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Senior Risk Analyst Jobs in Columbia, MD (NOW HIRING)

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Senior Risk Analyst information

See Columbia, MD salary details

$53.1K

$109K

$141.4K

How much do senior risk analyst jobs pay per year?

As of Aug 10, 2026, the average yearly pay for senior risk analyst in Columbia, MD is $109,011.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,800.00 and $136,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior risk analyst?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a senior risk analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

How much do senior risk analysts get paid?

Senior risk analysts typically earn a median annual salary between $80,000 and $120,000, depending on experience, industry, and location. They often require strong analytical skills and knowledge of risk management tools and regulations.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.
What are popular job titles related to Senior Risk Analyst jobs in Columbia, MD? For Senior Risk Analyst jobs in Columbia, MD, the most frequently searched job titles are:
What job categories do people searching Senior Risk Analyst jobs in Columbia, MD look for? The top searched job categories for Senior Risk Analyst jobs in Columbia, MD are:
What cities near Columbia, MD are hiring for Senior Risk Analyst jobs? Cities near Columbia, MD with the most Senior Risk Analyst job openings:
Senior Risk Analyst jobs near you
Infographic showing various Senior Risk Analyst job openings in Columbia, MD as of August 2026, with employment types broken down into 1% As Needed, 91% Full Time, 6% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $109,011 per year, or $52.4 per hour.

Senior Risk Associate - Risk, Infrastructure, and Governance

Capital One

Mclean, VA

Full-time

Posted 26 days ago

Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

93rd of 170 rated banks

Job description

Senior Risk Associate - Risk, Infrastructure, and Governance

Commercial Risk is a first line of defense function which supports our Commercial Banking Lines of Business in managing non-credit risk. Commercial Risk associates collaborate across the division, as well as with other Line of Business first line teams and second and third line partners, to develop and implement well-managed risk practices.

As a Sr. Risk Associate on the Risk Infrastructure and Governance team, the ideal candidate will have excellent written & verbal communication, strong interpersonal skills, the ability to work autonomously, flexibility in managing changing priorities in an Agile framework, and a desire to help the Commercial Bank succeed.

Strong problem solving, integrative thinking, prioritization, and analytical skills are essential for success in this role. Additionally, building win-win partnerships with multiple business stakeholders and across Commercial Risk work streams while adapting to change in a dynamic environment are key for this role.

Responsibilities:

  • Leading the Commercial Bank Policy Office: writing, updating, and socializing relevant policies, standards, and procedures.

  • Provide support for Regulatory Change Management: assisting in the research, analysis, and documentation of the impacts of new or changed Federal and State laws, rules, regulations, and resulting legal requirements to Commercial Bank products and services.

  • Assist Commercial Bank Cross Border Banking program: assessing the risks associated with foreign borrowers and regulatory requirements.

  • Assist International Risk: Country Risk Assessments and drafting Country Exit Plans for in-scope countries for the Commercial Bank.

  • Strategic Reporting: Provide comprehensive support for reporting routines, ensuring metrics are accurate and actionable for senior executive stakeholders.

  • Drive Operational Excellence: Lead daily task execution across the team's full scope, ensuring consistent delivery against project milestones and operational requirements.

  • Operational Continuity: Serve as the primary coverage resource for key team functions during periods of transition or leave, minimizing disruptions to critical workstreams.

  • Horizontal Engagement Model: Develop and document a horizontal engagement model to clarify roles, interactions, and responsibilities across team functions, moving from reactive to proactive program management.

  • Collaborating with partners within Commercial Risk, Compliance, Legal, and various groups across the organization.

Basic Qualifications:

  • Bachelor's Degree or military experience

  • At least 2 years of Financial Services or Risk Management experience

Preferred Qualifications:

  • Commercial Bank experience

  • At least 3 years of experience in a risk related role (audit, 1st line, 2nd line)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

#CommRisk

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $87,700 - $100,100 for Sr. Risk Associate


McLean, VA: $96,500 - $110,100 for Sr. Risk Associate


Richmond, VA: $87,700 - $100,100 for Sr. Risk Associate









Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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