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Underwriter Jobs in Spring, TX (NOW HIRING)

Credit Underwriter

Houston, TX · On-site

$50K - $90K/yr

Credit Underwriter Bank of the Orient is an independent Asian Community Bank that has proudly served the financial needs of multiple San Francisco Bay Area communities for over 55 years and Texas. We ...

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Underwriter information

See Spring, TX salary details

$28.9K

$70.2K

$124.1K

How much do underwriter jobs pay per year?

As of Sep 14, 2026, the average yearly pay for underwriter in Spring, TX is $70,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $77,400.00 per year, depending on experience, location, and employer.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Senior or specialized underwriters can earn higher salaries, especially with professional certifications and experience in fields like insurance or banking.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical ability, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

Is it hard to get into underwriting?

Getting into underwriting can be competitive, as it often requires relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing in the field typically requires experience and industry knowledge.

What are the most commonly searched types of Underwriter jobs in Spring, TX?

The most popular types of Underwriter jobs in Spring, TX are:

What are popular job titles related to Underwriter jobs in Spring, TX?

For Underwriter jobs in Spring, TX, the most frequently searched job titles are:

What cities near Spring, TX are hiring for Underwriter jobs?

Cities near Spring, TX with the most Underwriter job openings:

Infographic showing various Underwriter job openings in Spring, TX as of August 2026, with employment types broken down into 94% Full Time, 5% Part Time, and 1% Contract. Highlights an 67% Physical, 12% Hybrid, and 21% Remote job distribution, with an average salary of $70,193 per year, or $33.7 per hour.

Senior Underwriter, Environmental

Houston, TX • On-site

$94K - $111K/yr

Full-time

Re-posted 12 days ago


Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.
Position Overview
We are seeking a dynamic and experienced Senior Underwriter to join our Environmental Casualty team in Houston. This role is responsible for expanding and managing an existing primary and excess portfolio. The Senior Underwriter will oversee all aspects of portfolio management, including solicitation of submissions, underwriting analysis, and the preparation and issuance of indications, quotations, and binders. The ideal candidate will possess a proven track record in casualty underwriting, strong broker relationships, and the ability to deliver quality service while achieving company goals.
Key Responsibilities:
  • Solicit, analyze, and underwrite new and renewal business of Combined Form Package (General liability, Pollution, Professional Liability), Commercial Auto, Workers Compensation and Excess Liability
  • Conduct thorough underwriting analysis by evaluating and interpreting data to assess risks and potential exposures, determining appropriate coverage terms and pricing for each policy.
  • Prepare and issue indications, quotations, and binders in a timely and accurate manner.
  • Track pipeline activity and provide weekly production forecasts to management.
  • Build and maintain strong relationships with brokers, as well as clients, to ensure high levels of service and customer satisfaction.
  • Collaborate with underwriting team members and other departments to achieve company objectives.
  • Monitor account performance, making recommendations for improvements or changes as needed.
  • Stay current with industry trends, regulations, guidelines, and changes to policy forms and endorsements.
  • Participate in marketing and sales meetings within assigned territories, including travel as required.

Qualifications:
  • Minimum of 5 years' experience in underwriting casualty lines of coverage including General Liability, Worker's Compensation, Commercial Auto, and Excess Liability. Pollution experience is preferred but not required.
  • Strong analytical and decision-making skills, with the ability to assess complex risks and develop tailored solutions.
  • Demonstrated expertise in risk assessment, pricing, and portfolio management
  • Proven ability to multi-task, highly organized and detail oriented with the ability to manage multiple priorities and deadlines efficiently.
  • Excellent communication and interpersonal skills, negotiation, and presentation skills, with a professional demeanor in both written and verbal interactions.
  • Established relationships with brokers - retail and wholesale
  • Proficiency in underwriting software and tools, data analysis, and Microsoft Office Suite.

Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.