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Remote Underwriter Jobs in Utah (NOW HIRING)

CVS Health

... underwriter and Aetna's underwriting organization. This program serves as one of the primary ... Remote/Virtual (Using your own personal laptop/computer) Program Overview: * Unpaid Educational ...

CVS Health

... underwriter and Aetna's underwriting organization. This program serves as one of the primary ... Remote/Virtual (Using your own personal laptop/computer) Program Overview: * Unpaid Educational ...

CVS Health

... underwriter and Aetna's underwriting organization. This program serves as one of the primary ... Remote/Virtual (Using your own personal laptop/computer) Program Overview: * Unpaid Educational ...

CVS Health

... underwriter and Aetna's underwriting organization. This program serves as one of the primary ... Remote/Virtual (Using your own personal laptop/computer) Program Overview: * Unpaid Educational ...

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All JobsUnderwriter JobsRemote Underwriter JobsRemote Underwriter Jobs in Utah

Remote Underwriter information

See Utah salary details

$29.6K

$71.8K

$127K

How much do remote underwriter jobs pay per year?

As of Aug 5, 2026, the average yearly pay for remote underwriter in Utah is $71,809.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,500.00 and $79,200.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
More about Remote Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Utah? The most popular types of Underwriter jobs in Utah are:
What are popular job titles related to Remote Underwriter jobs in Utah? For Remote Underwriter jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Remote Underwriter jobs in Utah look for? The top searched job categories for Remote Underwriter jobs in Utah are:
What cities in Utah are hiring for Remote Underwriter jobs? Cities in Utah with the most Remote Underwriter job openings:
Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Utah as of July 2026, with employment types broken down into 93% Full Time, 2% Part Time, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $71,809 per year, or $34.5 per hour.

Underwriter

Mountain West Financial, LLC

Sandy, UT • On-site, Remote

$36 - $42.27/hr

Other

Re-posted 9 days ago

Job description

Position Description: Summary: The EEP Underwriter is responsible for evaluating mortgage loan applications to determine creditworthiness, compliance with both internal and agency guidelines, and overall risk.
Essential Functions & Responsibilities
• Analyze and underwrite mortgage loan applications.
• Review income, assets, credit reports, property appraisals, and all supporting documentation to assess borrower eligibility and risk.
• Ensure loan files meet internal, agency, and regulatory requirements.
• Apply appropriate internal and FHA guidelines to make informed decisions on loan approvals, suspensions, or denials.
• Clearly document underwriting decisions, including conditions required for final approval or closing.
• Communicate underwriting decisions effectively to loan processors, correspondent lenders, and management.
• Assist with clearing conditions and final approval processes, ensuring timely closings.
• Maintain knowledge of current underwriting guidelines, mortgage industry trends, and regulatory changes.
• Participate in quality control reviews, audits, and training as needed.
• Contribute to a positive team environment with a focus on efficiency, accuracy, and excellent customer service.
Performance Measurements
• Possess excellent written and verbal communication skills.
• Strong knowledge of mortgage loan products and agency guidelines.
• Proficiency in loan origination software and Microsoft Office Suite.
• Excellent organizational, time-management, and multitasking skills.
• Strong attention to detail and problem-solving abilities.
• Ability to thrive in a fast-paced, deadline-driven environment.
• Ability to think outside the box to make decisions based on overall credit risk profile
Knowledge, Skills and Abilities
Experience Minimum of 3 years of recent mortgage underwriting experience, including Conventional and FHA loans required. Experience underwriting non-QM and portfolio loans preferred.
Education
A high school diploma or equivalent is required. A Bachelor's degree is preferred.
This position is bonus eligible.
A pathway to FHA Direct Endorsement training is available
This role is open to be remote.
$36.00 - $42.27 Hourly

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