Underwriting Trainee Jobs in Silver Spring, MD (NOW HIRING)

Licensed Insurance Agent Trainee

$2,000 Sign-On Bonus for candidates with active Property & Casualty and Life licenses

$1,000 Sign-On Bonus for candidates with one active license

AAA Auto Club Enterprises is currently interviewing for multiple locations. We encourage you to apply, and during the interview process, we'll work with you to identify the location that best aligns with your preferences, experience, and career goals.

What We Offer:

• $100K+ earning potential
• Comprehensive benefits package, including a pension plan
• Paid training and ongoing professional development

Your Success Will Require You To:

• Source, develop leads, prospect, and continually network
• Possess a competitive sales drive and desire to meet and exceed monthly goals
• Be an effective communicator, both written and verbal
• Provide exceptional customer service and maintain client retention
• Be self-motivated and fully committed to building a profitable business

Job Summary

This position is designed for licensed insurance professionals looking to grow their sales career with a trusted industry leader. The Insurance Agent Trainee role serves as a pathway to a Sales Agent position. Upon successful completion of the training period, the Agent Trainee will be reclassified as a Sales Agent.

This position works exclusively within a District Office and is responsible for conducting sales activities, appointments, and inspections both onsite and offsite as directed by the Insurance Business Manager (IBM). Agents sell Club memberships and insurance products in support of Club growth, profitability, and service quality objectives. The Agent Trainee educates members on available services and insurance products while ensuring all documentation is completed accurately, thoroughly, and in a timely manner. Agents are expected to adhere to underwriting rules and guidelines to support company underwriting objectives.

Job Duties

• Sell insurance products utilizing the fundamentals of Successful Sales Calls (SSC). Quote rates, qualify applicants, inspect vehicles or property, and complete documentation in accordance with underwriting criteria, procedures, and quality standards.
• Sell Club memberships, promote Club services and products, and provide information regarding membership and insurance offerings.
• Execute a successful sales strategy by developing leads and contacts while leveraging company provided opportunities. Effectively manage time, organize information, capitalize on sales opportunities, maintain expertise in Club products and services, communicate effectively with clients and colleagues, and continuously strengthen closing skills.
• Maintain an acceptable product mix and maximize cross sell opportunities to enhance overall product penetration.
• Ensure accurate rating and underwriting information is applied to new policies based on customer disclosures, current underwriting guidelines, and completed documentation.
• Provide policy service to Club members in person, by phone, and through written correspondence. Complete insurance and membership forms to update, amend, or cancel existing policies and membership records while maintaining accurate transaction documentation.
• Collect membership and insurance payments and maintain proper security and accountability when handling Club funds and receipts.
• Attend meetings, training workshops, and seminars. Complete timecards, expense reports, and other required documentation accurately and on time. Adhere to scheduled duties and activities as directed by management.
• Identify cross sell opportunities based on member needs and service requests. Strengthen member relationships by expanding product usage and provide qualified sales referrals to insurance, travel, and other departments as appropriate.

Qualifications

• Bachelor's degree or an equivalent combination of education and experience preferred.
• 1 to 3 years of insurance sales and/or service experience preferred.
• Strong oral and written communication skills required.
• Working knowledge of Microsoft Office applications including Word, Access, Excel, and PowerPoint required.
• Demonstrated competitive drive, persistence, and goal oriented mindset required.
• Strong organizational skills required.
• Active Property & Casualty Insurance License in the selling state required.
• Valid driver's license, acceptable motor vehicle record, and minimum required liability insurance required.

Travel Requirements

• Occasional travel to offsite business meetings or conferences (approximately 5%).

Remarkable benefits:

• Health coverage for medical, dental, vision
• 401(K) saving plans with company match AND Pension
• Tuition assistance
• Floating holidays and PTO for community volunteer programs
• Paid parental leave
• Wellness programs
• Employee discounts (membership, insurance, travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value."

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify