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Senior Underwriter Jobs in Rutherford, NJ (NOW HIRING)

CWA Recruiting

Senior Underwriter

Manhattan, NY

$108K - $128K/yr

Senior Underwriter Property and Casualty Insurance NYC Description: The Underwriter builds and maintains strong, positive relationships with the agency partners of the company while driving growth ...

Hyperiongrp

Sr. Underwriter, Cyber

New York, NY · Hybrid

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical ...

Howden Group Holdings

Sr. Underwriter, Cyber

New York, NY · On-site

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical ...

Howden Group

Sr. Underwriter, Cyber

New York, NY · Hybrid

$125K - $175K/yr

At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical ...

Westfield

Specialty Senior Underwriter

Berkeley Heights, NJ · On-site

$102K - $121K/yr

The Senior Underwriter, Reinsurance, will be a key member of the Westfield A&H Underwriting team. In this role, you will be responsible for underwriting Managed Care, Provider Excess and other ...

Chubb

Senior Underwriter

New York, NY

$88K - $151K/yr

The Senior Underwriter's primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities: * Fundamentals of coverage, terms and conditions.

Chubb

Senior Underwriter

Manhattan, NY · On-site

$96K - $144K/yr

Senior Underwriter - Financial Lines - New York City The Underwriter's primary responsibility is to underwrite individual public company risks through a demonstration of the following skills and ...

Everest

Senior Underwriter, Construction

Warren, NJ · Hybrid

$150K - $190K/yr

Senior Underwriter, Construction Company: Everest Insurance Company Job Category: Underwriting About Everest Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of ...

Chubb

Senior Underwriter - Marine

New York, NY

$85K - $130K/yr

The Senior Marine Underwriter will be responsible for a renewal book of approx. $3M - $4M and a new business goal of approx. $1M-$2M annually. The position will be responsible for driving profitable ...

IDT

Senior Underwriter - Merchant Services

Newark, NJ · On-site

$120K/yr

We're expanding our underwriting team and seeking a highly motivated Senior Underwriter to join us in our mission. Position Summary * We are looking for a detail-oriented and experienced Senior ...

IDT

Senior Underwriter - Merchant Services

Newark, NJ · On-site

$120K/yr

We're expanding our underwriting team and seeking a highly motivated Senior Underwriter to join us in our mission. Position Summary * We are looking for a detail-oriented and experienced Senior ...

Liberty Mutual

Senior Underwriter, Energy

New York, NY · On-site

$107K - $127K/yr

Description The Senior Underwriter is responsible for underwriting energy accounts independently within delegated authority, making data-driven accept/decline and pricing decisions for complex or ...

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All JobsSenior Underwriter JobsSenior Underwriter Jobs in Rutherford, NJ

Senior Underwriter information

See Rutherford, NJ salary details

$37.7K

$108.7K

$136.1K

How much do senior underwriter jobs pay per year?

As of Jun 12, 2026, the average yearly pay for senior underwriter in Rutherford, NJ is $108,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,400.00 and $118,800.00 per year, depending on experience, location, and employer.

What does a Senior Underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What is the highest salary for an underwriter?

Senior underwriters can earn salaries up to $150,000 or more annually, depending on experience, industry, and location. High-level underwriters with specialized skills or working in competitive markets may reach higher compensation levels, especially with bonuses and profit-sharing included.

What are some common challenges Senior Underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

How much does a senior underwriter get paid?

A senior underwriter typically earns between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

What are the key skills and qualifications needed to thrive as a Senior Underwriter, and why are they important?

To thrive as a Senior Underwriter, you need advanced analytical skills, deep knowledge of risk assessment, and a strong background in finance or insurance, often supported by a relevant degree and industry certifications such as CPCU. Experience with underwriting software, data analysis tools, and familiarity with regulatory compliance systems is typically required. Strong decision-making, negotiation abilities, and effective communication are crucial soft skills for collaborating with clients and colleagues. These skills ensure accurate risk evaluation, profitable portfolio management, and strong client relationships in a competitive insurance environment.

What Does a Senior Underwriter Do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What is the highest paying underwriting job?

Senior underwriters, especially in specialized fields like reinsurance or executive risk, tend to have the highest salaries in underwriting. These roles often require advanced certifications, extensive experience, and strong analytical skills, and they can earn significantly more than entry-level underwriters, with compensation sometimes exceeding six figures depending on the industry and location.

What do senior underwriters do?

Senior underwriters evaluate insurance applications, assess risk, and determine policy terms and pricing. They analyze data, review documentation, and make decisions to ensure profitable and compliant coverage, often using specialized underwriting software and adhering to company guidelines.
More about Senior Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Rutherford, NJ? The most popular types of Underwriter jobs in Rutherford, NJ are:
What cities near Rutherford, NJ are hiring for Senior Underwriter jobs? Cities near Rutherford, NJ with the most Senior Underwriter job openings:
Senior Underwriter jobs near you

Senior Underwriter

CWA Recruiting

Manhattan, NY

$108K - $128K/yr

Other

Posted 9 days ago

Job description

Senior Underwriter

Property and Casualty Insurance

NYC

Description:

The Underwriter builds and maintains strong, positive relationships with the agency partners of the company while driving growth and profitability. It is essential for the underwriter to demonstrate a moderate level of technical knowledge, exercise good judgment, and provide reliable results. The role involves developing and upholding a solid understanding of the company’s underwriting policies, coverage forms, enhancements, rating plans, and workflows. The underwriter evaluates the acceptability of commercial lines package and umbrella policies according to company standards. Utilizing underwriting data like inspection reports, claims history, and commercial applications, they make informed decisions. They ascertain suitable premium amounts and coverage options for commercial package and umbrella policies based on filed rates and unique risk profiles. The underwriter is also tasked with nurturing strong business connections with designated agencies, which may involve occasional travel. Responsibilities include processing applications for commercial lines, endorsements, renewal policies, and new business policies, as well as participating in special projects and carrying out other assigned tasks.


Requirements:

A bachelor’s degree is mandatory. A minimum of four years’ experience in commercial multi-line and/or package underwriting is essential. Experience in workers’ compensation and casualty is preferred. Strong computer skills and a solid understanding of Microsoft 365 are required. Candidates should have completed or be in the process of achieving a professional designation such as CPCU, CIC, ARM, or AU. Familiarity with ImageRight is also preferred.

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