Senior Real Estate Photo Editor Jobs in Rutherford, NJ

Senior Real Estate Debt Asset Manager 

Job Summary

As a Senior Real Estate Debt Asset Manager, you will serve as the day-to-day leadership partner of the Head of Asset Management, and will have direct responsibility for asset managing a subset of the portfolio's most complex and higher-risk positions across a $10B+ commercial real estate debt platform (including senior loans, mortgages, and mezzanine/structured positions). You will drive disciplined performance oversight, risk management, and value preservation.  You would be expected to have significant experience with loan documents, covenant administration, and valuation / mark-to-market processes.

This role requires a highly effective negotiator who can clearly articulate positions, advocate for outcomes, and navigate high-stakes conversations with senior stakeholders, while maintaining a strong control mindset and an exceptional borrower/investor experience.

Job Responsibilities

• Deputy leadership: Partner with the Head of Asset Management to help lead the asset management function, set standards, and ensure consistent execution across the platform.
• Direct management of complex assets: Serve as the primary asset manager on select complex, high-touch credits (e.g., bespoke structures, stressed assets, or multi-stakeholder situations), owning strategy, execution, and outcomes.
• Negotiation and stakeholder presence: Lead negotiations with borrowers, sponsors, and internal/external stakeholders, presenting clear positions, escalation points, and trade-offs; maintain confidence and professionalism in discussions with senior executives and C-suite leaders.
• Loan document and covenant expertise: Maintain deep fluency in loan documents (covenants, cash management, control rights, reporting requirements, remedies, amendment mechanics) and ensure accurate interpretation, tracking, and enforcement across assigned loans.
• Portfolio oversight and risk identification: Oversee ongoing asset performance, including covenant monitoring, borrower compliance, and collateral performance; proactively identify risks that may lead to modifications, restructurings, or workouts.
• Quarterly / annual review ownership: Help drive the quarterly and annual review process (including scoping, risk assessments, and credit rating updates), ensuring timely, accurate, and decision-useful reporting.
• Valuation and mark-to-market partnership: Work closely with valuation and portfolio management teams to support mark-to-market processes for collateral and debt positions, ensuring accuracy, consistency, and adherence to standards.
• Investor / stakeholder responsiveness: Take a hands-on approach to investor requests, portfolio diligence, and performance updates, delivering clear, timely, and well-supported responses.
• Committee reporting: Provide asset management reporting and updates to the Real Estate Debt Oversight Committee, including recommended actions and key risks.
• Borrower relationship management: Serve as a primary point of contact for borrowers and internal stakeholders on payoffs and retention opportunities, delivering a consistent, high-quality customer experience.
• Process improvement and technology enablement: Support onboarding and integration of technology solutions to enhance monitoring, analytics, and service, and drive process improvements across the AM function.

Required Qualifications, Capabilities and Skills

• Bachelor's degree.
• 10+ years of experience in commercial real estate debt asset management, lending, or related fields.
• Demonstrated ability to asset manage complex credits and drive outcomes through ambiguity and changing conditions.
• Strong negotiator with executive presence; able to clearly state positions, manage conflict constructively, and operate effectively with senior stakeholders, including C-suite counterparts.
• Experience managing quarterly and annual review processes, including risk assessment and credit monitoring routines.
• Strong understanding of commercial real estate valuation methodologies and comfort partnering on mark-to-market processes.
• Strong familiarity with loan documentation and covenant structures; proven ability to interpret, track, and enforce requirements.
• Excellent analytical, problem-solving, and decision-making skills; detail-oriented and control minded.
• Strong stakeholder management and customer experience orientation.
• Experience with technology onboarding and process improvement.

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.