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Underwriter Jobs in Reston, VA (NOW HIRING)

United Educators

Senior Underwriter

Bethesda, MD · On-site

$122K - $144K/yr

The Senior Underwriter will be responsible for ensuring profitable growth of book of business by appropriately evaluating the acceptability of risks. Builds relationships with members and brokers to ...

NVR, Inc.

Mortgage Underwriter

Reston, VA · On-site

A Mortgage Underwriter will take responsibility for the daily underwriting processes for our Conventional, FHA and VA loans. Your attention to detail will have a direct impact on our customers ...

NVR Inc

Mortgage Underwriter

Reston, VA

Underwrite loans for compliance with investor and/or agency guidelines. * Submit loans through an automated underwriting system for a decision. * Approve or pend loans; present appropriate loans ...

Summit

Financial Underwriter (Hybrid)

Washington, DC · On-site

$80K - $115K/yr

Financial Underwriter Washington, DC-Based | Energy and Infrastructure Finance | 5-10 Years of Experience Summit Consulting, LLC provides quantitative and qualitative solutions to help federal ...

Fanniemae

Multifamily Underwriter - Advisor

Reston, VA · On-site

THE IMPACT YOU WILL MAKE The Multifamily Underwriter - Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the ...

Chubb

Senior Underwriter, Technology

Washington, DC

$100K - $165K/yr

Underwriter will have a renewal book with a strong flow of new business submissions. * Meet or exceed financial goals including rate, growth, profit, retention, and new business. * Meet or exceed ...

New

Summit

Financial Underwriter (Hybrid)

Washington, DC · On-site

$80K - $115K/yr

Summit is seeking an experienced Financial Underwriter with 5 to 10 years of experience to support federal energy and infrastructure finance work. This position is based in Washington, DC. The ...

EMC

Senior Underwriter

Washington, DC · On-site

$102K - $140K/yr

Serves as a mentor for less experienced underwriters Education & Experience: * Bachelor's degree, preferably in insurance or business administration * Five years of experience in commercial lines ...

New

Chubb

Senior Underwriter, Technology

Washington, DC · On-site

$100K - $165K/yr

Underwriter will have a renewal book with a strong flow of new business submissions. * Meet or exceed financial goals including rate, growth, profit, retention, and new business. * Meet or exceed ...

PGIM

PGIM Real Estate -Agency Underwriter

Arlington, VA · Hybrid

$120K - $140K/yr

As a member of the multifamily underwriting team, this role plays a critical part in managing loan transactions from initial screening through final approval. You'll work closely with clients, Agency ...

NVR, Inc.

Senior Mortgage Underwriter

Reston, VA · On-site

$121K/yr

A Senior Mortgage Underwriter will take responsibility for the daily underwriting processes for our Conventional, FHA and VA loans. Your attention to detail will have a direct impact on our customers ...

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Showing results 21-40

All JobsUnderwriter JobsUnderwriter Jobs in Reston, VA

Underwriter information

See Reston, VA salary details

$33.8K

$82.1K

$145.1K

How much do underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for underwriter in Reston, VA is $82,062.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,500.00 and $90,500.00 per year, depending on experience, location, and employer.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Senior or specialized underwriters can earn higher salaries, especially with professional certifications and experience in fields like insurance or banking.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical ability, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

Is it hard to get into underwriting?

Getting into underwriting can be competitive, as it often requires relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing in the field typically requires experience and industry knowledge.
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For Underwriter jobs in Reston, VA, the most frequently searched job titles are:

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Underwriter jobs near you
Infographic showing various Underwriter job openings in Reston, VA as of August 2026, with employment types broken down into 92% Full Time, 7% Part Time, and 1% Contract. Highlights an 67% Physical, 12% Hybrid, and 21% Remote job distribution, with an average salary of $83,362 per year, or $40.1 per hour.

Senior Underwriter

United Educators

Bethesda, MD • On-site

$122K - $144K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago

Key responsibilities

  • Evaluate applications, account loss experience, and other sources of information to determine eligibility and develop coverage and premium proposals.

  • Negotiate coverage terms and premiums with brokers and members to maintain renewals and attract new business.

  • Document underwriting thought process and decisions.

Job description

ABOUT UE:
United Educators (UE) is a liability insurance company that serves K-12 schools, colleges and universities across the United States. UE focuses on long-term partnerships that help educational institutions identify, avoid, and manage risks. Guided by our mission to support education, we provide customized coverage, relevant risk management resources, and claims support grounded in education-sector expertise. At UE, you will join a collaborative, mission-driven team committed to delivering flexible insurance solutions, responsive service, and meaningful value to the institutions we serve.
The Senior Underwriter will be responsible for ensuring profitable growth of book of business by appropriately evaluating the acceptability of risks. Builds relationships with members and brokers to manage a challenging and/or complex portfolio of accounts.
RESPONSIBILTIES:
  • Evaluate applications, account loss experience, and other sources of information to determine eligibility and develop coverage and premium proposals.
  • Negotiate coverage terms and premiums with brokers and members to maintain renewals and attract new business in accordance with underwriting guidelines and corporate goals.
  • Document underwriting thought process and decisions.
  • Quote, issue, and release binders and process policies and endorsements.
  • Respond to broker/member questions regarding scope of coverage, services, and company philosophy.
  • Develop and nurture broker and member relationships.
  • Travel periodically to brokers and members; coordinate conference calls.
  • Understand and appropriately react to more complex accounts and coverage issues.
  • Act as a resource for referrals as well as mentor for less senior staff.
  • Pass all internal self-audits as well as act as auditor during audit of underwriting files of colleagues.
  • Collaborate with Product Development to draft policy language and manuscript endorsements where necessary.
  • Gather pertinent competitive information to assist in developing recommendations for product development.
  • Partner with Business Development to support marketing activities by developing ongoing relationships with brokers to discuss market, quality and profitability of submissions, service standards, and underwriting and/or product changes.
  • Train and educate brokers, members and/or UE staff on Company products, services, processes and underwriting philosophy.
  • Attend company sponsored events and industry functions.
  • Promote the Company's products and services by actively seeking opportunities to speak to brokers or insurance-related groups and by networking within the insurance community to stay abreast of changes within the industry.
  • This position requires adherence to United Educators' cybersecurity policies and industry best practices to protect company and member data. Employees must incorporate security-conscious practices appropriate to their role into daily work and complete required security training.

REQUIREMENTS:
  • Bachelor's degree
  • Typically requires 8 to 12 years of relevant experience with requisite competencies.
  • CPCU or similar professional insurance designation preferred
  • Requires mastery of skills of a Level III Underwriter and exemplifies the UE Values of Teamwork, Innovation
  • Excellent interpersonal, analytical, verbal and written communication skills
  • Ability to multitask and negotiate diplomatically; proven ability to find creative solutions that strike appropriate balance between member and broker needs while adhering to company underwriting standards; comfortable walking away from the deal, if necessary
  • Demonstrated depth in negotiation, analytical and problem-solving skills, decision making, quantitative reasoning and critical thinking skills
  • Excellent written and verbal communication skills including the ability to overcome objections and create win/win situations
  • Demonstrated ability to develop and maintain relationships with brokers, members and other UE departments; must also exemplify superior teamwork
  • Proven ability to act as a role model and change agent
  • The ability to thrive in an atmosphere of constant change

The below annual salary range is a general guideline. Multiple factors are taken into consideration to arrive at the final hourly rate/ annual salary to be offered to the selected candidate. Factors include, but are not limited to, the scope and responsibilities of the role, the selected candidate's work experience, education and training, the work location as well as market and business considerations.
Salary Range
$122,000-$144,000 USD
BENEFITS:
  • Health Insurance - We offer subsidized plan options with an optional pre-tax Health Savings Account (HSA), including an annual employer contribution and investment options. The plans offer a prescription benefit and telehealth
  • Dental Insurance - Two plan levels are available, depending on needs
  • Vision Insurance -We offer in- and out-of-network options; Lasik discounts are available.
  • 401(k) - UE makes a 3% safe harbor non-elective contribution beginning the first of the month after date of hire; these funds are vested immediately. After one year of service, employees receive a 7% profit sharing non-elective contribution, as well as become eligible for a matched contribution of 25% of the first 5% employee deferral. Employees can make pre-tax contributions or taxed (Roth) salary reductions. Catch-up contributions for employees 50 years old and over. Employer contributions are fully vested immediately
  • Life Insurance - UE pays for Basic Life Insurance, and employees have the option to apply for additional Voluntary coverage
  • Short- and Long-Term Disability Insurance - We offer coverage in the event employees are unable to work for a period of time
  • For the first two years of employment, employees accrue PTO at 24 days per year. At the beginning of the third year of service, employees accrue 30 days per year of PTO
  • 11 paid holidays annually including Juneteenth and an employee choice floating holiday
  • Bonus eligibility is based on salary earned and performance for the year
  • Hybrid environment - employees are typically in the office 2-3 days per week after the initial training period
  • Inclusive and supportive culture that embraces diversity and provides opportunities for all to succeed
  • Monthly lunches and various social events throughout the year
  • Opportunities to join the Social Committee, Employee Resource Groups (ERGs), and Inclusion, Diversity, and Equity Alliance (IDEA)

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