Vice President Operational Risk Jobs in Santa Clara, CA

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Visa is seeking a Vice President, Clearing role to strengthen executive ownership of the most business-critical, regulator-visible components of VisaNet. As Visa scales transaction volume, accelerates platform modernization, and embeds GenAI across core systems, the existing operating model requires additional VP level accountability to safely drive transformation without compromising stability, accuracy, or trust.

Reporting to the SVP, Clearing, Settlement and Treasury Services within Payment Products Development (PPD), this VP will operate as a true peer to other PPD platform leaders and as a key execution partner to the CTO agenda.

Essential Functions

EndtoEnd Platform Ownership

• Executive accountability for Clearing platforms that clear, and settle hundreds of millions of transactions daily
• Ownership of platform outcomes including financial accuracy, settlement timeliness, resiliency, scalability, and regulatory compliance
• Material influence on issuer and acquirer trust, Visa brand integrity, and revenue execution

GenAI Led Platform Transformation

• Accountability for defining and executing a multiyear GenAI and automation transformation strategy across Clearing
• Responsibility for applying GenAI in ways that materially improve platform quality, operational resilience, and execution speed, including:
  • Predictive incident detection and prevention
  • Intelligent exception handling and transaction monitoring
  • Automated reconciliation, controls, and audit readiness

• Responsibility for embedding GenAI across the software development lifecycle, including design, engineering, testing, and operations, to materially improve platform quality, operational resilience, and execution speed
• Clear ownership of judgment calls on where GenAI meaningfully adds value versus where deterministic, rules based approaches must remain
• Partnership with Architecture, Risk, Legal, and Controls teams to ensure responsible, explainable, and regulator ready AI adoption

Platform Strategy and Modernization

• Ownership of multi-year modernization roadmaps aligned to VisaNet evolution, cloud adoption, and service based architectures
• Leadership of complex change across deep legacy platforms and modern stacks, with zero tolerance for avoidable operational risk
• Strategic input into enterprise architecture, data strategy, and platform standardization decisions that affect VisaNet at scale
• Driving the evolution of engineering standards to ensure long-term scalability and excellence

Operations, Risk and Regulatory Readiness

• Accountability for 24x7, always on operations with extreme availability and accuracy requirements
• Ownership of production readiness, incident management, post incident learning, audits, and regulatory engagements
• Responsibility for operational, financial, and risk metrics surfaced at Executive Leadership Team, Board, and regulator levels

People and Leadership

• Leadership of a large, globally distributed engineering organization spanning multiple time zones
• Development of strong succession pipelines, including leaders with deep platform and GenAI fluency
• Establishment of a culture centered on ownership, operational discipline, accountability, and responsible innovation

• Partner with Product, Platform Architecture, Treasury, Risk, and Operations leaders to deliver end-to-end payment processing outcomes
• Translate business, regulatory, and risk requirements into clear platform strategies and executable plans
• Drive GenAI adoption in ways that are outcome focused, measurable, and regulator credible
• Lead modernization efforts while actively managing tradeoffs between speed, stability, and operational risk
• Act as a senior voice in executive forums, clearly articulating risk, opportunity, and platform tradeoffs
• Represent the organization in regulatory discussions, audits, and critical partner engagements as required

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications 12 or more years of work experience with a Bachelor's Degree or at least 10 years of experience with an Advanced degree (e.g. Masters/ MBA/JD/MD) or at least 8 years of work experience with a PhD.Preferred Experience15+ years of software engineering experience, including senior executive leadership rolesProven experience leading large, globally distributed engineering organizations (100+ engineers)Ownership of mission critical, regulator visible platforms operating at global scaleBackground in payments, financial services, or large-scale transaction processing platformsDemonstrated experience driving AI enabled or automation led transformation in high-risk operational environmentsHandson experience applying GenAI, ML, or advanced analytics in production systemsStrong record of exercising judgment across modernization, financial risk, and regulatory exposureExperience operating within audit intensive, highly regulated environmentsHistory of leading modernization across deeply entrenched legacy platformsAbility to engage credibly with SVPs, regulators, auditors, and external partnersU.S. APPLICANTS ONLY: The estimated salary range for this position is 235,700 to 409,000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

U.S. Applicants Only

The estimated salary range for this positionis $261,900.00 to $ 458,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.