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Manager Remote Reverse Mortgage Underwriter Jobs in Florida

Bold Mortgage

Conventional Underwriter

Miami, FL · Remote

$85K/yr

One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting ... Performs related duties, as directed by Underwriter or Operations Manager. Qualifications Mortgage ...

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Manager Remote Reverse Mortgage Underwriter information

What is a manager remote reverse mortgage underwriter?

A Manager Remote Reverse Mortgage Underwriter is a professional who oversees a team of underwriters responsible for evaluating and approving reverse mortgage applications, typically while working remotely. This role involves ensuring compliance with lending guidelines, reviewing applicants’ financial information, and making final loan decisions. The manager also provides leadership, training, and support to the underwriting team to maintain quality and efficiency. Their expertise helps lenders minimize risk and ensures borrowers meet all necessary requirements.

What are the key skills and qualifications needed to thrive as a manager remote reverse mortgage underwriter?

To thrive as a Manager Remote Reverse Mortgage Underwriter, you need extensive knowledge of mortgage underwriting guidelines, FHA and HECM regulations, and proven experience in reverse mortgage processing and team leadership. Proficiency in loan origination systems (LOS), automated underwriting systems (AUS), and relevant certifications such as DE (Direct Endorsement) are typically required. Strong analytical skills, attention to detail, and effective communication are crucial for managing teams and ensuring compliance in a remote environment. These skills and qualifications are essential for ensuring accurate underwriting decisions, regulatory compliance, and maintaining high productivity and quality standards within a remote team.

What are some common challenges faced by a manager remote reverse mortgage underwriter, and how can they be addressed?

A Manager Remote Reverse Mortgage Underwriter often encounters challenges such as ensuring regulatory compliance across various jurisdictions, maintaining clear communication with distributed team members, and staying updated with frequent changes in lending guidelines. To address these, it's essential to implement robust digital collaboration tools, provide regular training sessions, and establish standardized procedures for documentation and review. Proactively fostering open communication and feedback loops with both team members and other departments (like loan officers and processors) can also help streamline workflow and reduce errors.

What is the difference between Manager Remote Reverse Mortgage Underwriter vs Remote Mortgage Underwriter?

AspectManager Remote Reverse Mortgage UnderwriterRemote Mortgage Underwriter
CertificationsHUD, FHA, or VA certifications often preferredSame certifications, depending on lender requirements
Work EnvironmentRemote, focused on reverse mortgage productsRemote, covering various mortgage types
Industry UsagePrimarily in reverse mortgage lendingIn conventional and government-backed mortgage lending
Job FocusAssessing reverse mortgage applications and complianceEvaluating standard mortgage applications and risk

The Manager Remote Reverse Mortgage Underwriter specializes in reverse mortgage assessments, while the Remote Mortgage Underwriter handles a broader range of mortgage types. Both roles require similar certifications and work environments but differ in product focus and industry usage.

What are popular job titles related to Manager Remote Reverse Mortgage Underwriter jobs in Florida?

For Manager Remote Reverse Mortgage Underwriter jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Manager Remote Reverse Mortgage Underwriter jobs in Florida look for?

The top searched job categories for Manager Remote Reverse Mortgage Underwriter jobs in Florida are:

What cities in Florida are hiring for Manager Remote Reverse Mortgage Underwriter jobs?

Cities in Florida with the most Manager Remote Reverse Mortgage Underwriter job openings:

Manager Remote Reverse Mortgage Underwriter jobs near you

Conventional Underwriter

Bold Mortgage

Miami, FL • Remote

$85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 13 days ago

Job description

Overview

We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. Here at PRMG, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities

Mortgage Underwriter Responsiblities

  • Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
  • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
  • Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
  • Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
  • Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
  • Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
  • Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
  • Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
  • Responds to post closing reviews and audits in a timely fashion.
  • Performs related duties, as directed by Underwriter or Operations Manager.
Qualifications

Mortgage Underwriter Qualifications

  • Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
  • Experience Underwriting private investor and private mortgage insurance guidelines.
  • Strong interpersonal-communication and business-relationship skills.
  • Detail oriented with strong organizational and follow-through skills.
  • Excellent analytical, written communication and verbal communication skills.
  • Technologically proficient.
  • Bachelor's degree in related field or equivalent professional experience.

At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

MaxUSD $85,000.00/Yr.MinUSD $85,000.00/Yr.Employment Type: FULL_TIME

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