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Vehicle Repossession Jobs in Michigan (NOW HIRING)

RMS

Repossession Agent

Lansing, MI · On-site

$1.0K - $2.5K/wk

Repossession Agent RMS is seeking experienced and dependable Repossession Agents to join our ... Locate and recover vehicles, equipment, and other collateral assigned by clients. * Conduct field ...

UFCU

Loss Prevention Specialist

Buchanan, MI · On-site

$19.25 - $24.50/hr

Primary focus for this position may vary with other LP Specialists as necessary among Real Estate Foreclosure, Bankruptcy, and Vehicle Repossession services. Essential Functions, in Priority Order ...

Alcar Recovery

Repossession Agent

Warren, MI

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery

Repossession Agent

Southfield, MI

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

You will be investigating and tracking the known locations of cars out for repossession, securing them, and towing the vehicles to the closest company storage facility. Once towed, you will be ...

Midwest Auto Auction

Office Clerk

Redford, MI · On-site

$640/wk

We process title work for customers who purchase vehicles at our auction. We also release vehicles and property for the repossession department. You will be processing vehicle loans for the pawn ...

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Vehicle Repossession information

What is vehicle repossession?

Vehicle repossession is the process by which a lender or leasing company takes back possession of a vehicle from a borrower who has defaulted on their loan or lease agreement. This usually happens when the borrower fails to make required payments. The repossession process is typically carried out by licensed repossession agents who locate and retrieve the vehicle, often without prior notice to the owner. After repossession, the lender may sell the vehicle to recover the outstanding loan balance. Laws and procedures regarding repossession can vary by state and country.

What is a vehicle repossession job?

When someone is behind on their car payments or stops making payments altogether, the car lenders may repossess the vehicle as compensation. Vehicle repossession jobs include workers involved in the process of recovering the car to recoup some of the debt. Repossession agents attempt to contact the customer, find the car, and handle the paperwork to take the car back for the car lender. Once they locate the vehicle, the repossession agent contacts a tow truck driver to take possession of the car and move it to the location allocated by the lender. Both positions allow you to work as an independent contractor or on the staff of a repo firm.

What are the key skills and qualifications needed to thrive as a vehicle repossession agent, and why are they important?

To thrive as a Vehicle Repossession Agent, you need a valid driver's license, knowledge of repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, skip tracing software, and compliance certifications like CARS (Certified Asset Recovery Specialist) are typically required. Strong negotiation, conflict resolution, and stress management skills help agents navigate challenging interactions and handle high-pressure situations. These skills and qualifications ensure lawful, efficient, and safe recovery of assets while minimizing risk and maintaining professionalism.

What are some common challenges faced by vehicle repossession agents, and how can they be managed effectively?

Vehicle repossession agents often encounter challenges such as difficult interactions with vehicle owners, unpredictable schedules, and operating in various weather and neighborhood conditions. Effective communication skills and a calm, professional demeanor are essential when handling confrontational situations. Agents also rely on teamwork with dispatchers and other agents to ensure safety and efficiency, and many companies provide training on conflict resolution and legal compliance to help manage these challenges.

What is the difference between Vehicle Repossession vs Vehicle Recovery Specialist?

AspectVehicle RepossessionVehicle Recovery Specialist
CredentialsDriver's license, repossession trainingDriver's license, recovery training
Work EnvironmentLoan offices, repossession sites, public roadsAccident scenes, private properties, public roads
Industry UsageFinancial institutions, lendersInsurance companies, towing services
Common Search IntentRepossessing defaulted vehiclesLocating and retrieving vehicles after theft or breakdown

Vehicle Repossession involves retrieving vehicles from borrowers who default on loans, often working with lenders and following legal procedures. Vehicle Recovery Specialists focus on locating and retrieving vehicles, including those involved in theft or accidents, often working with insurance companies or towing services. While both roles involve vehicle retrieval, repossession is more about legal recovery for lenders, whereas recovery specialists handle broader vehicle retrieval tasks.

How to get a job repossessing cars?

To work in vehicle repossession, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Employers often require training in repossession procedures, and some states may require a license or certification; physical fitness and good communication skills are also important. Gaining experience in security or collections can be helpful for entry into this field.

Is it hard to become a vehicle repossession driver?

Becoming a vehicle repossession driver typically requires a valid driver's license, a clean driving record, and sometimes a background check. The job involves physical activity, knowledge of legal procedures, and often requires training on repossession laws and safety protocols, but it generally does not require formal higher education.
More about Vehicle Repossession jobs

What are the most commonly searched types of Vehicle Repossession jobs in Michigan?

The most popular types of Vehicle Repossession jobs in Michigan are:

What are popular job titles related to Vehicle Repossession jobs in Michigan?

For Vehicle Repossession jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Vehicle Repossession jobs in Michigan look for?

The top searched job categories for Vehicle Repossession jobs in Michigan are:

Vehicle Repossession jobs near you
Infographic showing various Vehicle Repossession job openings in Michigan as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Recovery / Repossession Agent

MICHIGAN RECOVERY SERVICES INC

Saginaw, MI • On-site

$30K - $150K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 2 days ago

Job description


Location: Michigan (statewide)
Schedule: Varies; nights and weekends required

Michigan Recovery Services (MRS) is seeking a dependable, detail‑oriented full time Recovery Agent to safely and efficiently complete client repossession assignments. In this role, you’ll be responsible for securing units, gathering key account information, and communicating updates that help determine the status of each order. Professionalism, accuracy, and compliance are essential.

Benefits

  • 401k with employer match
  • Health Insurance, AFLAC, Life Insurance
  • Paid vacation
  • Income potential of up to $150,000 (commission/volume-based)

Key Responsibilities

  • Repossession & Account Handling
  • Execute repossession orders in alignment with MRS’s mission, values, and client standards.
  • Safely locate and secure assigned units.
  • Follow up on leads, tips, and address information to maximize recovery success.
  • Update all account information, including all addresses and employment, per client compliance.
  • Collaborate with the Client Liaison team when additional information or skip tracing is needed.
  • Remain professional and compliant with all federal, state, and local regulations (CFPB, GLB, FDCPA, UCC).
  • Submit accurate, timely repossession reports, condition reports, required photos
  • Provide excellent client service at all times.

Qualifications

  • High school diploma or equivalent required.
  • Physically qualified to drive a commercial vehicle.
  • Must have or be eligible to obtain a DOT medical card.
  • Valid chauffeur’s license required.
  • Minimum 4‑year clean driving record.
  • Must pass background check, drug test, and physical.
  • At least 2 years of towing or repossession experience preferred.
  • CARS/ARA certification preferred; must be able to obtain certification within 6 months of hire.
  • 22 years of age or older.

Working Conditions

  • Frequent driving and sitting for long periods.
  • Standing, walking, and repetitive movements.
  • Ability to use a computer in the vehicle while safely parked.
  • Occasional heavy lifting.
  • Availability for nights and weekends.


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