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Underwriter Development Program Jobs in Pennsylvania

$85K - $104K/yr

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Underwriter Development Program information

What is an underwriter development program?

An Underwriter Development Program is a structured training initiative offered by insurance companies or financial institutions to prepare individuals for careers as underwriters. Participants typically receive a mix of classroom instruction, on-the-job training, and mentorship to learn about risk assessment, policy evaluation, and decision-making processes. The goal of the program is to equip trainees with the knowledge and skills needed to evaluate insurance applications, determine coverage terms, and assess potential risks. These programs often lead to full-time underwriting positions upon successful completion.

What can I expect from the training and mentorship provided in an underwriter development program?

Participants in an Underwriter Development Program typically receive a blend of classroom instruction, on-the-job training, and mentorship from experienced underwriters. You can expect to rotate through various lines of business, work on real case studies, and gradually take on more responsibility as you build your technical and analytical skills. Mentors and managers provide regular feedback and support, helping you to understand underwriting guidelines, risk assessment, and client interaction. This structured training approach prepares you for a successful underwriting career and often leads to advancement opportunities within the company.

What are the key skills and qualifications needed to thrive in an underwriter development program, and why are they important?

To thrive in an Underwriter Development Program, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Proficiency with risk assessment software, Microsoft Excel, and familiarity with industry regulations or progress toward certifications like CPCU are often valued. Effective communication, critical thinking, and strong organizational skills help candidates stand out in this role. These skills ensure accurate risk analysis, clear client interactions, and the ability to manage complex portfolios in the insurance industry.

What is the difference between Underwriter Development Program vs Underwriter?

AspectUnderwriter Development ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes a certification like CPCU or ARMRequires similar credentials, often with additional experience or certifications
Work EnvironmentStructured training environment, often in corporate officesOperational, risk assessment, and decision-making roles in insurance companies
Usage in IndustryEntry-level training program for aspiring underwritersFull-time professional role responsible for evaluating insurance risks

The Underwriter Development Program is designed to train and develop new talent into underwriters, providing structured learning and mentorship. An underwriter, on the other hand, is a fully qualified professional responsible for assessing risks and making underwriting decisions. The program prepares individuals for a career as an underwriter, who then performs the core job functions within the insurance industry.

How hard is it to get an underwriter development program job?

Securing an underwriter development program position typically requires a relevant bachelor's degree, strong analytical skills, and sometimes prior internship experience. Competition can be moderate to high, and candidates often need to demonstrate proficiency in risk assessment, attention to detail, and familiarity with underwriting tools or software.

What job categories do people searching Underwriter Development Program jobs in Pennsylvania look for?

The top searched job categories for Underwriter Development Program jobs in Pennsylvania are:

What cities in Pennsylvania are hiring for Underwriter Development Program jobs?

Cities in Pennsylvania with the most Underwriter Development Program job openings:

Infographic showing various Underwriter Development Program job openings in Pennsylvania as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 22% Part Time, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Corporate & Institutional Banking Development Program Analyst/Associate - Commercial & Corporate Ban

Pittsburgh, PA • On-site

PNC Financial Services Group, Inc.
Banking and Credit Intermediation • 10K+ employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


PNC Bank rating

7.7

Company rating: 7.7 out of 10

Based on 348 frontline employees who took The Breakroom Quiz


Job description

Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Development Program Analyst within PNC's Commercial and Corporate Banking organization, you will be within PNC's footprint.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
  • By joining one of PNC's Development Programs, you can explore your potential through hands-on experience in a professional environment. This is an excellent opportunity to begin exploring your career goals, in addition to growing your skills in key areas. The goal of PNC's Development Programs is to move analysts and associates from development roles into production roles in one of PNC's lines of business.
    The Commercial & Corporate Banking Development Program is designed to teach you the skills necessary to be a successful banker at PNC. You will be exposed to businesses ranging from $20mm to $1+ billion in revenue, and offer strategic insights and financial solutions for businesses, municipalities, and nonprofits throughout the U.S. Working at PNC means being part of a collaborative, diverse and supportive team, who will be as dedicated to your development as they are to serving our clients.
    The Commercial & Corporate Banking Development Program is approximately a 24-30-month experience, where you will be exposed to multiple disciplines of banking, enabling you to hone your financial and client-facing skills across many industries and develop deep understanding of PNC's product suite. You will enter the program as part of a cohort giving you an immediate peer network dispersed throughout the bank and will spend the first few months in a classroom setting gaining knowledge on credit solutions and risk management.
    Post-classroom learning, you will be exposed to some of the following segments across PNC:
    • Commercial Banking - Serves and advises companies with annual revenues between $20 million and $100 million.

    • Corporate Banking - Serves and advises companies with annual revenue in excess of $100 million.

    • Healthcare- Serves and advises for-profit and not-for-profit healthcare and healthcare related companies.

    • Specialty Industries - Serves and advises businesses and organizations in specific industries such as Food and Beverage, Technology, Chemicals and Plastics, HealthSI, and more.

    • Public Finance - Serves and advises local or major government entities, higher education institutions and not-for-profits.

    • Credit Products Group - Structures loans, underwrites transactions, and manages a loan portfolio for various segments including Corporate Banking, Diversified Industries Group, Public Finance and Financial Institutions Group, etc.

    You will not only support a variety of businesses at PNC but may also have the opportunity to relocate upon successful completion of your program to support our growing national franchise.
    While in the development program, you will cover and support a specific region and will sit in one of the PNC's hub locations, which may include but are not limited to:
    • Atlanta, GA, Chicago, IL, Cincinnati, OH, Cleveland, OH, Philadelphia, PA, Pittsburgh, PA, Troy, MI, and Washington DC

    At the end of the program, you may have the opportunity to be placed full-time in PNC's Commercial or Corporate Bank while continuing to develop your skills under proven leadership.
    Learn more about PNC's Development Programs by visiting www.pnc.jobs/students
    Job Profile:
    Participates as an analyst/associate in the line of business development program.
    • Performs or assists the core activities of the group by applying knowledge learned to drive business results (e.g., deal, sales, process support, internal or external customer interaction, or supporting internal projects). Works under supervision and may have limited approval and/or exception authority.

    • Participates in social learning within the organization (e.g., identifies and networks with business representatives and peers, participates in mentoring, job shadowing and community outreach).

    • Participates in formal learning (e.g., classroom, web-based or virtual) and completes related activities and projects.

    • Supports the internal and external customer experience by providing excellent service at all times; takes accountability and ensures problem resolution.

    Required Education and Experience:
    • Preferred business relevant majors (e.g., Finance, Accounting, IT, Economics, Marketing, Mathematics, Statistics, HR, Management, Communications, Business Law, Psychology, Logistics, Engineering, Computer Science, Actuarial Sciences), Minimum GPA 3.2.

    • Roles at this level are filled by recent university / college graduates with little or no professional experience but possessing relevant skills. Includes individuals joining the organization through a corporate development/training program.

    PNC provides equal opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Competencies
Accuracy and Attention to Detail, Analytical Thinking, Business Acumen, Effective Communications, Flexibility and Adaptability, Information Capture, Products and Services, Project Management, Self-Directed Growth and Development
Work Experience
Roles at this level are filled by recent university / college graduates with little or no professional experience, but possessing relevant skills. Includes individuals joining the organization through a Corporate development/ training program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
Bachelors
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Pay Transparency
Base Salary: $39,100.00 - $126,500.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
Application Window
Generally, this opening is expected to be posted for two business days from 08/03/2026, although it may be longer with business discretion.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

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