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Underwriter Training Program Jobs in Florida (NOW HIRING)

Auto-Owners Insurance

Underwriter

Lakeland, FL · On-site

Participate in and successfully complete the Company underwriter training program Desired Skills ... Experience * Bachelor's degree or direct equivalent experience with property/casualty underwriting

Auto-Owners Insurance

Underwriter

Tallahassee, FL · On-site

We offer a merit-based work-from-home program based on job responsibilities. After initial training ... Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ...

Banesco USA

SBA Credit Underwriter

Saint Petersburg, FL · On-site

Responsible for completing the annual training program assigned. * Performs other functions and/or ... Advanced underwriting knowledge of commercial real estate and commercial and industrial loans, as ...

JGS Insurance

Underwriter

Hallandale Beach, FL · On-site

$60K - $80K/yr

... the program. ESSENTIAL FUNCTIONS: * Maintain up to date and adhere to all AURA and carrier ... Process legal notice of non-renewal or cancellation when necessary. * Assist in training other ...

Iatinsurancegroup

Underwriter

Sarasota, FL · Hybrid

$55K - $120K/yr

Conduct file reviews and program audits to analyze underwriting quality and compliance with ... Participate in training and professional development activities to continuously enhance ...

IAT Insurance Group

Underwriter

Sarasota, FL · On-site

$55K - $120K/yr

Conduct file reviews and program audits to analyze underwriting quality and compliance with ... Participate in training and professional development activities to continuously enhance ...

The Hartford

Captives Underwriter

Lake Mary, FL · Hybrid

$124K - $199K/yr

Program Management * Participation in all aspects of program management such as actuarial pricing ... Bachelor's Degree preferred, or equivalent combination of education, training and experience * 5 + ...

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All JobsUnderwriter Training Program JobsUnderwriter Training Program Jobs in Florida

Underwriter Training Program information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do underwriter training program jobs pay per year?

As of Jul 15, 2026, the average yearly pay for underwriter training program in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What can I expect from the mentorship and training structure in an Underwriter Training Program?

In an Underwriter Training Program, you can expect a combination of formal classroom instruction, hands-on casework, and close mentorship from experienced underwriters. Trainees typically start by learning about risk assessment, insurance products, and industry regulations, gradually taking on more responsibility as they demonstrate proficiency. Regular feedback and collaboration with senior team members help you develop practical skills and build confidence in decision-making. This supportive environment is designed to ensure a smooth transition from trainee to fully qualified underwriter.

What is the difference between Underwriter Training Program vs Underwriter?

AspectUnderwriter Training ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes certifications like CPCU or ARMOften requires a bachelor's degree and relevant certifications
Work EnvironmentTraining setting, classroom and on-the-job learningFull-time underwriting role in office or remote
Employer UsageUsed by insurance companies to develop new talentEstablished role for assessing risk and approving policies

The Underwriter Training Program is designed to prepare individuals for a career as an Underwriter by providing structured training and mentorship. Once completed, participants typically transition into full Underwriter roles. The main difference lies in the training phase versus the fully operational underwriting position.

What is an Underwriter Training Program?

An Underwriter Training Program is a structured educational initiative designed to teach individuals the fundamentals of underwriting, which involves assessing and evaluating risks for insurance, loans, or other financial products. Participants learn about risk analysis, industry regulations, financial documentation, and decision-making processes. These programs often combine classroom instruction with hands-on experience, preparing trainees for entry-level underwriting positions. Completion of such a program can lead to certifications or advancement within financial or insurance organizations.

Is underwriting a lot of math?

Underwriting involves analyzing financial data and assessing risk, which requires a good understanding of basic math and quantitative skills. While advanced math is not typically necessary, underwriters often use calculations, ratios, and statistical tools to make informed decisions. Strong attention to detail and familiarity with spreadsheets or underwriting software are also important.

Will AI replace underwriting?

AI is increasingly used to assist underwriters by automating data analysis and risk assessment, but it is unlikely to fully replace human underwriters in the near future. Underwriters still rely on judgment, industry knowledge, and complex decision-making that AI tools support rather than replace. The role may evolve to focus more on oversight and interpretation of AI-generated insights.

Can I become an underwriter with no experience?

Underwriter training programs often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and understanding of insurance principles. Completing coursework or certifications in insurance or risk assessment can improve chances of entry, and some employers provide on-the-job training for new underwriters.

What are the key skills and qualifications needed to thrive in an Underwriter Training Program, and why are they important?

To thrive in an Underwriter Training Program, you need strong analytical skills, attention to detail, and a relevant bachelor's degree, often in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and risk assessment systems is typically required, and some programs value progress toward professional designations like CPCU. Effective communication, problem-solving, and decision-making abilities help candidates excel in evaluating applications and collaborating with colleagues. These skills ensure accurate risk assessment, sound decision-making, and contribute to the organization's profitability and compliance.

How do you train to be an underwriter?

Training to become an underwriter typically involves completing a relevant bachelor's degree in finance, business, or a related field, followed by on-the-job training where new underwriters learn company-specific policies and risk assessment techniques. Many employers also offer specialized training programs or certifications, such as the Chartered Property Casualty Underwriter (CPCU), to develop skills in underwriting principles and industry standards.
What are the most commonly searched types of Underwriter Training Program jobs in Florida? The most popular types of Underwriter Training Program jobs in Florida are:
What are popular job titles related to Underwriter Training Program jobs in Florida? For Underwriter Training Program jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Underwriter Training Program jobs in Florida look for? The top searched job categories for Underwriter Training Program jobs in Florida are:
Underwriter Training Program jobs near you
Infographic showing various Underwriter Training Program job openings in Florida as of July 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $58,945 per year, or $28.3 per hour.

Underwriter

Auto Owners Insurance Company

Lakeland, FL

Full-time

Retirement, PTO

Re-posted 3 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial in-person training of up to 6 months, you could have the flexibility of work-from-home time up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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