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Underwriting Rules Engine Jobs (NOW HIRING)

Senior Product Manager, Underwriting

Austin, TX · On-site

$125K - $165K/yr

Define and own the multi-year product strategy and vision for Hippo's Underwriting Platform -- spanning the rules engine, risk and UW models, and AI/agentic workflows. * Identify opportunities to ...

... underwriting engine.* Build lender-facing risk materials for DeFi capital providers and family offices.* Establish portfolio limits, monitoring rules, stress scenarios, and governance for credit ...

Monitors, controls and evaluates the efficiency of the underwriting business rules engine, identifying new rules to support profitable growth and ensure proper rating of new and existing business.

Life Underwriter

Lincoln, NE · On-site

$77K - $103K/yr

Understand how to analyze and assess risk with the use of an automated underwriting rules engine and third-party data requirements. * Continue growth and development through professional development ...

Design, develop, and maintain business rules engine incorporating automated underwriting processes and strategies, counter-offers and cross-sell/bundling policies using moderate level of guidance.

Design, develop, and maintain business rules engine incorporating automated underwriting processes and strategies, counter-offers and cross-sell/bundling policies using moderate level of guidance ...

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Underwriting Rules Engine information

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How much do underwriting rules engine jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for underwriting rules engine in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What is an underwriting rules engine?

An Underwriting Rules Engine is a software system that automates the decision-making process in insurance underwriting by applying predefined rules and criteria to evaluate risks and determine policy eligibility. These engines help insurers process applications faster, reduce manual errors, and ensure consistent application of underwriting guidelines. By digitizing and streamlining the review process, they support both efficiency and regulatory compliance in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriting rules engine specialist?

To excel as an Underwriting Rules Engine Specialist, you need a strong background in insurance underwriting, business analysis, and rules-based logic, often supported by a degree in finance, computer science, or a related field. Experience with rules engine platforms (such as Oracle Policy Automation, Pegasystems, or InRule), business process modeling, and relevant certifications is highly beneficial. Analytical thinking, problem-solving abilities, and effective communication are essential soft skills for collaborating across technical and business teams. These competencies ensure the accurate implementation of underwriting policies, streamlined decision processes, and compliance with regulatory standards.

How does an underwriting rules engine specialist typically collaborate with other teams during the development and implementation of rules?

Underwriting Rules Engine specialists work closely with cross-functional teams, including underwriting, IT, compliance, and data analytics, to design and refine automated decision-making processes. They often gather business requirements from underwriters, translate them into technical specifications for developers, and coordinate with compliance to ensure all rules adhere to regulatory standards. Regular meetings and feedback loops are common, ensuring the rules engine aligns with evolving business needs and risk appetites. This collaborative approach enables efficient and accurate implementation of underwriting policies.

What is the difference between Underwriting Rules Engine vs Underwriter?

AspectUnderwriting Rules EngineUnderwriter
CredentialsTypically no formal credentials; requires understanding of rules and algorithmsRequires licenses/certifications such as CPCU, FCAS, or similar
Work EnvironmentPrimarily software development and data analysis in tech or insurance companiesManual review of applications in insurance underwriting departments
Industry UsageUsed to automate and streamline underwriting decisionsPerforms the actual risk assessment and decision-making
Search/Comparison IntentUnderstanding automation tools vs manual underwriting rolesComparing automated systems to human underwriters

The Underwriting Rules Engine focuses on automating underwriting processes through software, while the Underwriter performs manual risk assessments. Both roles are essential in insurance, with the engine supporting efficiency and the underwriter providing expert judgment.

What are popular job titles related to Underwriting Rules Engine jobs?

For Underwriting Rules Engine jobs, the most frequently searched job titles are:

Infographic showing various Underwriting Rules Engine job openings in the United States as of September 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 61% In-person, 11% Hybrid, and 28% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

Automated Rules Analyst

Sioux Falls, SD • On-site

Sammons Financial Group
Finance and Insurance • 1 - 5K employees

$95K - $158K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 29 days ago


Sammons Financial Group rating

8.8

Company rating: 8.8 out of 10

Based on 19 frontline employees who took The Breakroom Quiz


Job description

What You Can Expect In This Role
Support the design, implementation, and maintenance of underwriting rules to drive operational efficiencies, ensuring mortality expectations are met. Collaborate with other departments and external partners, including New Business, Underwriting, Marketing, Sales, Information Technology (IT), and third-party vendors.
What You'll Do In This Role
• Confidently lead and effectively take ownership of the projects to which you are assigned.
• Develop, update, and manage underwriting rules within the underwriting platforms, supporting efficiency and scalability initiatives aligned to life strategy goals.
• Within an automated underwriting framework, lead solution design efforts by identifying gaps, defining workflows and rules, and refining requirements in collaboration with vendors and internal teams.
• Work closely with outside underwriting engine and administrative system vendors to create, maintain, and alter underwriting rules as needed.
• Collaborate with Mortality Management and Underwriting Research to create or adjust accelerated underwriting rules.
• Work closely with existing medical and underwriting evidence vendors to ensure data is mapped appropriately to our application questions and meets our mortality assumptions and efficiency goals.
• Work closely with existing medical and underwriting evidence vendors to ensure data is appropriately mapped to application questions, aligned with mortality assumptions, and supportive of application design and filing efforts as needed.
• Perform Quality Assurance (QA) testing of underwriting rules as needed.
• Work in partnership with Underwriting Research to update Standard Operating Procedures (SOPs) as needed.
• Lead and engage in technical tasks, including story writing, requirements definition, testing, troubleshooting, and quality assurance, to ensure the accuracy and compliance of underwriting rules and project deliverables.
• Commitment to embrace Sammons Financial Group Companies shared values (Accountability, Connection, Openness, Respect and Integrity).
• As stated within the Company Attendance and Punctuality policy, regular attendance is required and expected in order to meet the business service levels and workflow demands.
• Participate in other initiatives and/or projects as necessary.
What We're Looking For
  • College degree or equivalent industry related work experience Required
  • Life Underwriting experience Preferred
  • Rules writing experience Required
  • Possess excellent organizational and project management skills, with ability to manage multiple assignments simultaneously
  • Strong and effective leadership, decision-making, and motivational skills
  • Strong interpersonal skills for relationship building
  • Flexible and adaptable to quickly changing deadlines within projects
  • Excellent communication skills, including listening, oral, presentation, and written
  • Strong analytical skills in assessing medical evidence and mortality data
  • Able to effectively use Excel
  • Designation or working toward completion of FALU Required

Other Requirements
• Due to the financial nature and level of accountability of this position, a credit and criminal background check is required - The Fair Credit Reporting Act requires Sammons Financial Group Companies to notify you that, as a routine part of processing this application for employment, Sammons Financial Group may request a consumer report on you to verify all information contained in this application. Such report may include information about work-related behaviors, performance, character, general reputation, and personal characteristics, in addition to information about your previous employment, education, credit history and criminal records
Salary Range Information
USD $95,198.00 - USD $158,663.00 /Yr. Range includes data points from multiple labor markets. Specific range is dependent on the labor market where the incumbent will be hired to perform the position. Starting salary is dependent on candidate qualifications and experience. For a narrower salary range specific to your labor market, please inquire.
What you can expect when you join Sammons Financial Group
Comprehensive health coverage for you and your family, including Medical, Dental, Vision, HSA & FSA options, and term life insurance.
Competitive compensation with a performance-based incentive program tied to clear goals and individual and/or company success.
Invest in your future with our 100% company-funded Employee Stock Ownership Plan (ESOP), plus automatic enrollment in our 401(k).
Work-life balance that means something. Friday afternoons off year-round, generous paid time off, and paid holidays.
Commit to your growth with paid development time, tuition reimbursement, and professional development opportunities across industry, individual, and leadership programs.
Make an impact beyond the workplace through volunteer time off, and our company nonprofit matching gift program, supporting the causes that matter most to you.
An ownership culture that inspires; join a connected, values-driven workplace where employees take accountability, support one another, and are empowered to do their best work-together shaping our future shared success.
Work Authorization/Sponsorship
At this time, we're not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)
Additional Information
Sammons Financial Group Is An Equal Opportunity Employer
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, or any other characteristic protected by applicable law.
ADA
Sammons Financial Group is committed to providing reasonable accommodations to qualified individuals with disabilities in all aspects of the employment process. If you need assistance or a reasonable accommodation at any stage of the application or hiring process, including navigating our website or applying for a position, please contact HR@sfgmembers.com or call 800-728-2987.
E-Verify
Sammons Financial Group participates in E-Verify and will provide the Social Security Administration and, if necessary, the Department of Homeland Security with information from each new employee's Form I-9 to confirm work authorization.
Policy for External Search Firms and Agencies
Sammons Financial Group maintains an internal Talent Acquisition function and does not accept unsolicited resumes or candidate submissions from search firms, staffing agencies, or other third-party recruiting vendors. Please review our Recruitment Agency Policy for additional information here.

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