Unity Bank Jobs (NOW HIRING)

Position Summary

Responsible for efficient processing of residential mortgage loan applications.

Essential Functions

Disclose new mortgage applications in a timely, accurate and compliant manner

• Manage a pipeline of conventional, government and/or portfolio loans. The Bank's general expectation is to keep individual pipelines to a maximum of 45 per processor.
• Evaluate all new loan documentation to ensure a timely and efficient submission into underwriting
• Maintain high level of customer service with proactive communication between borrowers, Sales and Operations management
• Collect and review all loan conditions prior to re-submission to underwriting for final approval
• Ensure accurate, complete and timely loan data being entered into loan processing system
• Assist, on a "as needed" basis, in the follow-up for post-closing documentation
• Assist in implementation of new products and programs when necessary
• Assist in specials projects when necessary
• Support branch network regarding mortgage loans status, policy, procedures and products
• Liaison between realtors, title companies, attorneys and investors
• Maintain current knowledge of all industry and bank policies and procedures

Education and Experience

• High school graduate or equivalent
• College Degree preferred
• 5 years residential mortgage processing experience required
• Strong analytical and problem-solving skills
• Sound judgment and strong decision-making ability
• Self-motivated with ability to work independently
• Must possess excellent interpersonal and written communication skills
• Ability to multi-task and to prioritize responsibilities
• Ability to work under pressure and tight deadlines
• Highly reliable and detail oriented
• Excellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required. Familiarity with systems such as Encompass and Desktop Underwriter is a plus

Skills/Knowledge/Abilities Required

• Knowledgeable of all TRID guidelines
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume. Ability to apply concepts of basic algebra
• Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications; ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence
• Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations
• Ability to work independently with little supervision
• Ability to provide indirect supervision to subordinate staff members

This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.

This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload.

Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.

Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department