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Subrogation Recovery Adjuster Jobs (NOW HIRING)

Barnett Porter & Dunn

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Paralegal Legal Assistant

Louisville, KY · On-site

$17.50 - $30/hr

... adjusters, experts, and opposing counsel · Review medical records, bills, and claim-related documents · Assist with subrogation recovery tracking and lien documentation Qualifications · 2+ years ...

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Subrogation Recovery Adjuster information

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$31.5K

$64.9K

$98K

How much do subrogation recovery adjuster jobs pay per year?

As of Jun 16, 2026, the average yearly pay for subrogation recovery adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Subrogation Recovery Adjuster vs Claims Adjuster?

AspectSubrogation Recovery AdjusterClaims Adjuster
CredentialsInsurance licenses, certifications in subrogationInsurance licenses, general adjuster certifications
Work EnvironmentInsurance companies, third-party recovery firmsInsurance companies, public or private claims departments
Industry UsageFocuses on recovering funds from third parties after claimsHandles initial claim assessment and settlement

While both roles work within the insurance industry, a Subrogation Recovery Adjuster specializes in recovering funds from third parties after a claim, whereas a Claims Adjuster manages the initial claim process and settlement. Understanding these differences helps in choosing the right career path or job search focus.

What are the typical challenges faced by a Subrogation Recovery Adjuster, and how can they be effectively managed?

Subrogation Recovery Adjusters often encounter challenges such as negotiating with third parties, handling complex documentation, and navigating varying state laws regarding subrogation. Successfully managing these challenges requires strong communication skills, attention to detail, and a thorough understanding of insurance policies and legal processes. Building collaborative relationships with claims teams and legal counsel can also help streamline recoveries and resolve disputes more efficiently.

What is a Subrogation Recovery Adjuster?

A Subrogation Recovery Adjuster is an insurance professional who investigates and pursues the recovery of funds from third parties responsible for causing losses that have already been paid out by an insurer. Their main role is to determine whether another party is liable for a claim and to negotiate settlements or take legal action to recover those costs on behalf of the insurance company. This helps insurers mitigate losses and keep premiums manageable for policyholders. Subrogation adjusters often work closely with claims adjusters, legal teams, and external parties such as attorneys or other insurers.

How to become a subrogation specialist?

To become a subrogation recovery adjuster, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in insurance, law, or a related field. Gaining experience in insurance claims, developing strong negotiation skills, and obtaining relevant certifications such as the Certified Subrogation Professional (CSP) can enhance prospects. Familiarity with claims management software and understanding of insurance policies are also beneficial.

What type of adjuster gets paid the most?

In the insurance industry, specialized adjusters such as catastrophe or complex claims adjusters tend to earn higher salaries due to the complexity and severity of cases they handle. Senior or senior-level subrogation recovery adjusters with extensive experience and certifications also typically receive higher pay. Compensation varies based on experience, location, and the size of the employer.

What jobs pay 2000 a day?

Subrogation Recovery Adjusters typically do not earn $2,000 a day; their salaries are usually based on salaries or commissions that are significantly lower. High-paying jobs that can reach this level often include specialized roles such as senior corporate attorneys, investment bankers, or certain executive positions, which require extensive experience, certifications, and skills. These roles are generally found in finance, law, or executive management environments.

What are the key skills and qualifications needed to thrive as a Subrogation Recovery Adjuster, and why are they important?

To thrive as a Subrogation Recovery Adjuster, you need a solid understanding of insurance principles, claims investigation, and negotiation, usually supported by a bachelor's degree or relevant insurance certifications. Familiarity with claims management software, legal research databases, and recovery tracking systems is commonly required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for excelling in this role. These abilities are essential for accurately assessing liability, maximizing recoveries, and ensuring efficient resolution of subrogation claims.

What does a subrogation adjuster do?

A subrogation recovery adjuster investigates insurance claims to identify third parties responsible for damages or losses. They work to recover costs from those parties, often using negotiation and legal processes, and typically require knowledge of insurance policies and claims management systems.
What cities are hiring for Subrogation Recovery Adjuster jobs? Cities with the most Subrogation Recovery Adjuster job openings:
What states have the most Subrogation Recovery Adjuster jobs? States with the most job openings for Subrogation Recovery Adjuster jobs include:
Infographic showing various Subrogation Recovery Adjuster job openings in the United States as of June 2026, with employment types broken down into 25% Full Time, and 75% Contract. Highlights an 63% Physical, 9% Hybrid, and 28% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.
Multi-Line Claims Adjuster - Kansas

Multi-Line Claims Adjuster - Kansas

Property Claim Professionals

Topeka, KS • Remote

Contractor

Posted 11 days ago

Job description

A dynamic organization supplying quality claims outsource solutions to insurance carriers, countrywide is seeking multi-line adjusters in your area.  There are many competing vendors in our marketplace, but we are not your typical “vendor”.  Our company was built by insurance company claims executives to support insurance companies’ claim operations to help them meet their organizations goal of providing quality claims solutions at a reasonable cost.

We excel in providing professional, knowledgeable claims professionals to handle large losses, catastrophe claims, business interruption and daily property claims, as well as handle complete liability investigations, task assignments including scene investigations and property damage appraisals, construction defect claims as well as first party automobile claims for personal and commercial insurance policyholders.

Position Summary:

A national independent insurance adjusting firm has immediate openings for Multi-Line Claims adjusters that possess the ability to work remotely and have the experience to handle both property and liability claims.  The candidate must possess the ability to adjust commercial and residential property losses and must also have a working knowledge of how to determine negligence and assess damages.  The candidate should be able to perform all tasks with modest supervision.  The candidate must possess the ability to understand coverage, how to investigate a variety of property and negligence claims, how to value and estimate property damage as well as the ability to evaluate Bodily Injury damages for settlement.

Requirements:

  • Minimum 5 years first-party commercial and/or residential property and liability adjusting experience
  • Maintain own current estimating software; Xactimate preferred
  • Working computer; internet access and Microsoft Word required
  • Must demonstrate strong time management and customer service skills
  • Ability to take recorded statements in the field or with legal representatives
  • Experience in preparing Statements of Loss, Proofs of Loss, and denial letters
  • State adjuster’s license where required
  • Must have valid driver’s license

Knowledge and Skills:

  • In-depth knowledge of property and liability insurance coverage and industry standards
  • Prepare full captioned reports by collecting and summarizing information required by client 
  • Strong verbal and written communications skills
  • Prompt, reliable, and friendly service
  • Must submit to background check; void in states where prohibited
  • Experience in industry specific areas a plus, but not necessary: fire departments, agricultural, lumber mills, high value or historic buildings or Construction Defects, Automobile Liability, Subrogation Recovery investigations

Responsibilities:

  • Completes residential and commercial field property inspections utilizing Xactimate software and general liability field investigations to determine negligence and damages
  • Investigate claims by obtaining recorded statements from insureds, claimants or witnesses; by interviewing fire, police or other governmental officials as well as inspecting claimed damages
  • Recommend claim reserves based on investigation, through well supported reserve report
  • Obtain and interpret official reports
  • Review applicable coverage forms and endorsement, providing thorough analysis of coverage and any coverage issues in well documented initial captioned report to client
  • Maintain acceptable product quality through compliance with established Best Practices of client 

Preferred but Not Required:

  • College Degree
  • AIC, or other professional designations

All candidates must pass a full background check

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