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Vehicle Repossession Agent Jobs in Michigan (NOW HIRING)

Alcar Recovery

Repossession Agent

Warren, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team ... vehicles to the closest company storage facility. Once towed, you will be responsible for ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team ... vehicles to the closest company storage facility. Once towed, you will be responsible for ...

Alcar Recovery

Repossession Agent

Southfield, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team ... vehicles to the closest company storage facility. Once towed, you will be responsible for ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

The Repossession Field Agent's job involves communicating with internal staff, external team ... vehicles to the closest company storage facility. Once towed, you will be responsible for ...

UFCU

Loss Prevention Specialist

Buchanan, MI · On-site

$19.25 - $24.50/hr

... Vehicle Repossession services. Essential Functions, in Priority Order (Majority of duties, but not ... agent performance. 5. Provide support to the loss prevention team as needed in the areas of ...

All JobsVehicle Repossession Agent JobsVehicle Repossession Agent Jobs in Michigan

Vehicle Repossession Agent information

See Michigan salary details

$4

$19

$54

How much do vehicle repossession agent jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for vehicle repossession agent in Michigan is $19.37, according to ZipRecruiter salary data. Most workers in this role earn between $12.55 and $21.59 per hour, depending on experience, location, and employer.

What is a vehicle repossession agent?

Vehicle Repossession Agents are professionals who recover vehicles from owners who have defaulted on their loan or lease agreements. They work on behalf of banks, credit unions, or financing companies to locate, secure, and transport the vehicles back to the lender. Their job often involves using investigative skills to track down vehicles and adhering to legal guidelines to avoid breaches of peace. Repossession agents must be knowledgeable about state and federal laws regulating repossessions to ensure all actions are lawful.

What are the key skills and qualifications needed to thrive as a vehicle repossession agent?

To thrive as a Vehicle Repossession Agent, you need a valid driver's license, basic mechanical knowledge, and an understanding of state repossession laws, often accompanied by a high school diploma or equivalent. Familiarity with GPS tracking systems, repossession management software, and sometimes certification from organizations like the American Recovery Association are typically required. Strong negotiation skills, attention to detail, and the ability to remain calm under pressure make someone stand out in this position. These skills are crucial for ensuring safe, legal, and efficient recovery of assets while minimizing conflict and risk.

What are some common challenges faced by vehicle repossession agents, and how can they be managed?

Vehicle Repossession Agents often encounter challenging situations, such as dealing with uncooperative or upset vehicle owners and working during irregular hours, including nights and weekends. Effective communication skills, professionalism, and a thorough understanding of legal procedures help agents navigate these interactions safely and responsibly. Many employers provide ongoing training in conflict resolution and safety protocols, and agents typically work closely with team members and dispatchers to coordinate assignments and ensure personal safety. Building experience in the field can also lead to opportunities for advancement into supervisory roles or related positions in asset recovery.

What is the difference between Vehicle Repossession Agent vs Tow Truck Operator?

AspectVehicle Repossession AgentTow Truck Operator
CredentialsDriver's license, sometimes repossession-specific trainingDriver's license, towing certifications
Work EnvironmentFieldwork, often on private property or public roadsOn-road towing, vehicle recovery
Industry UsageFinancial institutions, repossession agenciesAuto repair shops, roadside assistance

Vehicle Repossession Agents primarily recover vehicles for lenders, often working in repossession agencies, while Tow Truck Operators focus on towing vehicles for repairs, roadside assistance, or parking violations. Both roles require driving skills and licensing, but their work environments and industry applications differ significantly.

How to become a vehicle repossession agent?

To become a vehicle repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Some states require a license or certification, and training in legal procedures and safety protocols is often provided by employers. Experience in security, law enforcement, or customer service can be beneficial for this role.

What are popular job titles related to Vehicle Repossession Agent jobs in Michigan?

For Vehicle Repossession Agent jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Vehicle Repossession Agent jobs in Michigan look for?

The top searched job categories for Vehicle Repossession Agent jobs in Michigan are:

What cities in Michigan are hiring for Vehicle Repossession Agent jobs?

Cities in Michigan with the most Vehicle Repossession Agent job openings:

Vehicle Repossession Agent jobs near you
Infographic showing various Vehicle Repossession Agent job openings in Michigan as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $40,291 per year, or $19.4 per hour.

Recovery / Repossession Agent

Saginaw, MI • On-site

MICHIGAN RECOVERY SERVICES INC
11 - 50 employees
Learn more about MICHIGAN RECOVERY SERVICES INCexternal

$30K - $150K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 26 days ago

Job description


Recovery Agent / Repossession Agent (Full-Time)

Location: Michigan (statewide) 
Schedule: Varies; nights and weekends required

Michigan Recovery Services (MRS) is seeking a dependable, detail‑oriented full time Recovery Agent to safely and efficiently complete client repossession assignments. In this role, you’ll be responsible for securing units, gathering key account information, and communicating updates that help determine the status of each order. Professionalism, accuracy, and compliance are essential.

Benefits

  • 401k with employer match
  • Health Insurance, AFLAC, Life Insurance
  • Paid vacation
  • Income potential of up to $150,000 (commission/volume-based)

Key Responsibilities

  • Repossession & Account Handling
  • Execute repossession orders in alignment with MRS’s mission, values, and client standards.
  • Safely locate and secure assigned units.
  • Follow up on leads, tips, and address information to maximize recovery success.
  • Update all account information, including all addresses and employment, per client compliance.
  • Collaborate with the Client Liaison team when additional information or skip tracing is needed.
  • Remain professional and compliant with all federal, state, and local regulations (CFPB, GLB, FDCPA, UCC).
  • Submit accurate, timely repossession reports, condition reports, required photos
  • Provide excellent client service at all times.

Qualifications

  • High school diploma or equivalent required.
  • Physically qualified to drive a commercial vehicle.
  • Must have or be eligible to obtain a DOT medical card.
  • Valid chauffeur’s license required.
  • Minimum 4‑year clean driving record.
  • Must pass background check, drug test, and physical.
  • At least 2 years of towing or repossession experience preferred.
  • CARS/ARA certification preferred; must be able to obtain certification within 6 months of hire.
  • 22 years of age or older.

Working Conditions

  • Frequent driving and sitting for long periods.
  • Standing, walking, and repetitive movements.
  • Ability to use a computer in the vehicle while safely parked.
  • Occasional heavy lifting.
  • Availability for nights and weekends.