This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding ...
Commercial Lines Senior Account Manager
Pittsford, NY · On-site
$85K - $110K/yr
The Commercial Lines Senior Account Manager is responsible for independently and proactively ... Respond to underwriter's questions in a timely and professional manner. * Adhere to Commercial ...
Commercial Lines Senior Account Manager
Pittsford, NY · On-site
$85K - $110K/yr
The Commercial Lines Senior Account Manager is responsible for independently and proactively ... Respond to underwriter's questions in a timely and professional manner. * Adhere to Commercial ...
Senior Property & Casualty Account Manager
Rochester, NY · On-site
$72K/yr
Responsibilities The Senior Client Advisor & Business Insurance Specialist manages a book of ... Negotiate with underwriters to amend policies where necessary in order to meet client demand.
Senior Property & Casualty Account Manager
Rochester, NY · On-site
$72K/yr
Responsibilities The Senior Client Advisor & Business Insurance Specialist manages a book of ... Negotiate with underwriters to amend policies where necessary in order to meet client demand.
Senior Property & Casualty Account Manager
Syracuse, NY · Hybrid
$72K - $124K/yr
Responsibilities The Senior Client Advisor & Business Insurance Specialist manages a book of ... Negotiate with underwriters to amend policies where necessary in order to meet client demand.
Quick apply
Senior Property & Casualty Account Manager
Syracuse, NY · Hybrid
$72K - $124K/yr
Responsibilities The Senior Client Advisor & Business Insurance Specialist manages a book of ... Negotiate with underwriters to amend policies where necessary in order to meet client demand.
Senior Property & Casualty Account Manager
Syracuse, NY · Hybrid
$72K - $124K/yr
Responsibilities The Senior Client Advisor & Business Insurance Specialist manages a book of ... Negotiate with underwriters to amend policies where necessary in order to meet client demand.
Quick apply
Senior Property & Casualty Account Manager
Syracuse, NY · Hybrid
$72K - $124K/yr
Responsibilities The Senior Client Advisor & Business Insurance Specialist manages a book of ... Negotiate with underwriters to amend policies where necessary in order to meet client demand.
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
... Senior Account Associate (SAA) (Non-Exempt)- Intermediate * Independently manage small or low-complexity accounts * Tracks renewals and ensures timely processing * Performs underwriting preparation ...
Senior Underwriter information
See Rochester, NY salary details
$36.5K - $45.2K
1% of jobs
$45.2K - $53.8K
0% of jobs
$53.8K - $62.5K
1% of jobs
$62.5K - $71.1K
2% of jobs
$71.1K - $79.8K
5% of jobs
$79.8K - $88.4K
4% of jobs
$88.4K - $97.1K
5% of jobs
$99.6K is the 25th percentile. Wages below this are outliers.
$97.1K - $105.8K
19% of jobs
$105.8K - $114.4K
10% of jobs
The median wage is $114.7K / yr.
$114.4K - $123.1K
51% of jobs
$123.1K - $131.7K
1% of jobs
$36.5K
$105.2K
$131.7K
How much do senior underwriter jobs pay per year?
As of Sep 3, 2026, the average yearly pay for senior underwriter in Rochester, NY is $105,180.00, according to ZipRecruiter salary data. Most workers in this role earn between $97,200.00 and $114,900.00 per year, depending on experience, location, and employer.
What does a senior underwriter do?
A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.
What does a senior underwriter do?
As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.
What are some common challenges senior underwriters face when assessing complex risk profiles?
Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.
What is the difference between Senior Underwriter vs Underwriter?
| Aspect | Senior Underwriter | Underwriter |
|---|---|---|
| Credentials | Typically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM) | Entry to mid-level experience, often with similar certifications or on-the-job training |
| Work Environment | Senior-level decision-making, mentorship, complex risk assessment | Performing standard risk evaluations, supporting senior staff |
| Industry Usage | Used across insurance sectors like property, casualty, health | Commonly used in same sectors, often as entry or mid-level roles |
Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.
More about Senior Underwriter jobs
What are the most commonly searched types of Underwriter jobs in Rochester, NY?
The most popular types of Underwriter jobs in Rochester, NY are:
What are popular job titles related to Senior Underwriter jobs in Rochester, NY?
For Senior Underwriter jobs in Rochester, NY, the most frequently searched job titles are:
What cities near Rochester, NY are hiring for Senior Underwriter jobs?
Cities near Rochester, NY with the most Senior Underwriter job openings:
Full-time
Medical, Retirement
Posted 15 days ago
Insurance Office Of America rating
8.8
Based on 18 frontline employees who took The Breakroom Quiz
57th of 315 rated insurance
Job description
Description
Job Description:
Title: National Analytic Consultant – Employee Benefits
Work Mode: Remote Eastern Time Zone and Florida Only | Location/Supporting: Longwood, FL | Requirement/Experience: 5-7 years experience
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations
About the Role: Responsible for leading and supporting IOA Benefits Group data analytics activities on a national scale, including data collection, analysis, interpretation, reporting, and client consultation. This role partners closely with the Senior Analytic Consultant, Producers, and Benefits teams to deliver data-driven insights that support underwriting evaluations, renewal negotiations, funding analyses, and strategic client decision-making. The National Analytic Consultant leverages analytics, technology, and industry expertise to support business growth, enhance client outcomes, and promote operational excellence.
Key Responsibilities:
Data Analytics & Interpretation: Gather, analyze, and interpret underwriting, claims, financial, and benefits data to support client strategy and decision-making.
Underwriting Support: Evaluate underwriting data and develop recommendations to support carrier pricing, negotiations, and funding analyses.
Client Consulting: Deliver data-driven insights that help clients understand risks, trends, opportunities, and program performance.
Sales Support: Partner with Producers and Benefits teams by providing analytical support for renewals, presentations, prospecting, and business development initiatives.
Reporting & Presentation Development: Create reports, dashboards, financial exhibits, and presentations that communicate complex information clearly and effectively.
Analytics Process Management: Develop and maintain analytics methodologies, reporting standards, and best practices to improve consistency and results.
Technology Optimization: Utilize and evaluate analytics, reporting, and business intelligence tools to enhance client outcomes and operational effectiveness.
Performance Analysis: Analyze trends, benchmarking data, and financial metrics to identify opportunities for optimization and improved performance.
Process Improvement: Recommend and implement improvements that enhance efficiency, reporting accuracy, analytical capabilities, and service delivery.
Stakeholder Collaboration: Partner with Senior Analytic Consultants, Producers, Account Teams, carriers, and internal stakeholders to support client objectives.
Communication: Maintain clear and consistent communication regarding analytical findings, recommendations, and client activities.
Training & Knowledge Sharing: Provide analytical guidance and support team development through knowledge sharing and subject matter expertise.
Technical Expertise: Maintain knowledge of underwriting methodologies, funding arrangements, analytics tools, market trends, and industry best practices.
Compliance: Ensure adherence to company policies, industry standards, and established analytical procedures.
Champion IOA Values: Demonstrate integrity, leadership, accountability, and professionalism in all interactions.
Ideal Candidate Qualifications:
Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, Actuarial Science, or related field
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing tools, and financial risk assessment principles
Understanding of experience rating, claim cost projections, and data-driven financial analysis
Strong analytical, critical thinking, problem-solving, and consultative solution-development skills
Excellent verbal, written, presentation, and customer service skills
Ability to manage multiple priorities, work independently, and perform effectively in a fast-paced environment
Proficiency in Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook
Ability to interpret complex data and communicate findings to technical and non-technical audiences
What We Offer:
Competitive salaries and bonus potential
Company-paid health insurance
Paid holidays, vacations, and sick time
401K with employer match
Professional growth and career progression opportunities
Respectful culture and work/family life balance
Community service commitment
Supportive teammates and a rewarding work environment
What to Expect (Application Process):
30-Minute Phone Screen, Online Assessments, and Interview(s)
Salary Range
The expected pay range for this position is 155-170K annually, depending on experience, relevant skills, and geographic location.
Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
What Insurance Office Of America employees say
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Benefits
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About Insurance Office of America
Sourced by ZipRecruiter
Industry
Insurance services
Company size
1,001 - 5,000 Employees
Headquarters location
Longwood, FL, US
Year founded
1988