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Virtual Adjuster Jobs in California (NOW HIRING)

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Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster ... Experience using 3D scans / virtual property software * Strong analytical thinking and ...

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster ... Experience using 3D scans / virtual property software * Strong analytical thinking and ...

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster ... Experience using 3D scans / virtual property software * Strong analytical thinking and ...

Be Seen First

Independent Field Adjuster Do LESS Work and EARN More than a traditional insurance field adjuster ... Experience using 3D scans / virtual property software * Strong analytical thinking and ...

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Showing results 1-20

Virtual Adjuster information

See California salary details

$31.1K

$64.1K

$96.7K

How much do virtual adjuster jobs pay per year?

As of Aug 8, 2026, the average yearly pay for virtual adjuster in California is $64,092.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,300.00 and $74,000.00 per year, depending on experience, location, and employer.

What is a virtual adjuster?

Virtual adjusters are insurance professionals who assess and process insurance claims remotely, often using digital tools like video calls, photos, and specialized software. Instead of visiting the site of a claim in person, they evaluate damages and losses through virtual communication with policyholders and other parties. This approach increases efficiency, reduces travel time, and allows for faster claim resolutions. Virtual adjusters may handle claims related to property, auto, or other types of insurance.

What are some common challenges faced by virtual adjusters when assessing claims remotely?

Virtual Adjusters often encounter challenges such as accurately evaluating property damage or losses without being physically present at the site. This requires strong communication skills to guide claimants in providing clear photos or videos and detailed information. Additionally, they must be adept at using digital tools and navigating various software platforms to review documentation and process claims efficiently. Building rapport with clients remotely and ensuring thorough investigations can also be more complex in a virtual environment, making attention to detail and adaptability key strengths in this role.

What are the key skills and qualifications needed to thrive as a virtual adjuster, and why are they important?

To thrive as a Virtual Adjuster, you need a solid understanding of insurance claims processes, investigative techniques, and relevant legal/regulatory knowledge, often supported by certifications such as AIC or CPCU. Familiarity with claims management software, virtual inspection tools, and digital communication platforms is essential for remote evaluations. Strong attention to detail, effective problem-solving, and excellent customer service skills help you navigate complex claims and communicate with clients professionally. These abilities ensure accurate claim assessments, efficient resolutions, and high client satisfaction in a remote work environment.

What is the difference between Virtual Adjuster vs Insurance Claims Examiner?

AspectVirtual AdjusterInsurance Claims Examiner
Required CredentialsAdjuster license, insurance knowledge, possibly certificationsClaims handling certification, insurance knowledge, sometimes licensing
Work EnvironmentRemote, independent, often home-basedOffice-based or remote, depending on employer
Employer & Industry UsageInsurance companies, third-party administrators, independent adjusting firmsInsurance carriers, third-party claims departments
Common Search & ComparisonYesYes

The Virtual Adjuster and Insurance Claims Examiner roles both involve handling insurance claims, but Virtual Adjusters primarily assess property or casualty claims remotely, often requiring adjuster licensing and field knowledge. Insurance Claims Examiners focus on reviewing and processing claims within insurance companies, often with a background in claims processing and less emphasis on field assessments. Both roles can be remote and require insurance industry knowledge, but their specific responsibilities and licensing requirements differ.

What are the most commonly searched types of Adjuster jobs in California? The most popular types of Adjuster jobs in California are:
What cities in California are hiring for Virtual Adjuster jobs? Cities in California with the most Virtual Adjuster job openings:
Infographic showing various Virtual Adjuster job openings in California as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, and 3% Contract. Highlights an 45% Physical, 3% Hybrid, and 52% Remote job distribution, with an average salary of $64,092 per year, or $30.8 per hour.

Independent Field Adjuster Northern California

Storm Pro Consultants

Sacramento, CA • On-site

$70K - $200K/yr

Contractor

Posted 14 days ago

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Job description

Independent Field Adjuster

Do LESS Work and EARN More than a traditional insurance field adjuster. If you’re tired of corporate red tape, endless paperwork, low pay for high effort—this is for you. We’re a smaller, relationship‐driven company where your work is valued, your time is respected, and your earning potential is higher. Enjoy meaningful work where you get to help people and love the challenge of combining your insurance, construction, and people skills together.

Job Summary

As our Adjuster, you’ll choose to telework or on-site in the field locally or out of town/state, at various residential sites. You will evaluate a loss by assessing damage, documenting conditions and ASOR, determine key factors in accordance with policy terms, and write up the build‐back Xactimate estimate.

This role is ideal for someone who enjoys problem‐solving, producing organized accurate estimates, and is knowledgably in insurance coverage and construction restoration.

Key Responsibilities

Loss Assessment

  • Conduct inspections of residential property damage
  • Compile a detailed photos report, sketch of measurements, and accompanying notes
  • Identify any necessary tests potentially needed to verify/accompany findings

Damage Estimation

  • Write detailed Xactimate estimates (build‐back scope)
  • Gather material samples as required for additional testing, when needed
  • Apply construction expertise and critical thinking to produce precise, well‐supported ASOR.

Documentation & Reporting

  • Compile clear, well organized, comprehensive reports
  • Submit completed reports in a timely manner

Customer Service & Communication

  • Represent the company professionally and respectfully
  • Be punctual for scheduled appointments
  • Maintain good communication with department head.

Required Qualifications

  • Minimum 3 years property field adjusting experience.
  • Xactimate Level 2 proficiency, minimum
  • Hands‐on, in field, experience writing Xactimate estimates
  • Comfortable climbing roofs, when necessary
  • Strong understanding of insurance policies, coverages, and claim processes
  • Experience in wind, fire, smoke, flood, and snow/ice, and water losses required
  • Valid driver’s license
  • Have reliable transportation, computer, mobile device, digital camera, ladder, and other miscellaneous items necessary to perform adjuster responsibilities.
  • Must have Xactimate and Microsoft 365 subscriptions.

Advanced Candidate Skills (Preferred)

  • Mitigation remediation knowledge (including smoke)
  • Construction background (Higher pay/bonus for demonstrated ability to understand building plans and relate them into Xactimate scope items in the Build-back estimate).
  • Multi-state claims experience in field
  • Multi-carrier Certifications
  • CAT experience
  • Earthquake claim experience
  • Drone operation skills
  • Experience using 3D scans / virtual property software
  • Strong analytical thinking and problem‐solving ability

Work Range and Pay

  • Local and Remote (travel) and telecommute positions available.
  • Positions are paid per diem
  • Local travel commute time may be up to two hours for in-field positions
  • Optional out‐of‐state (travel) deployments available (includes flights + travel bonuses)

Company Description

Your Insurance Restoration Department. Storm Pro manages the entire insurance process from start to finish. With over 35 years of combined construction & insurance experience, we prepare professional estimates, document property damage, communicate with insurance carriers, negotiate claims, & work to maximize the funding available for repairs. Our clients frequently receive significantly higher insurance settlements than they would have secured on their own. We don't simply guide homeowners & contractors through the insurance process—we get it done. For contractors, we're your Insurance Restoration Department. For homeowners, we help secure the funding needed for a quality repair. We Handle the Claim. You Focus on What You Do.