ZipRecruiter

Log In

1

Senior Underwriter Jobs in Rutherford, NJ (NOW HIRING)

CoAction

Senior Underwriter Financial Institutions

New York, NY · On-site

$107K - $127K/yr

The Senior Underwriter possesses strong analytical and interpersonal skills to effectively promote and position and market our organization, our business model as well as products and services. This ...

HUB International Limited

Senior Underwriter

New York, NY · On-site

$125K - $150K/yr

As an Underwriter, you will play a critical role in growing our business by supporting our leading thought leadership and advocacy for our plan sponsor policyholders. Job Summary: To underwrite ...

Chubb

Senior Underwriter, Casualty

Jersey City, NJ · On-site

$78K - $134K/yr

We are seeking a highly skilled and experienced Senior Underwriter to join our dynamic team in Jersey City, NJ. The ideal candidate will have a strong background in primary casualty insurance, with a ...

CoAction

Senior Underwriter Financial Institutions

New York, NY · On-site

$107K - $127K/yr

The Senior Underwriter possesses strong analytical and interpersonal skills to effectively promote and position and market our organization, our business model as well as products and services. This ...

Liberty Mutual

Senior Underwriter

Manhattan, NY · On-site

$76K - $197K/yr

Underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven decisions ...

Liberty Mutual Insurance

Senior Underwriter

Manhattan, NY · On-site

$76K/yr

Description Underwrites policies within underwriting authority, with limited guidance from leadership as needed. Makes decisions on whether to underwrite business by making analytical, data-driven ...

HUB

Senior Underwriter

New York, NY · On-site

$125K - $150K/yr

As an Underwriter, you will play a critical role in growing our business by supporting our leading thought leadership and advocacy for our plan sponsor policyholders. Job Summary: To underwrite ...

Chubb

Senior Underwriter

New York, NY · On-site

$107K - $127K/yr

As a member of the Major Accounts' Construction team, contribute to profitable underwriting results through the selection, underwriting, growth, development, and servicing of project-specific and ...

N2G

Sr. Underwriter- Property

Jersey City, NJ · On-site +1

$110K - $165K/yr

Position Overview Sr Underwriters are responsible for underwriting property accounts. They develop marketable rates based on the account and market conditions, reviews the work of more junior ...

AIG

Senior Underwriter, Specialty Lines

New York, NY · On-site

$85K - $104K/yr

Senior Underwriter Join us as an Senior Underwriter to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your next Senior level ...

Starr Insurance Companies

Senior Underwriter

New York, NY · On-site

$107K - $127K/yr

Our underwriters are renowned throughout the industry for tailoring coverage solutions to fit the distinct needs of our customers. By joining us, you'll become part of a collaborative, inclusive team ...

Hereford Insurance Company

Senior Underwriter

Queens, NY · On-site

$65K - $77K/yr

Maintain underwriting files. * Assist the department manager and assistant manager in completing various projects as needed. * Analyze new business applications and endorsements and make decisions on ...

next page

Showing results 1-20

All JobsSenior Underwriter JobsSenior Underwriter Jobs in Rutherford, NJ

Senior Underwriter information

See Rutherford, NJ salary details

$37.7K

$108.7K

$136.1K

How much do senior underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for senior underwriter in Rutherford, NJ is $108,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,400.00 and $118,800.00 per year, depending on experience, location, and employer.

What does a Senior Underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What is the highest salary for an underwriter?

Senior underwriters can earn salaries up to $150,000 or more annually, depending on experience, industry, and location. High-level underwriters with specialized skills or working in competitive markets may reach higher compensation levels, especially with bonuses and profit-sharing included.

What are some common challenges Senior Underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

How much does a senior underwriter get paid?

A senior underwriter typically earns between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

What are the key skills and qualifications needed to thrive as a Senior Underwriter, and why are they important?

To thrive as a Senior Underwriter, you need advanced analytical skills, deep knowledge of risk assessment, and a strong background in finance or insurance, often supported by a relevant degree and industry certifications such as CPCU. Experience with underwriting software, data analysis tools, and familiarity with regulatory compliance systems is typically required. Strong decision-making, negotiation abilities, and effective communication are crucial soft skills for collaborating with clients and colleagues. These skills ensure accurate risk evaluation, profitable portfolio management, and strong client relationships in a competitive insurance environment.

What Does a Senior Underwriter Do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What is the highest paying underwriting job?

Senior underwriters, especially in specialized fields like reinsurance or executive risk, tend to have the highest salaries in underwriting. These roles often require advanced certifications, extensive experience, and strong analytical skills, and they can earn significantly more than entry-level underwriters, with compensation sometimes exceeding six figures depending on the industry and location.

What do senior underwriters do?

Senior underwriters evaluate insurance applications, assess risk, and determine policy terms and pricing. They analyze data, review documentation, and make decisions to ensure profitable and compliant coverage, often using specialized underwriting software and adhering to company guidelines.
More about Senior Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Rutherford, NJ? The most popular types of Underwriter jobs in Rutherford, NJ are:
What cities near Rutherford, NJ are hiring for Senior Underwriter jobs? Cities near Rutherford, NJ with the most Senior Underwriter job openings:
Senior Underwriter jobs near you

Senior Underwriter, Property Facultative

Archgroup

New York, NY • Hybrid

$200K - $271K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility.

The Position

Arch Re Fac's Senior Underwriters are members of a team spanning the United States, Canada and Europe focused on developing strong, mutually beneficial business relationships with primary insurance company underwriters and brokers. This position will require some domestic travel, approximately 15%.

Responsibilities

The Senior Underwriters are responsible for developing client relationships and submission flow, as well as underwriting and negotiating the transactions.

Required Skills

  • 15-20 years property insurer or reinsurer underwriting experience

Desired Skills

  • Proven ability to work as part of a team
  • Demonstrated customer-service focus coupled with strong negotiation skills
  • Strong Property Underwriting Acumen including an understanding of coverage, risk hazards and policy forms
  • Excellent written and verbal communication skills
  • Sound Computer/Technology skills
  • Desire for continued learning

Education

  • Bachelor's degree (ideally with a degree/major in Risk Management, Economics, or Business) or equivalent training required
  • Additional industry-specific study and designations (such as CPCU, ARe) a plus

#LI-JD1

#LI-Hybrid

For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.

$200,000 - $271,000/year

  • Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.

  • Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.

Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you.If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.

13100 Arch Reinsurance Company

Apply