strong critical thinking and technical skills to assess damages accurately andexpediteclaimssettlements.

  • Excellent communication and interpersonal skills to provide exceptional customer service.

  • Ability to travel to customers' homes and handle virtual claims countrywide effectively.

  • Detail-oriented and organized, with a focus on delivering high-quality work.

  • This position is not available for California, Alaska,Hawaiior Puerto Rico residents.

Required Qualifications:

  • Residency within the posted location is mandatory for this role.

  • Must be ableto carry a 50-pound ladder and access roofs with up to a 6/12 pitch.

  • Valid driver's license and willingness to travel as part of the job requirements.

  • As a requirement of employment, individuals who currently hold an active insurance license mustterminateall existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license wheninstructed toby the licensing team. Byproceedingwith the application process, applicants acknowledge and accept these licensing requirements and agree tocomply.

You'reprovided with comprehensive training:

  • The training program is designed to help you build a claims foundation and understand the systems and processes in yourday-to-daywork.

  • Ongoing training opportunities for continuous improvement happen regularly on the job.

  • You willbe requiredto attend approximately 2 weeks of training that will take place inDallas, TX.

Notice of Licensing Requirement:

  • As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser licensewhich includes passing anadditionalbackground check with the Department of Labor.If applicable, you willbe requiredto secure license(s) within60 daysof hire.

  • If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

Sign On Bonus:

You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/orapplicableAppraiser License.

*Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.

Company Car:

Based on our Company Car Guidelines, this role may qualify for a company car. Our leadership teamdeterminesthis based on annual work mileage for this location. You maybe requiredto use your personal vehicle until these guidelines are met. We offer mileage reimbursements for personal vehicle usage during work.

Allstate Benefits:

Being a part of Allstate means you receive a benefits package from Day 1 of employment. This includes time off, healthcare, retirement, and more. That is why as anAllstater,you'llenjoy a Total Rewards package that includes:

  • Competitive pay with needed support for continuous development and career advancement.

  • Flexibility in scheduling and a time off policy that helps support your work/life balance.

  • Initial and ongoing training to get you proficient in your new role.

  • Comprehensive benefits like a 401K/pension, education reimbursement, and programs to help you balance work with the rest of your life. Visit www.allstategoodlife.com to learn more.

#LI-SV1

Skills

Active Listening, Communication, Critical Thinking, Customer Service, Empathy, Multitasking, Time Management, Working Independently, Xactimate

Compensation

Compensation for this role ranges from $72,000 to $115,245 annually and is based on experience, qualifications, location, and internal equity.

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance.


For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.


What Allstate Insurance employees say

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About Allstate Insurance

Sourced by ZipRecruiter

We're a purpose-driven company powered by purpose-driven people. We're reinventing protection and transforming the company for our customers, communities and each other. You could play a role in our transformation. Join a 90-year-old, Fortune 100 insurance company as we challenge the status quo, champion inclusion and strengthen our communities. If being a part of that future gives you goosebumps, you've come to the right place. Reinventing the future of protection means rethinking how we work together. From marketing to claims, our employees have flexibility in how, when and where they work — whether at home, the office or both. We're creating an inclusive, diverse and equitable workplace. We encourage collaboration, support taking chances and foster a strong sense of community. Let's build a new kind of Allstate together.

Industry

Insurance services, real estate, finance and insurance and insurance agencies and brokerages

Company size

10,000+ Employees

Headquarters location

Northbrook, IL, US