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Underwriter Jobs in Spring Valley, NY (NOW HIRING)

Chubb

AVP, Underwriter

Stamford, CT · Hybrid

Chubb Tempest Re USA, LLC is the underwriting MGU writing assumed property and casualty treaty reinsurance for United States based insurers. Job Summary: The Property team at Chubb Tempest Re USA LLC ...

CFC

Cyber SME Underwriter

New York, NY · On-site

$90K - $100K/yr

Cyber SME Underwriter Department: Cyber Employment Type: Permanent - Full Time Location: US - New York Compensation: $90,000 - $100,000 / year Description At CFC, we do things differently. We're a ...

Ryan Specialty Group

AVP, Cyber Underwriter

New York, NY · On-site

$168K - $210K/yr

Position Summary The Executive Property and Casualty Underwriter is responsible for driving profitable growth through effective risk management and underwriting strategies, leading the development of ...

Shepherd Labs Inc.

Executive Underwriter

New York, NY · On-site

$185K - $228K/yr

Our AI performs the same underwriting workflows in seconds, and integrates real-time data from construction technology partners - Procore, Autodesk, OpenSpace, DroneDeploy, and others - to see risk ...

CFC Inc

Cyber SME Underwriter

Manhattan, NY · On-site

Cyber SME Underwriter At CFC, we do things differently. We're a specialist insurance provider built on curiosity, collaboration and a genuine passion for innovation - especially in cyber. As our US ...

Valley Bank

Portfolio Underwriter

Wayne, NJ · On-site

Clearly document underwriting decision. * Prepare customer commitments to be issued detailing additional conditions. Required Skills: * Demonstrated strong knowledge of underwriting self employed ...

Ryan Specialty

AVP, Cyber Underwriter

New York, NY

$168K - $210K/yr

Position Summary The Executive Property and Casualty Underwriter is responsible for driving profitable growth through effective risk management and underwriting strategies, leading the development of ...

Fractal

Insurance Underwriter SME

New York, NY · On-site +1

$225/hr

Insurance Underwriter SME (SR-39481) New York, NY (Preferred) / East Coast Remote Fractal is a strategic AI partner to Fortune 500 companies with a vision to power every human decision in the ...

HUB International Limited

Senior Underwriter

New York, NY · On-site

$125K - $150K/yr

As an Underwriter, you will play a critical role in growing our business by supporting our leading thought leadership and advocacy for our plan sponsor policyholders. Job Summary: To underwrite ...

Liberty Mutual

Senior Underwriter

New York, NY

$76K - $197K/yr

Description Underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven ...

CFC

Cyber SME Underwriter

New York, NY

As our US cyber business continues to grow, we're looking for a Cyber Underwriter to join our team in New York and play a key role in supporting our admitted cyber offering. This is a brilliant ...

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Underwriter information

See Spring Valley, NY salary details

$32.9K

$79.9K

$141.4K

How much do underwriter jobs pay per year?

As of May 28, 2026, the average yearly pay for underwriter in Spring Valley, NY is $79,929.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,800.00 and $88,200.00 per year, depending on experience, location, and employer.

What Do Underwriters Do?

The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.

Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.

What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

More about Underwriter jobs
What cities near Spring Valley, NY are hiring for Underwriter jobs? Cities near Spring Valley, NY with the most Underwriter job openings:
Underwriter jobs near you
Infographic showing various Underwriter job openings in Spring Valley, NY as of May 2026, with employment types broken down into 90% Full Time, 7% Part Time, and 3% Contract. Highlights an 79% Physical, 7% Hybrid, and 14% Remote job distribution, with an average salary of $79,929 per year, or $38.4 per hour.

Experienced MCA Underwriter

High Rise Capital

New York, NY • Hybrid

Other

Posted 8 hours ago

Job description

High Rise Capital is seeking a highly experienced Merchant Cash Advance Underwriter to join our in-house underwriting team in New York.

This is a senior-level position for a disciplined credit professional who understands risk, can structure complex files, and is comfortable underwriting both clean and high-risk transactions at meaningful volume.

We are a direct lender. Our underwriting team makes real decisions that directly impact portfolio performance and capital deployment.

The ideal candidate has substantial experience underwriting MCA transactions across all risk tiers from 30 days to 15 month paper and is comfortable reviewing and structuring six- and seven-figure files. This role requires strong analytical ability, sound credit judgment, and the capacity to manage a demanding workflow in a fast-paced environment.

Requirements

  • Minimum 2+ years of direct MCA underwriting experience
  • Proven track record underwriting:
    • Clean paper
    • High-risk and stacked files
  • Experience handling large exposure files (six and seven figures)
  • Strong working knowledge of:
    • Bank statement analysis
    • Negative days / NSFs
    • Deposit consistency & revenue trends
    • Position stacking and payment structures
    • Holdback calculations and debt ratios
    • Collectability
  • Experience running and analyzing:
    • nysef, ct courts
    • Personal credit reports
    • CLEAR reports
  • Ability to independently approve, counter, or decline files with clear rationale
  • Strong documentation and file note discipline
  • Ability to manage high daily volume without sacrificing accuracy

Benefits

What We Value
  • Sound risk assessment and structured decision-making
  • Strategic thinking - not just file review, but deal structuring
  • Efficiency under pressure
  • Clear communication with closers, brokers, and management
  • Accountability for portfolio performance

We are looking for someone who understands that underwriting is not just about minimizing risk - it is about intelligently pricing and structuring it.

Compensation & Opportunity
  • Competitive base salary
  • Performance-based bonus structure
  • Long-term growth opportunity within a high-volume direct lending platform

In-office role only. Remote candidates will not be considered.

Qualified candidates should submit a resume along with a brief summary of underwriting experience and typical file size handled. IF YOU DONT HAVE EXPIRENCE DONT APPLY

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