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Underwriter Manager Jobs in Utah (NOW HIRING)

AgileCap

Commercial Loan Underwriter

Park City, UT · On-site

This includes small-to-mid-sized insurance sales organization and intermediaries like Manager ... You are responsible for independently underwriting all credit requests and analyzing the repayment ...

AgileCap

Commercial Loan Underwriter

Park City, UT · On-site

This includes small-to-mid-sized insurance sales organization and intermediaries like Manager ... You are responsible for independently underwriting all credit requests and analyzing the repayment ...

Bearingstar Insurance

$31.84/hr

Refer all items outside authority level to underwriter. Key Responsibilities * Assist underwriters ... Strong customer service, negotiation, time management and relationship building skills needed

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Underwriter Manager information

See Utah salary details

$43.7K

$93.8K

$144.3K

How much do underwriter manager jobs pay per year?

As of Sep 7, 2026, the average yearly pay for underwriter manager in Utah is $93,843.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,100.00 and $110,200.00 per year, depending on experience, location, and employer.

What does an underwriter manager do?

An Underwriter Manager oversees a team of underwriters who evaluate and assess the risk of insuring clients or approving loans. They are responsible for ensuring that underwriting guidelines and compliance standards are met, reviewing complex cases, and making final decisions on high-value or high-risk applications. Additionally, they train and mentor staff, implement process improvements, and collaborate with other departments to optimize risk management strategies. Their role is vital in maintaining profitability and minimizing losses for the organization.

What are the key skills and qualifications needed to thrive as an underwriter manager?

To thrive as an Underwriter Manager, you need a strong background in risk assessment, underwriting policies, and financial analysis, typically supported by a bachelor's degree in finance, business, or a related field. Expertise with underwriting software, risk management platforms, and familiarity with industry certifications such as CPCU or ARM are commonly expected. Leadership, decision-making, and effective communication skills set top performers apart by enabling them to guide teams and negotiate with stakeholders. These skills ensure sound risk evaluation, regulatory compliance, and efficient team management, which are critical for organizational profitability and growth.

What are some common challenges faced by underwriter managers when overseeing a team of underwriters?

Underwriter Managers often face challenges such as balancing workload distribution among team members, ensuring consistent application of underwriting guidelines, and keeping up with regulatory changes. They must also mentor junior underwriters, handle escalated cases, and foster collaboration between underwriting, sales, and compliance departments. Effective communication and adaptability are key, as Underwriter Managers need to support team development while meeting organizational targets and maintaining risk standards.

What is the difference between Underwriter Manager vs Underwriter?

AspectUnderwriter ManagerUnderwriter
ResponsibilitiesOversees underwriting teams, develops policies, manages risk assessment strategiesPerforms individual risk assessments, approves or rejects insurance applications
CredentialsTypically requires a relevant insurance or finance certification, experience in underwritingRequires similar certifications, often with less managerial experience
Work EnvironmentManagement meetings, team supervision, strategic planningAnalyzing applications, assessing risks, making underwriting decisions
Industry UsageCommon in insurance companies, financial institutionsWidespread across insurance, reinsurance, and financial sectors

The main difference between an Underwriter Manager and an Underwriter is that the manager oversees the underwriting team and strategic processes, while the underwriter focuses on individual risk assessment and decision-making. Both roles require similar credentials, but the manager has additional leadership responsibilities.

How much does an underwriting manager earn?

An underwriting manager typically earns between $80,000 and $150,000 annually, depending on experience, location, and the size of the organization. They often oversee underwriting teams, review risk assessments, and require strong analytical and leadership skills.

Is an underwriting manager a good job?

An underwriting manager oversees the evaluation and approval of insurance applications, managing a team of underwriters and ensuring risk assessment accuracy. The role typically offers strong job stability, competitive salaries, and opportunities for advancement, especially with relevant certifications and experience in the insurance industry.

What are the most commonly searched types of Underwriter jobs in Utah?

The most popular types of Underwriter jobs in Utah are:

What cities in Utah are hiring for Underwriter Manager jobs?

Cities in Utah with the most Underwriter Manager job openings:

Underwriter Manager jobs near you
Infographic showing various Underwriter Manager job openings in Utah as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $93,843 per year, or $45.1 per hour.

Senior Consumer Underwriter - Midvale, UT

Zionsbank Corp

Midvale, UT • On-site

$92K - $109K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Did you know that Zions Bancorporation is one of the nation's premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven't forgotten who keeps us in business, meaning we're committed to the success of our customers, and our employees. Here, the possibilities are endless - come for a job, stay for a career.  

The idealcandidate for the Consumer Underwriter position will have the skills and experience necessary to: 

         Assist in reviewing, analyzing, underwriting within system, evaluating and providing recommendations for approving or denying consumer, credit card, mortgage residential and construction loan applications according to the company's guidelines, business and credit standards as well as applicable laws and regulations.  

         Review documents and forms within system.  

         Assist Underwriting to review and analyze income, assets, credit documentation, credit reports, salary and employment history, debt ratios and loan to value information to determine a borrower's credit-worthiness. 

         May also evaluate the value of the subject property.  

         May recommend terms of loan for underwriter review.  

         Gather information as necessary to make sound decisions.  

         Respond to affiliate banks, loan center and branch personnel on lending decisions and issues. 

         May recommend exceptions based on findings.  

         Recommend applications for risk review by elevating concerns to an underwriter and by following policies and procedures.  

         Keep abreast of federal and state laws and regulations relating to consumer lending.  

         Other duties as assigned. 

Qualifications:   

         Requires an associates degree and some experience with consumer or mortgage associated lending, credit reports and documentation or other directly related experience.  

         An equivalent combination of education and experience may meet qualification.  

         Basic knowledge of consumer/mortgage credit, credit reports, lending and underwriting concepts, practices and procedures.  

         Ability to review and analysis income, assets, credit documentation, credit reports, debt ratios and loan to value information.  

         Knowledge of federal and state laws and regulations relating to consumer lending.  

         Ability to make sound decisions.  

         Must have good customer relations and communication skills, both verbal and written.  

         Ability to underwrite a high volume of loan applications maintaining accuracy and consistency. 

         Strong attention to detail.  

         Ability to handle confidential material in a professional manner.  

         Working knowledge of a various related software applications, including spreadsheets, word processing, etc. 

Benefits:

 

         Medical, Dental and Vision Insurance - START DAY ONE!

         Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

         Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

         Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays

         401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

         Mental health benefits including coaching and therapy sessions

         Tuition Reimbursement for qualifying employees

         Employee Ambassador preferred banking products

         Employees may, at the company's discretion, be eligible to receive a cash bonus award

Zions Bank logo

About Zions Bank

Sourced by ZipRecruiter

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

Industry

Commercial banking

Company size

1,001 - 5,000 Employees

Headquarters location

Salt Lake City, UT, US

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