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Underwriting Trainee Program Jobs in Florida (NOW HIRING)

Ocean Bank

Credit Trainee

Miami, FL

Ocean Bank is seeking a motivated and analytical Credit Trainee to participate in a structured credit training program designed to build foundational knowledge in credit risk analysis, underwriting ...

Ocean Bank

Credit Trainee

Miami, FL · On-site

Overview Ocean Bank is seeking a motivated and analytical Credit Trainee to participate in a ... program designed to build foundational knowledge in credit risk analysis, underwriting, cash flow ...

Ocean Bank

Credit Trainee

Miami, FL · On-site

Overview Ocean Bank is seeking a motivated and analytical Credit Trainee to participate in a ... program designed to build foundational knowledge in credit risk analysis, underwriting, cash flow ...

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Underwriting Trainee Program information

What is an underwriting trainee program?

An Underwriting Trainee Program is a structured entry-level development program designed to train individuals in the fundamentals of insurance underwriting. Trainees learn how to assess risks, price insurance policies, and make decisions about coverage under the guidance of experienced underwriters. These programs typically combine classroom instruction, on-the-job training, and mentorship. Upon successful completion, trainees may transition into full-time underwriting positions with increased responsibilities.

What types of projects and responsibilities can I expect to handle during an underwriting trainee program?

As an Underwriting Trainee, you will typically rotate through different lines of business and assist experienced underwriters in evaluating insurance applications, assessing risk, and determining policy terms. You'll be involved in reviewing financial documents, communicating with brokers and clients, and learning about regulatory compliance. The program often includes both classroom training and on-the-job experience, providing a well-rounded introduction to the underwriting process. This hands-on exposure helps you build foundational knowledge and prepares you for more independent underwriting responsibilities after completing the program.

What are the key skills and qualifications needed to thrive as an underwriting trainee, and why are they important?

To thrive in an Underwriting Trainee Program, you generally need a bachelor's degree (often in finance, business, or a related field), strong analytical abilities, and numerical proficiency. Familiarity with underwriting software, Microsoft Excel, and sometimes progress toward industry certifications like CPCU is beneficial. Attention to detail, effective communication, and eagerness to learn are standout soft skills for this entry-level role. These skills enable trainees to accurately assess risk, collaborate with teams, and develop into successful underwriters.

What is the difference between Underwriting Trainee Program vs Underwriter?

AspectUnderwriting Trainee ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, often in finance, economics, or related fieldsRequires relevant experience, certifications (e.g., CPCU), and industry knowledge
Work EnvironmentTraining-focused, entry-level, often in an office settingDecision-making role, responsible for evaluating risks and approving policies
Industry UsageCommonly used for onboarding new talent in insurance companiesEstablished professional role within insurance and reinsurance firms

The Underwriting Trainee Program is designed to train newcomers with foundational knowledge and skills, preparing them for a full underwriting role. In contrast, an Underwriter is an experienced professional responsible for assessing risks and making underwriting decisions. The program serves as a stepping stone toward becoming an underwriter, who typically has more industry experience and certifications.

What are popular job titles related to Underwriting Trainee Program jobs in Florida?

For Underwriting Trainee Program jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Underwriting Trainee Program jobs in Florida look for?

The top searched job categories for Underwriting Trainee Program jobs in Florida are:

What cities in Florida are hiring for Underwriting Trainee Program jobs?

Cities in Florida with the most Underwriting Trainee Program job openings:

Underwriting Trainee Program jobs near you
Infographic showing various Underwriting Trainee Program job openings in Florida as of September 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Hybrid job distribution.

Credit Trainee

Miami, FL

Ocean Bank
Commercial Banking • 501 - 1,000 employees
Learn more about Ocean Bankexternal

Full-time

Posted 4 days ago

Job description

Ocean Bank is seeking a motivated and analytical Credit Trainee to participate in a structured credit training program designed to build foundational knowledge in credit risk analysis, underwriting, cash flow analysis, financial modeling, portfolio management, and commercial banking products. This role provides exposure to Commercial Real Estate and Commercial & Industrial credit transactions while developing the technical, analytical, communication, and business skills needed to support sound lending decisions and credit portfolio management.


  • Participate in credit training focused on lending practices, credit risk analysis, underwriting, corporate finance, cash flow analysis, financial modeling, valuation, and banking products.
  • Learn the full lending cycle and gain exposure to Commercial Real Estate and Commercial & Industrial credit transactions.
  • Analyze financial statements, tax returns, credit reports, borrower information, and market conditions to support credit recommendations.
  • Assist with loan application reviews, credit approval memorandums, financial ratio calculations, pro forma analysis, stress testing, and repayment source evaluation.
  • Support portfolio monitoring activities, including risk rating assessments, identification of accounts requiring further review, and evaluation of overall repayment capacity.

Education/Experience:

Requirements

  1. Bachelor’s degree in business administration, specifically Accounting, Finance, or Economics.

 

Skills & Competencies

  1. Must understand general accounting principles and finance principles.
  2. Must have excellent financial and quantitative skills.
  3. High degree of initiative, accountability, resourcefulness, and attention to detail.
  4. Ability to analyze data, work with spreadsheets, calculate formulas, create pivot tables, use VLOOKUP, and run macros.
  5. Must be capable of communicating effectively and have strong presentation skills.
  6. Must possess excellent project and time management skills; possess excellent organizational, analytical, interpersonal, written and verbal communication skills.
  7. Computer proficient in MS Software, (e.g. Excel, Word, and Outlook).

 

Preferences

  • None

Licenses/Certifications (required)

  • None

In this role you can work onsite from Miami, Florida, United States

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