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Surplus Lines Jobs in California (NOW HIRING)

InsCipher

Tax Associate

Fresno, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Los Angeles, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Merced, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Fresno, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Stockton, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

San Jose, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

San Luis Obispo, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Arcata, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Arcata, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Bakersfield, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Chico, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Pomona, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

San Diego, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

San Jose, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

San Diego, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Chico, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Merced, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Stockton, CA · On-site

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

InsCipher

Tax Associate

Sacramento, CA · Remote

$21 - $26/hr

Timely and accurately complete state regulatory surplus lines tax filings * Ensure proper documents are received and reviewed from client submission * Conduct compliance and quality review on ...

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Showing results 1-20

All JobsSurplus Lines JobsSurplus Lines Jobs in California

Surplus Lines information

See California salary details

$33.1K

$65.9K

$150K

How much do surplus lines jobs pay per year?

As of Sep 6, 2026, the average yearly pay for surplus lines in California is $65,897.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,900.00 and $66,600.00 per year, depending on experience, location, and employer.

What is surplus lines?

Surplus lines insurance refers to coverage provided by insurers that are not licensed in the insured's state but are legally eligible to provide insurance when standard carriers will not. These policies are used for unique, high-risk, or hard-to-place risks that admitted insurers typically avoid. Surplus lines insurers offer flexibility in coverage and pricing, but the policies are not backed by state guaranty funds. Buyers often work with specially licensed surplus lines brokers to access these markets.

What skills and qualifications are needed to work in surplus lines?

To thrive as a Surplus Lines Insurance Broker, you need a deep understanding of insurance markets, risk assessment, and regulatory compliance, typically supported by a state-issued Surplus Lines license. Familiarity with industry software such as policy management systems and knowledge of E&S (Excess and Surplus) lines regulations are essential. Strong negotiation, relationship-building, and problem-solving skills help brokers connect clients with specialized coverage and navigate complex placements. These skills ensure the broker can effectively serve clients with unique risks while adhering to legal and market standards.

What are common challenges faced by professionals working in surplus lines, and how can they be addressed?

Surplus lines professionals often encounter challenges related to the complexity of regulations, rapidly changing market conditions, and the need to place unconventional or high-risk coverage. Staying current with state-specific compliance requirements and maintaining strong relationships with both clients and underwriters are key strategies to address these challenges. Regular training and leveraging technology for compliance tracking can also help streamline processes and reduce errors. Collaboration within the surplus lines team and with external partners is essential to find creative solutions for unique client needs.

What are popular job titles related to Surplus Lines jobs in California?

For Surplus Lines jobs in California, the most frequently searched job titles are:

What job categories do people searching Surplus Lines jobs in California look for?

The top searched job categories for Surplus Lines jobs in California are:

What cities in California are hiring for Surplus Lines jobs?

Cities in California with the most Surplus Lines job openings:

Surplus Lines jobs near you
Infographic showing various Surplus Lines job openings in California as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 9% Part Time, 2% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $65,897 per year, or $31.7 per hour.

Excess & Surplus - Underwriter, Western Territory

Cincinnati Financial Corporation

San Diego, CA • On-site

$75K - $154K/yr

Full-time

Re-posted 6 days ago

Cincinnati Insurance Company rating

9.0

Company rating: 9.0 out of 10

Based on 26 frontline employees who took The Breakroom Quiz

38th of 315 rated insurance

Job description

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.

If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in San Diego, California. The candidate is required to reside within this territory or in proximity to our Gilbert, AZ Headquarters.

The pay range for this position is $75,000 - $154,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

  • working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty business
  • determine individual risk acceptability, pricing, coverage, terms and conditions
  • develop, analyze and evaluate information and exposures for complex risks
  • achieve production and loss ratio goals within assigned regional territory
  • work independently with a high level of authority and judgment
  • determine need for and secure appropriate reinsurance on individual accounts
  • mentor and train underwriters and underwriting assistants
  • develop successful business relationships with producers and reinsurers
  • research new products and coverage forms
  • travel within assigned territory which may include some overnight stays

Be equipped with:

  • property and casualty underwriting experience 
  • proficient use of Microsoft Word, Excel and Outlook
  • strong interpersonal skills
  • organizational and time management skills
  • strong decision-making, analytical, and negotiating abilities
  • desire to build relationships and listen effectively 
  • ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to all
  • skilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or written
  • a valid driver's license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicle

Bring education or experience from:

  • bachelor's degree or extensive relevant excess and surplus lines underwriting experience
  • 5 years of experience working with commercial lines property and casualty products is required
  • prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred
  • ASLI or CPCU designations preferred 
  • candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory

Enhance your talents  

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.  

Enjoy benefits and amenities  

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.  

Embrace a diverse team  

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.

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