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Underwriter Training Program Jobs in Florida (NOW HIRING)

Chubb

PRS Custom Solutions Underwriter

Tampa, FL · On-site +1

... program. This includes evaluating requests for bespoke solutions with customized language and ... Our policy is to provide employment, training, compensation, promotion, and other conditions or ...

Seacoast Bank

Mortgage Loan Underwriter

Miami, FL

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

Seacoast Bank

Mortgage Loan Underwriter

Orlando, FL · On-site

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

Seacoast Bank

Mortgage Loan Underwriter

Stuart, FL

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

Seacoast Bank

Mortgage Loan Underwriter

Miami, FL

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

Seacoast Bank

Mortgage Loan Underwriter

Miami, FL · On-site

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make well ...

Seacoast Bank

Mortgage Loan Underwriter

Tampa, FL

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

Seacoast Bank

Mortgage Loan Underwriter

Stuart, FL · On-site

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

Seacoast Bank

Mortgage Loan Underwriter

Naples, FL

Provide guidance, training, and technical support to lending and processing teams on underwriting ... programs (e.g., SHIP). * Ability to independently analyze complex credit scenarios and make ...

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All JobsUnderwriter Training Program JobsUnderwriter Training Program Jobs in Florida

Underwriter Training Program information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do underwriter training program jobs pay per year?

As of Jul 16, 2026, the average yearly pay for underwriter training program in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What can I expect from the mentorship and training structure in an Underwriter Training Program?

In an Underwriter Training Program, you can expect a combination of formal classroom instruction, hands-on casework, and close mentorship from experienced underwriters. Trainees typically start by learning about risk assessment, insurance products, and industry regulations, gradually taking on more responsibility as they demonstrate proficiency. Regular feedback and collaboration with senior team members help you develop practical skills and build confidence in decision-making. This supportive environment is designed to ensure a smooth transition from trainee to fully qualified underwriter.

What is the difference between Underwriter Training Program vs Underwriter?

AspectUnderwriter Training ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes certifications like CPCU or ARMOften requires a bachelor's degree and relevant certifications
Work EnvironmentTraining setting, classroom and on-the-job learningFull-time underwriting role in office or remote
Employer UsageUsed by insurance companies to develop new talentEstablished role for assessing risk and approving policies

The Underwriter Training Program is designed to prepare individuals for a career as an Underwriter by providing structured training and mentorship. Once completed, participants typically transition into full Underwriter roles. The main difference lies in the training phase versus the fully operational underwriting position.

What is an Underwriter Training Program?

An Underwriter Training Program is a structured educational initiative designed to teach individuals the fundamentals of underwriting, which involves assessing and evaluating risks for insurance, loans, or other financial products. Participants learn about risk analysis, industry regulations, financial documentation, and decision-making processes. These programs often combine classroom instruction with hands-on experience, preparing trainees for entry-level underwriting positions. Completion of such a program can lead to certifications or advancement within financial or insurance organizations.

Is underwriting a lot of math?

Underwriting involves analyzing financial data and assessing risk, which requires a good understanding of basic math and quantitative skills. While advanced math is not typically necessary, underwriters often use calculations, ratios, and statistical tools to make informed decisions. Strong attention to detail and familiarity with spreadsheets or underwriting software are also important.

Will AI replace underwriting?

AI is increasingly used to assist underwriters by automating data analysis and risk assessment, but it is unlikely to fully replace human underwriters in the near future. Underwriters still rely on judgment, industry knowledge, and complex decision-making that AI tools support rather than replace. The role may evolve to focus more on oversight and interpretation of AI-generated insights.

Can I become an underwriter with no experience?

Underwriter training programs often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and understanding of insurance principles. Completing coursework or certifications in insurance or risk assessment can improve chances of entry, and some employers provide on-the-job training for new underwriters.

What are the key skills and qualifications needed to thrive in an Underwriter Training Program, and why are they important?

To thrive in an Underwriter Training Program, you need strong analytical skills, attention to detail, and a relevant bachelor's degree, often in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and risk assessment systems is typically required, and some programs value progress toward professional designations like CPCU. Effective communication, problem-solving, and decision-making abilities help candidates excel in evaluating applications and collaborating with colleagues. These skills ensure accurate risk assessment, sound decision-making, and contribute to the organization's profitability and compliance.

How do you train to be an underwriter?

Training to become an underwriter typically involves completing a relevant bachelor's degree in finance, business, or a related field, followed by on-the-job training where new underwriters learn company-specific policies and risk assessment techniques. Many employers also offer specialized training programs or certifications, such as the Chartered Property Casualty Underwriter (CPCU), to develop skills in underwriting principles and industry standards.
What are the most commonly searched types of Underwriter Training Program jobs in Florida? The most popular types of Underwriter Training Program jobs in Florida are:
What are popular job titles related to Underwriter Training Program jobs in Florida? For Underwriter Training Program jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Underwriter Training Program jobs in Florida look for? The top searched job categories for Underwriter Training Program jobs in Florida are:
Underwriter Training Program jobs near you
Infographic showing various Underwriter Training Program job openings in Florida as of July 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $58,945 per year, or $28.3 per hour.
Underwriter III- Capital Equipment Finance (hybrid)

Underwriter III- Capital Equipment Finance (hybrid)

First Citizens Bank

Jacksonville, FL • Hybrid

$110K - $120K/yr

Full-time

Re-posted 10 days ago

First Citizens Bank rating

7.5

Company rating: 7.5 out of 10

Based on 104 frontline employees who took The Breakroom Quiz

92nd of 149 rated banks

Job description

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office.

The Underwriter III – CEF supports the Capital Equipment Finance (CEF) team at an advanced level through underwriting, analysis, and structuring recommendations for CEF portfolios. Identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assesses and communicates risks within new and existing CEF accounts. Provides service and support for both associates and clients, assisting in customer calls and may assist in identifying cross-sales opportunities to facilitate lending activities.


Responsibilities
  • Underwriting - Underwrites CEF accounts according to applicable regulations, procedures, and guidelines. Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend credit grades and appropriate loan structuring. Ensures all involved parties are updated on underwriting progress and outcome.
  • Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans. Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower. Utilizes results of analysis to underwrite CEF loans.
  • Risk Management - Identifies risks through reviews, analysis, and research of new and existing CEF loans. Communicates identified risks, review schedule, and potential changes in the CEF portfolio. Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management.
  • Business Support - May assist in the identification of cross-sales opportunities and servicing information. Prepares credit analysis documentation. Partners with associates and clients to determine needs and structuring of new requests, participating in client and prospect calls as needed.
  • Present and support credit analysis findings to peers, Management, and Risk partners.

Qualifications

Required: 

Bachelor's Degree and 2 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis OR High School Diploma or GED and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis

 

Preferred:

  • Bachelors Business, Finance, Economics
  • Completion of a formal credit training program preferred
  • Cash flow analysis
  • Commercial Leasing and Lending including operating leases and term loans
  • Experience with CreditLens
  • Experience with financial analysis modeling

If hired in New York, Florida or New Jersey the base pay for this position is generally between $110,000.00 and $120,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Required: 

Bachelor's Degree and 2 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis OR High School Diploma or GED and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis

 

Preferred:

  • Bachelors Business, Finance, Economics
  • Completion of a formal credit training program preferred
  • Cash flow analysis
  • Commercial Leasing and Lending including operating leases and term loans
  • Experience with CreditLens
  • Experience with financial analysis modeling

If hired in New York, Florida or New Jersey the base pay for this position is generally between $110,000.00 and $120,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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