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Subrogation Recovery Adjuster Jobs (NOW HIRING)

Packard Claims Administration

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Lost Time Claims Adjuster -Workers Comp

Odessa, FL · On-site

$50K - $75K/yr

Must have and maintain Florida Adjuster license (620 All Lines License ... Determine coverage, compensability and potential for subrogation recovery on assigned claims

Packard Claims Administration

Be Seen First

Lost Time Claims Adjuster -Workers Comp

Odessa, FL · On-site

$50K - $75K/yr

Must have and maintain Florida Adjuster license (620 All Lines License ... Determine coverage, compensability and potential for subrogation recovery on assigned claims

SAFETY INSURANCE COMPANY

Property Adjuster

Boston, MA · On-site

$57K - $78K/yr

... an independent adjuster * Investigates and settles desk adjusted claims * Sets up claims ... Investigates and prepares claims for subrogation recovery * Maintains current diary on all claims

Vertek Staffing

Claims Assistant

Columbia, TN

$16 - $20.25/hr

Subrogation * Recovery sheets * Phone calls * Telephone list * Adjuster number list * Indexing Subrogation: * Demand creation through Guidewire * Phone calls * Recovery sheets & checks Titles ...

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Subrogation Recovery Adjuster information

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$31.5K

$64.9K

$98K

How much do subrogation recovery adjuster jobs pay per year?

As of Jun 16, 2026, the average yearly pay for subrogation recovery adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Subrogation Recovery Adjuster vs Claims Adjuster?

AspectSubrogation Recovery AdjusterClaims Adjuster
CredentialsInsurance licenses, certifications in subrogationInsurance licenses, general adjuster certifications
Work EnvironmentInsurance companies, third-party recovery firmsInsurance companies, public or private claims departments
Industry UsageFocuses on recovering funds from third parties after claimsHandles initial claim assessment and settlement

While both roles work within the insurance industry, a Subrogation Recovery Adjuster specializes in recovering funds from third parties after a claim, whereas a Claims Adjuster manages the initial claim process and settlement. Understanding these differences helps in choosing the right career path or job search focus.

What are the typical challenges faced by a Subrogation Recovery Adjuster, and how can they be effectively managed?

Subrogation Recovery Adjusters often encounter challenges such as negotiating with third parties, handling complex documentation, and navigating varying state laws regarding subrogation. Successfully managing these challenges requires strong communication skills, attention to detail, and a thorough understanding of insurance policies and legal processes. Building collaborative relationships with claims teams and legal counsel can also help streamline recoveries and resolve disputes more efficiently.

What is a Subrogation Recovery Adjuster?

A Subrogation Recovery Adjuster is an insurance professional who investigates and pursues the recovery of funds from third parties responsible for causing losses that have already been paid out by an insurer. Their main role is to determine whether another party is liable for a claim and to negotiate settlements or take legal action to recover those costs on behalf of the insurance company. This helps insurers mitigate losses and keep premiums manageable for policyholders. Subrogation adjusters often work closely with claims adjusters, legal teams, and external parties such as attorneys or other insurers.

How to become a subrogation specialist?

To become a subrogation recovery adjuster, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in insurance, law, or a related field. Gaining experience in insurance claims, developing strong negotiation skills, and obtaining relevant certifications such as the Certified Subrogation Professional (CSP) can enhance prospects. Familiarity with claims management software and understanding of insurance policies are also beneficial.

What type of adjuster gets paid the most?

In the insurance industry, specialized adjusters such as catastrophe or complex claims adjusters tend to earn higher salaries due to the complexity and severity of cases they handle. Senior or senior-level subrogation recovery adjusters with extensive experience and certifications also typically receive higher pay. Compensation varies based on experience, location, and the size of the employer.

What jobs pay 2000 a day?

Subrogation Recovery Adjusters typically do not earn $2,000 a day; their salaries are usually based on salaries or commissions that are significantly lower. High-paying jobs that can reach this level often include specialized roles such as senior corporate attorneys, investment bankers, or certain executive positions, which require extensive experience, certifications, and skills. These roles are generally found in finance, law, or executive management environments.

What are the key skills and qualifications needed to thrive as a Subrogation Recovery Adjuster, and why are they important?

To thrive as a Subrogation Recovery Adjuster, you need a solid understanding of insurance principles, claims investigation, and negotiation, usually supported by a bachelor's degree or relevant insurance certifications. Familiarity with claims management software, legal research databases, and recovery tracking systems is commonly required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for excelling in this role. These abilities are essential for accurately assessing liability, maximizing recoveries, and ensuring efficient resolution of subrogation claims.

What does a subrogation adjuster do?

A subrogation recovery adjuster investigates insurance claims to identify third parties responsible for damages or losses. They work to recover costs from those parties, often using negotiation and legal processes, and typically require knowledge of insurance policies and claims management systems.
What cities are hiring for Subrogation Recovery Adjuster jobs? Cities with the most Subrogation Recovery Adjuster job openings:
What states have the most Subrogation Recovery Adjuster jobs? States with the most job openings for Subrogation Recovery Adjuster jobs include:
Infographic showing various Subrogation Recovery Adjuster job openings in the United States as of June 2026, with employment types broken down into 25% Full Time, and 75% Contract. Highlights an 63% Physical, 9% Hybrid, and 28% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.

Claim Adjuster I

Kentucky Farm Bureau Mutual Insurance Company

Morehead, KY

Other

Posted 7 days ago

Job description

MinMaxOverview

The claim adjuster I will complete required training and education activities in preparation for a career as a claim professional; provide assistance in accordance with supervisor instructions; and provide prompt, courteous and fair claim service. To see the impact you could make in a Claims role at KFB, please watch our Claims Careers Video.

Responsibilities

Support the corporate strategy of our commitment to the member relationship.

Support the strategic mission of the Claims function as it relates to goals for the organization.

Learn about and exhibit the Guiding Principles in your daily work.

Develop and maintain relationships with the agency force and support the agencies through sound and effective claim management practices.

Handle all claims in accordance with the provisions of the Unfair Claims Settlement Practices Act and in an ethical and compliant manner.

Satisfactorily complete or be in progress to complete the KFB training plan. 

Satisfactorily complete the required Kentucky Farm Bureau sponsored courses.

Review loss reports, and confirm coverages.

Conduct prompt and thorough investigations of losses

Maintain and thoroughly document electronic claim files to support actions taken.

Maintain adequate reserves and active diaries on all files.

Complete assignments.

Promptly evaluate and resolve claims through settlement or denial.

Visit agency offices on a regular basis.

Actively pursue salvage recovery.

Assist subrogation unit with subrogation recovery.

Assist the special investigative unit with suspicious claims.

Report claims in accordance with reporting guidelines or as requested by supervisory personnel.

Assign, direct and actively monitor out-of-state claims.

Develop and maintain knowledge of policy contracts, court decisions, and industry trends.

Handle claims in compliance with statutes, regulations, and case law.

Complete assignments.

Maintain ability to function as an adjuster trainee.

Serve as a catastrophe team member or assist in other claim offices or locations as  

requested.

Regular, predictable attendance.

This list of essential functions is non-exhaustive and may be supplemented as necessary.

Other Responsibilities

Promptly report complaints and respond, as directed.

Report immediately receipt of all summonses.

Report incorrectly rated policies or poor risks to PARM (Underwriting) with the assistance of your supervisor.

Submit timely and accurate expense reports and mileage reports.

Attend and participate in company claim meetings, seminars, and continuing education activities.

Maintain and properly use company facilities, equipment, supplies, and vehicles.

Follow company guidelines related to personal use of company vehicles.

Job Specifications

Physical demands: Normal vision/hearing (with or without correction); Sitting; Standing; Speaking; Mobility; Driving an automobile; climbing ladders.

Mental demands:  Analytic reasoning; Prolonged concentration.

Environmental factors: Standard office lighting, temperatures and noise; Outdoor conditions, lighting, temperatures and noise; On site field inspections of damaged property, such as accident scenes or roofs of buildings.

Equipment:  Automobile; Camera; Computer; Phone; Ladder.

Qualifications

Combination of formal education, training, and experience to acquire knowledge and skills generally equivalent to those possessed by a four-year college graduate.  Bachelor's degree preferred.

Ability to interpret policy contracts and legal documents.

Strong written and verbal communication skills.

Ability to make timely decisions.

Good negotiation and public relations skills.

Obtain Kentucky Staff Adjuster License within six months of employment.

Valid driver's license and good driving record.

Employment Type: OTHER

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