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Subrogation Recovery Adjuster Jobs (NOW HIRING)

Safepoint MGA, LLC

Subrogation Supervisor

Tampa, FL · On-site

$46K - $61K/yr

The supervisor will oversee the subrogation recoveries and will ensure that the subrogation ... Review subrogation referrals from claim examiners, adjusters and claims management. * Provide ...

Safepoint MGA, LLC

Subrogation Supervisor

Tampa, FL · On-site

$46K - $61K/yr

The supervisor will oversee the subrogation recoveries and will ensure that the subrogation ... Review subrogation referrals from claim examiners, adjusters and claims management. * Provide ...

Cozen O'Connor

Subrogation Damages Analyst

Philadelphia, PA · On-site

$50K - $60K/yr

The Subrogation Damages Analyst plays a key role in the subrogation recovery process by preparing ... Communicate with claims adjusters, recovery specialists, and other internal teams to obtain missing ...

Reserv, Inc.

Subrogation Manager

... adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an ... Maintain subrogation reporting across recovery trends, cycle time visibility, and vendor ...

SAFETY INSURANCE COMPANY

Property Adjuster

Boston, MA · Hybrid

... an independent adjuster * Investigates and settles desk adjusted claims * Sets up claims ... Investigates and prepares claims for subrogation recovery * Maintains current diary on all claims

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Subrogation Recovery Adjuster information

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$31.5K

$64.9K

$98K

How much do subrogation recovery adjuster jobs pay per year?

As of Jun 16, 2026, the average yearly pay for subrogation recovery adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Subrogation Recovery Adjuster vs Claims Adjuster?

AspectSubrogation Recovery AdjusterClaims Adjuster
CredentialsInsurance licenses, certifications in subrogationInsurance licenses, general adjuster certifications
Work EnvironmentInsurance companies, third-party recovery firmsInsurance companies, public or private claims departments
Industry UsageFocuses on recovering funds from third parties after claimsHandles initial claim assessment and settlement

While both roles work within the insurance industry, a Subrogation Recovery Adjuster specializes in recovering funds from third parties after a claim, whereas a Claims Adjuster manages the initial claim process and settlement. Understanding these differences helps in choosing the right career path or job search focus.

What are the typical challenges faced by a Subrogation Recovery Adjuster, and how can they be effectively managed?

Subrogation Recovery Adjusters often encounter challenges such as negotiating with third parties, handling complex documentation, and navigating varying state laws regarding subrogation. Successfully managing these challenges requires strong communication skills, attention to detail, and a thorough understanding of insurance policies and legal processes. Building collaborative relationships with claims teams and legal counsel can also help streamline recoveries and resolve disputes more efficiently.

What is a Subrogation Recovery Adjuster?

A Subrogation Recovery Adjuster is an insurance professional who investigates and pursues the recovery of funds from third parties responsible for causing losses that have already been paid out by an insurer. Their main role is to determine whether another party is liable for a claim and to negotiate settlements or take legal action to recover those costs on behalf of the insurance company. This helps insurers mitigate losses and keep premiums manageable for policyholders. Subrogation adjusters often work closely with claims adjusters, legal teams, and external parties such as attorneys or other insurers.

How to become a subrogation specialist?

To become a subrogation recovery adjuster, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in insurance, law, or a related field. Gaining experience in insurance claims, developing strong negotiation skills, and obtaining relevant certifications such as the Certified Subrogation Professional (CSP) can enhance prospects. Familiarity with claims management software and understanding of insurance policies are also beneficial.

What type of adjuster gets paid the most?

In the insurance industry, specialized adjusters such as catastrophe or complex claims adjusters tend to earn higher salaries due to the complexity and severity of cases they handle. Senior or senior-level subrogation recovery adjusters with extensive experience and certifications also typically receive higher pay. Compensation varies based on experience, location, and the size of the employer.

What jobs pay 2000 a day?

Subrogation Recovery Adjusters typically do not earn $2,000 a day; their salaries are usually based on salaries or commissions that are significantly lower. High-paying jobs that can reach this level often include specialized roles such as senior corporate attorneys, investment bankers, or certain executive positions, which require extensive experience, certifications, and skills. These roles are generally found in finance, law, or executive management environments.

What are the key skills and qualifications needed to thrive as a Subrogation Recovery Adjuster, and why are they important?

To thrive as a Subrogation Recovery Adjuster, you need a solid understanding of insurance principles, claims investigation, and negotiation, usually supported by a bachelor's degree or relevant insurance certifications. Familiarity with claims management software, legal research databases, and recovery tracking systems is commonly required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for excelling in this role. These abilities are essential for accurately assessing liability, maximizing recoveries, and ensuring efficient resolution of subrogation claims.

What does a subrogation adjuster do?

A subrogation recovery adjuster investigates insurance claims to identify third parties responsible for damages or losses. They work to recover costs from those parties, often using negotiation and legal processes, and typically require knowledge of insurance policies and claims management systems.
What cities are hiring for Subrogation Recovery Adjuster jobs? Cities with the most Subrogation Recovery Adjuster job openings:
What states have the most Subrogation Recovery Adjuster jobs? States with the most job openings for Subrogation Recovery Adjuster jobs include:
Infographic showing various Subrogation Recovery Adjuster job openings in the United States as of June 2026, with employment types broken down into 25% Full Time, and 75% Contract. Highlights an 63% Physical, 9% Hybrid, and 28% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.

Marine Recovery Adjuster

W E Cox Claims Group Usa Llc

Effort, PA

Full-time

Posted 22 days ago

Be an early applicant

Job description

Job Summary:
We are seeking a professional and knowledgeable Recovery Adjuster to join our team. In this role, you are responsible for independently managing the subrogation and recovery process by reviewing claims and related information to identify third-party responsibility and pursuing recovery opportunities. This role exercises discretion and independent judgment with respect to evaluating legal and factual issues related to recovery, negotiating settlements, and managing cases with minimal supervision.

Responsibilities
  • Independently coordinate and manage moderately complex subrogation cases, ensuring timely and strategic pursuit of recoveries.
  • Analyze legal statutes and rules to determine recovery rights and evaluate the viability of third-party claims.
  • Conduct in-depth investigations using internal and external resources to identify liable parties and assess recovery potential.
  • Evaluate claim documentation, accident reports, and supporting evidence to formulate case strategy.
  • Initiate and maintain communication with third parties, insurers, and attorneys regarding subrogation interest and settlement options.
  • Operate within the defined authority limits and settlement guidelines established by each client, ensuring compliance with contractual and procedural requirements.
  • Provide regular updates to external clients on case status, key developments, and recovery progress, ensuring transparency and client satisfaction.
  • Negotiate and resolve claims within designated authority and recommend actions requiring higher-level approval.
  • Draft clear, concise, and professional demand letters and settlement proposals.
  • Maintain organized case files and ensure accurate, timely documentation of claim activities and correspondence in the claims system.
  • Manage workload autonomously and prioritize tasks in a dynamic work environment.
  • Exercise discretion in decision-making related to negotiation strategies, claim valuation, and settlement offers.
  • Participate in continuous improvement initiatives and recommend process enhancements as appropriate 

Qualifications
  • Associate’s Degree required; Bachelor's Degree preferred.
  • Minimum of 2-4 years of experience in insurance claims, subrogation, or related legal field.
  • Strong analytical, negotiation, and investigative skills.
  • Ability to exercise independent judgment in handling recovery cases and resolving claims.
  • Excellent verbal and written communication skills.
  • Strong time management, organization, and problem-solving skills.
  • Ability to prioritize tasks, work independently, and manage a fluctuating workload.
  • Knowledge of applicable laws, legal procedures, and subrogation rights.
  • Ability to build and maintain effective working relationships with internal and external stakeholders.