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Senior Risk Analyst Jobs in Elkton, MD (NOW HIRING)

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Senior Risk Analyst information

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$51.8K

$106.4K

$138K

How much do senior risk analyst jobs pay per year?

As of Sep 9, 2026, the average yearly pay for senior risk analyst in Elkton, MD is $106,396.00, according to ZipRecruiter salary data. Most workers in this role earn between $87,700.00 and $132,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior risk analyst?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a senior risk analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

Do risk analysts make good money?

Risk analysts typically earn a competitive salary that varies by industry, experience, and location. According to industry data, the median annual wage for risk analysts is around $80,000, with experienced professionals earning over $100,000. Certifications like FRM or CRM can enhance earning potential, and strong analytical skills are essential in this role.

How much does a senior risk analyst make in the US?

A senior risk analyst in the US typically earns between $80,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills, knowledge of risk management tools, and relevant certifications such as FRM or CRM.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.

What is the salary of a senior risk analyst?

The salary of a senior risk analyst typically ranges from $80,000 to $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and proficiency with risk management tools and software.

What cities near Elkton, MD are hiring for Senior Risk Analyst jobs?

Cities near Elkton, MD with the most Senior Risk Analyst job openings:

Senior Risk Analyst jobs near you
Infographic showing various Senior Risk Analyst job openings in Elkton, MD as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 11% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $106,396 per year, or $51.2 per hour.

Emerging Risk Strategic Analytics, Senior Associate

Wilmington, DE • On-site

JPMorgan Chase & Co
Finance and Insurance • 10K+ employees
Learn more about JPMorgan Chase & Coexternal

Full-time

Medical, Retirement

Posted 5 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

78th of 176 rated banks

Job description

Job Summary
Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Risk Intelligence & AI Lead in consumer banking Risk Insights, you will own the development and evolution of AI-powered risk intelligence capabilities that monitor consumer and small business health, detect emerging risks, and deliver actionable insights to senior leadership. You will sit at the intersection of data science, Generative AI, and risk strategy - leading the design and deployment of LLM-driven solutions, agentic AI workflows, and advanced analytical tools that automate research, generate executive narratives, and enhance the speed and quality of risk decision-making. This role offers a rare combination of strategic influence and hands-on technical leadership. You will partner directly with Technology, Data, Risk Management, and Governance teams to build scalable, production-grade AI solutions while ensuring full compliance with firm standards for model governance, responsible AI, and controls. You will translate complex macroeconomic, credit, and portfolio trends into clear, compelling communications for senior executives - making you a critical voice in how the consumer bank understands and responds to the world around it.
Job Responsibilities:

  • Develop and maintain risk intelligence capabilities that leverage internal and external data sources, large datasets, and analytical tools to monitor consumer and small business health, credit performance, labor market conditions, and macroeconomic developments
  • Lead the end-to-end development of Generative AI and Agentic AI capabilities for CCB Risk Insights, including architecture design, prompt engineering, agent orchestration, and deployment of LLM-powered solutions
  • Design, build, and maintain AI-powered solutions that automate emerging risk detection, narrative generation, executive reporting, research workflows, and conversational analytics across consumer banking Risk
  • Translate complex risk, economic, and portfolio trends into actionable insights, executive-ready communications, and strategic recommendations for senior leadership
  • Evaluate, test, and implement new AI technologies, analytical tools, and platforms - developing scalable, repeatable capabilities that improve efficiency, insight quality, and risk monitoring effectiveness
  • Partner with Technology, Data, Risk Management, and Governance teams to ensure all analytical and AI solutions comply with firm standards for controls, model governance, security, and responsible AI practices
  • Build and refine automated research and reporting pipelines that synthesize structured and unstructured data into timely, high-quality risk intelligence outputs
  • Identify and assess emerging risks across consumer and small business portfolios by integrating alternative data, market signals, and macroeconomic indicators into monitoring frameworks
  • Develop scalable prototypes and proof-of-concept solutions that demonstrate the value of new AI capabilities, driving adoption and stakeholder buy-in across the organization
  • Collaborate cross-functionally with data engineering, product, and business stakeholders to define requirements, prioritize use cases, and ensure AI solutions address real business needs
  • Stay current on advancements in large language models, agentic AI frameworks, and applied AI research, proactively identifying opportunities to enhance Risk Insights capabilities
     

Required Qualifications, Capabilities, and Skills:

  • 3+ years of experience in data science, risk analytics, AI/ML engineering, or a related quantitative discipline within financial services or a similarly complex, regulated industry
  • Bachelor's degree in Computer Science, Data Science, Statistics, Economics, Engineering, or a related quantitative field
  • Experience developing and deploying Generative AI or LLM-based solutions, including prompt engineering, retrieval-augmented generation (RAG), fine-tuning, or agent-based architectures
  • Strong proficiency in Python and SQL, with demonstrated experience working with large-scale structured and unstructured datasets
  • Proven ability to translate complex analytical findings into clear, concise executive communications and actionable recommendations for senior stakeholders
  • Experience building automated data pipelines, reporting workflows, or analytical tools that operate at production scale
  • Solid understanding of consumer credit risk, macroeconomic indicators, labor market dynamics, or portfolio performance analytics
  • Demonstrated experience partnering with technology, governance, and risk management teams to deliver solutions that meet enterprise-level controls, model risk management, and responsible AI standards
  • Strong knowledge of machine learning frameworks and libraries (e.g., PyTorch, TensorFlow, Hugging Face, LangChain, or equivalent)
  • Excellent problem-solving skills with the ability to work independently, manage ambiguity, and drive projects from concept through production deployment
  • Experience with data visualization tools and techniques for communicating risk trends and analytical outputs to non-technical audience
     

Preferred Qualifications, Capabilities, and Skills:

  • Master's degree or PhD in a quantitative discipline such as Computer Science, Machine Learning, Statistics, Economics, or Computational Finance
  • Experience with agentic AI frameworks, multi-agent orchestration, or autonomous workflow design
  • Familiarity with JPMorganChase internal platforms, data infrastructure, and risk management frameworks
  • Experience with cloud-based AI/Machine Learning platforms (e.g., AWS SageMaker, Azure ML, or equivalent enterprise environments)
  • Background in natural language processing (NLP) applied to financial documents, earnings reports, regulatory filings, or news analytics
     
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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