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Surplus Lines Jobs (NOW HIRING)

Acrisure, LLC

Associate I - Surplus Lines

Grand Rapids, MI · On-site

$14 - $19.25/hr

To fuel our growth, Acrisure is looking to supplement its team with a new opportunity for a Surplus Lines Associate in its Regulatory Affairs Department who possesses a passion for customer service ...

Acrisure, LLC

Associate I - Surplus Lines

Grand Rapids, MI · On-site

$55 - $78/hr

To fuel our growth, Acrisure is looking to supplement its team with a new opportunity for a Surplus Lines Associate in its Regulatory Affairs Department who possesses a passion for customer service ...

Acrisure

Associate I - Surplus Lines

Grand Rapids, MI · On-site

$14 - $19.25/hr

To fuel our growth, Acrisure is looking to supplement its team with a new opportunity for a Surplus Lines Associate in its Regulatory Affairs Department who possesses a passion for customer service ...

Acrisure

Associate I - Surplus Lines

Grand Rapids, MI · On-site

$14 - $19.25/hr

To fuel our growth, Acrisure is looking to supplement its team with a new opportunity for a Surplus Lines Associate in its Regulatory Affairs Department who possesses a passion for customer service ...

Cincinnati Insurance Company

$75 - $140/hr

Build your future with us The Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in Pennsylvania. The candidate is ...

InsCipher

Tax Associate

Bellevue, WA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Bismarck, ND · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

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All JobsFinance and Insurance JobsSurplus Lines Jobs

Surplus Lines information

See salary details

$33.5K

$66.8K

$152K

How much do surplus lines jobs pay per year?

As of Sep 6, 2026, the average yearly pay for surplus lines in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What is surplus lines?

Surplus lines insurance refers to coverage provided by insurers that are not licensed in the insured's state but are legally eligible to provide insurance when standard carriers will not. These policies are used for unique, high-risk, or hard-to-place risks that admitted insurers typically avoid. Surplus lines insurers offer flexibility in coverage and pricing, but the policies are not backed by state guaranty funds. Buyers often work with specially licensed surplus lines brokers to access these markets.

What skills and qualifications are needed to work in surplus lines?

To thrive as a Surplus Lines Insurance Broker, you need a deep understanding of insurance markets, risk assessment, and regulatory compliance, typically supported by a state-issued Surplus Lines license. Familiarity with industry software such as policy management systems and knowledge of E&S (Excess and Surplus) lines regulations are essential. Strong negotiation, relationship-building, and problem-solving skills help brokers connect clients with specialized coverage and navigate complex placements. These skills ensure the broker can effectively serve clients with unique risks while adhering to legal and market standards.

What are common challenges faced by professionals working in surplus lines, and how can they be addressed?

Surplus lines professionals often encounter challenges related to the complexity of regulations, rapidly changing market conditions, and the need to place unconventional or high-risk coverage. Staying current with state-specific compliance requirements and maintaining strong relationships with both clients and underwriters are key strategies to address these challenges. Regular training and leveraging technology for compliance tracking can also help streamline processes and reduce errors. Collaboration within the surplus lines team and with external partners is essential to find creative solutions for unique client needs.
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What cities are hiring for Surplus Lines jobs?

Cities with the most Surplus Lines job openings:

What states have the most Surplus Lines jobs?

States with the most job openings for Surplus Lines jobs include:

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Surplus Lines jobs near you
Infographic showing various Surplus Lines job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 90% Full Time, 6% Part Time, 2% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Personal Lines Underwriter - Excess & Surplus Lines

Arbour Speciality LLC

Macon, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

Job description

Summary

The Underwriter is responsible for reviewing, underwriting, and rating submissions for quotes. This
includes new or renewal business, and endorsements within underwriting guidelines. This role will
assist with business development and growth by building relationships with independent agents. The
Underwriter will apply sound judgment to underwrite business that minimizes risk and contributes to a profitable portfolio.
Essential Functions

  • Review, evaluate, and process applications, renewals, change requests, and cancellations by applying sound underwriting judgment and adhering to company policy and state regulations
  • Gather necessary information and make decisions within limits of underwriting authority
  • Develop positive working relationships with agents through various modes of communication: telephone, email, and in-person
  • Perform periodic field visits to agents to improve quality of submissions, stimulate profitable production, and strengthen company/agency relations
  • Communicate with agents regarding risk acceptance, declination, or modifications
  • Make entries as required, properly and promptly in underwriting systems to ensure accuracy of data in relation to underwriting and quoting
  • Other duties as assigned
     

Job Requirements, Knowledge, Skills and Abilities

  • 3-5 years underwriting experience
  • Property & Casualty Licenses required
  • Knowledge of Excess and Surplus Lines Insurance
  • Strong analytical and problem-solving skills with particular attention to detail
  • Exceptional organizational and time management skills
  • Strong computer aptitude which includes expertise with Microsoft Office (Excel, Word, Outlook)
  • Excellent written and oral communication skills
  • Ability to work independently with little supervision, but also able to work collaboratively with a
  • team
  • Excess and Surplus Licenses preferred
  • 10% travel to agencies, carriers, and home office in Macon, GA
  • Must reside in the Southeastern region
     

Compensation

  • Commensurate with experience
  • Performance-based incentives
     

Benefits Package

  • 401(k) company match up to 6% eligible upon hire
  • Medical, dental & vision, including company paid Life insurance and long-term disability
  • Wellness program
  • Health care flexible spending accounts
  • Paid time off
  • Parental & family leave; military leave & pay
  • Employee Referral Incentive
  • Career Development & Continuing Education Assistance
     

Physical Conditions/Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or finger, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.