Software Engineer Carmax Jobs (NOW HIRING)

Position Overview

As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance’s credit strategies and driving operational excellence. In this dynamic position, you’ll leverage advanced data analytics, statistical modeling, and database tools to analyze, test, and implement credit product strategies that enhance both business performance and customer experience. Your insights will help optimize credit processes, improve originations, and deliver actionable recommendations to senior leadership. You’ll also design and maintain reporting dashboards for key metrics such as originations, bookings, and sales trends, ensuring timely and accurate updates for decision-making. This role demands a strong commitment to compliance and operational risk controls, aligning with CarMax’s reputation for integrity and transparency.

Why CarMax?

At CarMax, we are the nation’s largest retailer of used cars with stores from coast to coast, and we are still growing. We’re rethinking the way people buy cars – and it’s our associates that help us do just that. We believe work should feel meaningful and rewarding, with opportunities to make an impact every day. This is where innovation meets passion – be inspired and supported to take us to the future.

Team Overview

Our success is powered by a customer-focused, data-driven approach and a culture that values collaboration and innovation. As part of the Credit Risk team, you’ll work in a fast-paced, team-oriented environment where your analytical expertise will help develop strategies that keep CarMax Auto Finance ahead of industry trends. We value independent thinkers who are passionate about problem-solving and committed to doing what’s right for both the business and our customers.

Role Responsibilities

• Analyze, test, and implement credit product strategies using statistical and database tools to improve performance.
• Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers.
• Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends.
• Deliver insights and updates to senior leadership, supporting strategic decision-making.
• Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax’s commitment to integrity.

Required Qualifications

• Bachelor’s degree required.
• 0–3 years of experience in an analytical role.
• Strong ability to access, manipulate, and interpret data using analytical tools.
• Proficiency in Excel, PowerPoint, and general software applications.
• Strong communication skills

Preferred Qualifications

• Degree in an analytical or mathematical discipline.
• Experience with database systems and programming tools (e.g., SQL, Python).

Work Location and Arrangement: 

This role will be based out of the CarMax Auto Finance office (Kennesaw, GA).  Associates will work onsite 4 days per week.

Work Authorization:  Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role. 

About CarMax

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide.

Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community.  We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.