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Skip Tracing Jobs in Florida (NOW HIRING)

Sun West Recovery

LPR Repossession Agent

Punta Gorda, FL · On-site

$55K - $93K/yr

Working closely with our skip tracing and recovery teams to secure collateral. * Conducting discreet in-field interviews as needed. * Traveling independently throughout Punta Gorda, Florida and ...

Mid Florida Financing

Payment Processing

Lakeland, FL · On-site

$15 - $19/hr

Some skip tracing on accounts * Identifies and recommends accounts for repossession * Performs other essential functions as assigned. * Minimum Qualifications: * Strong negotiation skills with proven ...

Mid Florida Financing

Payment Processing

Lakeland, FL · On-site

$15 - $19/hr

Some skip tracing on accounts * Identifies and recommends accounts for repossession * Performs other essential functions as assigned. * Minimum Qualifications: * Strong negotiation skills with proven ...

Mid Florida Financing

Payment Processing

Lakeland, FL · On-site

$15 - $19/hr

Some skip tracing on accounts * Identifies and recommends accounts for repossession * Performs other essential functions as assigned. * Minimum Qualifications: * Strong negotiation skills with proven ...

Mid Florida Financing

Payment Processing

Lakeland, FL · On-site

$15 - $19/hr

Some skip tracing on accounts * Identifies and recommends accounts for repossession * Performs other essential functions as assigned. * Minimum Qualifications: * Strong negotiation skills with proven ...

Mid Florida Financing

Collections Specialist

Lakeland, FL · On-site

$3.0K/mo

Light skip tracing on accounts * Identifies and recommends accounts for repossession. * Performs other essential functions as assigned. Minimum qualifications: * Strong negotiation skills with proven ...

Mid Florida Financing

Collections Specialist

Lakeland, FL · On-site

$3.0K/mo

Light skip tracing on accounts * Identifies and recommends accounts for repossession. * Performs other essential functions as assigned. Minimum qualifications: * Strong negotiation skills with proven ...

MPS Credit Union

Recovery Solutions Specialist

Miami, FL · On-site

$17 - $20/hr

This role involves proactive member contact, accurate documentation, skip tracing, processing claims, and coordinating repossessions while maintaining excellent member service. Apply to MPS Credit ...

Mid Florida Financing

Collections Specialist

Lakeland, FL · On-site

$3.0K/mo

Light skip tracing on accounts * Identifies and recommends accounts for repossession. * Performs other essential functions as assigned. Minimum qualifications: * Strong negotiation skills with proven ...

Mid Florida Financing

Collections Specialist

Lakeland, FL · On-site

$3.0K/mo

Light skip tracing on accounts * Identifies and recommends accounts for repossession. * Performs other essential functions as assigned. Minimum qualifications: * Strong negotiation skills with proven ...

CAI

VES Special Project Analyst

Boca Raton, FL · On-site

$17.55/hr

Perform ROV queries through the TLO skip tracing application * Use TLO to evaluate license plate history and determine necessary Vector updates to customer information * Review and audit daily ...

Crox Consulting Inc

Collections Specialist

Miami, FL · On-site

$20 - $22/wk

Conduct skip tracing and assign field cases for accounts lacking contact information. * Investigate and resolve collection-related disputes in a timely manner. * Prepare and submit cases for ...

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Skip Tracing information

See Florida salary details

$10

$14

$18

How much do skip tracing jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for skip tracing in Florida is $14.72, according to ZipRecruiter salary data. Most workers in this role earn between $12.21 and $17.60 per hour, depending on experience, location, and employer.

What is skip tracing?

Skip tracing is the process of locating a person's whereabouts for various purposes, such as collecting debts, serving legal documents, or finding missing persons. Professionals known as skip tracers use a combination of public records, databases, social media, and investigative techniques to track down individuals who have 'skipped' town or are otherwise hard to find. Skip tracing is commonly used by debt collectors, private investigators, and law enforcement agencies. The process requires analytical skills and knowledge of privacy laws to ensure searches are conducted legally and ethically.

What are skip tracing jobs?

There are various positions within the skip tracing industry, and your responsibilities vary depending on the job and company. Private investigators, for example, work with individual clients on a variety of cases and use skip tracing to find information on people. Bail guarantors and bounty hunters investigate a disappearance with skip tracing to bring a fugitive in for a reward. Repossession agents and debt collectors are other positions that utilize skip tracing to regain financial losses, especially with banks and automobiles. Journalists may also practice skip tracing to locate a specific person relevant to the story they are writing.

What are the key skills and qualifications needed to thrive as a skip tracer, and why are they important?

To thrive as a Skip Tracer, you need strong investigative skills, attention to detail, and familiarity with legal compliance, often supported by relevant experience in collections or law enforcement. Proficiency in using specialized databases, online research tools, and skip tracing software is typically required. Excellent communication, problem-solving, and persistence are standout soft skills for this role. These abilities ensure you can efficiently locate individuals while adhering to legal standards, maximizing recovery rates for clients.

What are some common challenges faced by skip tracers, and how can they overcome them?

Skip tracers often face challenges such as locating individuals who intentionally avoid detection, working with limited or outdated information, and navigating privacy laws. To overcome these obstacles, successful skip tracers use a combination of public records, social media research, and specialized databases. Staying up to date with legal and ethical standards, as well as developing strong analytical and communication skills, helps them efficiently track down hard-to-find subjects while maintaining compliance.

What is the difference between Skip Tracing vs Debt Collector?

AspectSkip TracingDebt Collector
Required CredentialsResearch skills, attention to detailCommunication skills, negotiation
Work EnvironmentInvestigative, office or fieldCollection agencies, call centers
Industry UsageFinancial, legal, lendingFinancial, lending, legal
Search & Comparison IntentLocating individualsRecovering debts

Skip Tracing involves locating individuals who are difficult to find, often using research and investigative techniques. Debt Collectors focus on recovering overdue payments through communication and negotiation. While both roles may work in financial sectors, skip tracers primarily locate individuals, whereas debt collectors seek repayment. Understanding these differences helps clarify career paths and job expectations in the industry.

Do skip tracers make good money?

Skip tracers can earn varying salaries depending on experience, location, and the industry they work in. Entry-level positions may pay hourly wages or commissions, while experienced skip tracers with specialized skills can earn higher incomes, especially if working independently or in high-demand areas.

How to become a skip tracer?

To become a skip tracer, you typically need strong research and investigative skills, proficiency with databases and skip tracing tools, and knowledge of legal and privacy regulations. Many skip tracers gain experience in collections, law enforcement, or private investigation, and some pursue certifications such as the Certified Fraud Examiner (CFE) or Private Investigator license where required. Entry-level positions often require a high school diploma or equivalent, with advanced roles favoring relevant experience and technical skills.

Is a skip tracer a real job?

Yes, a skip tracer is a real job that involves locating individuals who have skipped or disappeared, often for debt collection, legal cases, or investigative purposes. The role typically requires research skills, knowledge of public records, and sometimes specialized tools or databases.
More about Skip Tracing jobs

What are the most commonly searched types of Skip Tracing jobs in Florida?

The most popular types of Skip Tracing jobs in Florida are:

What cities in Florida are hiring for Skip Tracing jobs?

Cities in Florida with the most Skip Tracing job openings:

Skip Tracing jobs near you
Infographic showing various Skip Tracing job openings in Florida as of September 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 83% In-person, and 17% Hybrid job distribution, with an average salary of $30,618 per year, or $14.7 per hour.

Skip Tracer/Deficiency Collector - Auto Finance

Pompano Beach, FL • Hybrid

Southern Auto Finance Company, LLC
Finance and Insurance • 51 - 200 employees
Learn more about Southern Auto Finance Company, LLCexternal

Full-time

Posted 11 days ago

Job description

Skip Tracer/Deficiency Collector – Auto Finance
Pompano Beach, Florida | Onsite
Find Solutions. Drive Recoveries. Build Your Future.
Are you an experienced auto finance skip tracer who knows how to locate hard-to-find customers, negotiate effective resolutions, and deliver measurable recoveries?
SAFCO is seeking a resourceful and results-driven Skip Tracer / Deficiency Collector to work complex accounts within our non-prime auto finance portfolio. This role requires more than making calls—you’ll investigate, build customer engagement, negotiate solutions, and resolve accounts others cannot.
This position is based at our Pompano Beach, Florida-area headquarters and requires onsite attendance five days per week. Hybrid and remote arrangements are not available.
What You’ll Do
  • Locate difficult-to-find customers using advanced skip-tracing tools and investigative techniques
  • Manage delinquent and deficiency accounts through inbound and outbound communication
  • Negotiate repayment arrangements, settlements, and voluntary surrenders
  • Coordinate with direct recovery agents and national forwarding companies
  • Manage repossession and recovery activity with outside vendors
  • Meet established outbound-call, recovery, and other performance expectations
  • Maintain complete, accurate, and timely account documentation
  • Follow all applicable FDCPA requirements and company compliance standards
  • Develop solutions for complex accounts that have resisted previous recovery efforts
What You’ll Bring
  • Previous auto finance collections or skip-tracing experience required
  • Experience working non-prime portfolios and complex recovery accounts
  • Strong understanding of repossession, deficiency, and recovery processes
  • Demonstrated ability to locate and engage difficult-to-reach customers
  • Effective communication, negotiation, and problem-solving skills
  • Experience using skip-tracing systems, dialers, and loan-servicing platforms
  • Ability to work in a goal-driven environment with established performance standards
  • Bilingual English/Spanish skills are a plus
Potential. Opportunity. Prosperity.
At SAFCO, we believe talented people should have the opportunity to build meaningful careers and share in the results they help create.
Potential
Bring your investigative instincts, persistence, and recovery experience to a role where those strengths are recognized and valued.
Opportunity
Take ownership of challenging, high-value accounts and make a visible impact on team and company performance.
Prosperity
Earn competitive base pay plus a performance-driven incentive plan. Your ability to locate customers, resolve accounts, and generate recoveries can directly increase your earning potential.
Are You Ready?
This opportunity is best suited for an experienced skip tracer or deficiency collector who understands non-prime auto finance and does not give up when an account becomes difficult.
If you know how to investigate, engage, negotiate, and recover, we encourage you to apply and discover what your future could look like at SAFCO. We are an EOE/drug-free workplace.
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