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Structured Finance Analyst Jobs in California (NOW HIRING)

Associate, Structured Finance

San Jose, CA ยท On-site

$100K - $150K/yr

The Opportunity The Structured Finance Associate sits at the center of Bloom's growth engine ... What You'll Do Financial Modeling & Analysis * Build and own complex project and portfolio level ...

Associate, Structured Finance

San Jose, CA ยท On-site

$100K - $150K/yr

The Opportunity The Structured Finance Associate sits at the center of Bloom's growth engine ... What You'll Do Financial Modeling & Analysis * Build and own complex project and portfolio level ...

Structured Finance Manager

El Segundo, CA ยท On-site

$133K - $190K/yr

Provide financial structuring analysis on major government and commercial contracts, including deal economics, financing implications, and entity-level considerations. * Support liability structuring ...

Structured Finance Manager

El Segundo, CA ยท On-site

$133K - $190K/yr

Provide financial structuring analysis on major government and commercial contracts, including deal economics, financing implications, and entity-level considerations. * Support liability structuring ...

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Showing results 1-20

Structured Finance Analyst information

See California salary details

$38K

$87K

$116.5K

How much do structured finance analyst jobs pay per year?

As of Aug 10, 2026, the average yearly pay for structured finance analyst in California is $86,957.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,100.00 and $109,100.00 per year, depending on experience, location, and employer.

What does a structured finance analyst do?

A Structured Finance Analyst is responsible for analyzing, structuring, and managing complex financial products such as asset-backed securities, mortgage-backed securities, and collateralized debt obligations. They assess the creditworthiness of underlying assets, model cash flows, and help design financial structures that meet the needs of clients and investors. Their work involves risk assessment, financial modeling, and collaborating with other finance professionals to ensure the successful execution of structured finance transactions.

What are the key skills and qualifications needed to thrive as a structured finance analyst, and why are they important?

To thrive as a Structured Finance Analyst, you need strong analytical abilities, financial modeling expertise, and a solid understanding of capital markets, typically supported by a degree in finance, economics, or a related field. Proficiency with Excel, financial modeling software, and familiarity with Bloomberg or similar market data systems is essential, and certifications like CFA can be advantageous. Exceptional attention to detail, problem-solving skills, and effective communication help analysts present complex data clearly and collaborate across teams. These skills are crucial for accurately structuring financial products, assessing risk, and supporting informed investment decisions in this highly technical and fast-paced field.

What is the difference between Structured Finance Analyst vs Credit Analyst?

AspectStructured Finance AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, accounting, or related field; often CFA or CPABachelor's degree in finance, economics, or related; CFA preferred
Work EnvironmentFinancial institutions, investment banks, or asset management firmsBanks, lending institutions, or credit agencies
Industry UsageStructured finance deals, securitizations, project financeLoan assessments, credit risk evaluation

While both roles analyze financial data, a Structured Finance Analyst focuses on complex financial structures and securitizations, whereas a Credit Analyst evaluates creditworthiness for lending decisions. The roles often overlap in skills but differ in scope and specific responsibilities.

What are some common challenges structured finance analysts face when working on complex transactions?

Structured Finance Analysts often encounter challenges such as managing tight deadlines while analyzing large volumes of data, ensuring compliance with evolving regulatory requirements, and coordinating input from multiple stakeholders like legal teams, rating agencies, and clients. Balancing these responsibilities requires strong project management skills, attention to detail, and effective communication. Staying updated on market trends and regulatory changes is also essential to navigate the complexities of structuring innovative financial solutions.
What job categories do people searching Structured Finance Analyst jobs in California look for? The top searched job categories for Structured Finance Analyst jobs in California are:
What cities in California are hiring for Structured Finance Analyst jobs? Cities in California with the most Structured Finance Analyst job openings:
Infographic showing various Structured Finance Analyst job openings in California as of August 2026, with employment types broken down into 89% Full Time, 8% Part Time, and 3% Contract. Highlights an 51% Physical, 1% Hybrid, and 48% Remote job distribution, with an average salary of $86,957 per year, or $41.8 per hour.

Financial Engineering - Project & Structured Finance Analyst

Raymond James Financial, Inc.

Los Angeles, CA โ€ข On-site

$75 - $125/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New


Job description

## Financial Engineering โ€“ Project & Structured Finance AnalystApplylocations: Los Angeles, California - United Statestime type: Full timeposted on: Posted Todayjob requisition id: R-0012408**Job Description Summary**Join a team developing innovative financing solutions for some of the most complex public infrastructure and nonprofit projects in the United States. Working directly with senior bankers, you will help structure and execute complex financings while developing sophisticated financial models that evaluate debt capacity, project feasibility, capital structures, and long-term project performance. This unique role sits at the intersection of financial engineering and investment banking, combining advanced quantitative modeling capital markets financing. You will help design innovative financing structures that expand access to capital for public agencies, nonprofit organizations, educational institutions, and other public-purpose borrowers.**Job Description****Primary Responsibilities*** Own significant portions of financial analyses and transaction workstreams while partnering directly with senior bankers to solve complex financing challenges and develop innovative capital solutions for clients.* Develop, maintain, and enhance sophisticated Excel-based financial models used to evaluate debt capacity, project feasibility, financing alternatives, capital structures, long-term cash flow performance, and asset sales.* Build and analyze complex financing models incorporating multiple debt instruments, layered capital structures, cash flow waterfalls, credit enhancement features, and alternative financing scenarios.* Design and evaluate innovative financing structures that improve access to capital for governmental agencies, nonprofit organizations, educational institutions, and other public-purpose borrowers.* Perform scenario analysis, sensitivity analysis, optimization modeling, and other quantitative analyses to evaluate financing alternatives.* Prepare presentations, financing proposals, and analytical materials used to evaluate and communicate financing alternatives.* Identify opportunities to leverage automation, AI-assisted analytical tools, and emerging technologies to improve modeling efficiency and analytical workflows.**Desired Qualifications*** Bachelor's or Master's degree in Finance, Financial Engineering, Engineering, Applied Mathematics, Statistics, Physics, Computer Science, Quantitative Economics, Operations Research, or another highly quantitative discipline.* Expert-level Microsoft Excel skills with demonstrated experience building sophisticated financial or quantitative models.* Strong quantitative reasoning, mathematical aptitude, and analytical problem-solving capabilities.* Ability to quickly understand, audit, modify, and enhance complex existing financial models.* Experience with optimization techniques (including linear optimization or mathematical programming) is beneficial.* Ability to manage multiple concurrent projects in a fast-paced environment.* Familiarity with AI-assisted analytical tools and the ability to effectively incorporate emerging technologies into quantitative workflows.* Programming experience in Python, VBA or similar analytical languages is beneficial but not required.* Excellent attention to detail and commitment to analytical accuracy.**Experience**### Prior experience in public finance, project finance, structured finance, investment banking, quantitative finance, engineering, or another analytical field is preferred but not required. We recognize that exceptional analytical talent comes from many disciplines. Candidates with outstanding analytical ability, demonstrated financial modeling skills, and a passion for solving complex problems are encouraged to apply, regardless of prior finance experience. Stronger candidates may be considered for an Associate title.### This role provides exceptional opportunities to develop expertise in financial engineering, project finance, structured finance, public finance, and investment banking.**Location**### Preferred locations include Southern California, Northern California, and the Seattle metropolitan area; however, we place greater value on finding the right candidate than on geography. Remote work arrangements will be considered for highly qualified candidates.**Education**Bachelorโ€™s (Required)**Work Experience**General Experience - 3 to 6 years**Certifications****Salary Range**$75,000.00-$125,000.00**Travel**Less than 25%**Workstyle**ResidentThe total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: โ€ข Grow professionally and inspire others to do the same โ€ข Work with and through others to achieve desired outcomes โ€ข Make prompt, pragmatic choices and act with the client in mind โ€ข Take ownership and hold themselves and others accountable for delivering results that matter โ€ข Contribute to the continuous evolution of the firmAt Raymond James โ€“ as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. #J-18808-Ljbffr