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Senior Operational Risk Analyst Jobs in Charlotte, NC

Talcott Financial Group

Senior Risk Analyst

Charlotte, NC · On-site

$107K - $127K/yr

A Senior Risk Analyst will independently interpret risk exposures, offer clear insights to senior stakeholders and provide critical insights regarding enhancements of the ERM reporting processes. Our ...

USAA

Senior Analyst, Credit Risk Strategy

Charlotte, NC · On-site

You will own operational and compliance risk inherent in credit strategy. Additionally, you will ... complex analysis to senior leadership and a wide range of partners including but not limited to ...

USAA

Senior Analyst, Credit Risk Strategy

Charlotte, NC · On-site

You will own operational and compliance risk inherent in credit strategy. Additionally, you will ... complex analysis to senior leadership and a wide range of partners including but not limited to ...

First American

Risk Analyst-ServiceMac

Fort Mill, SC · On-site

$64K - $85K/yr

Conducts risk assessments to ensure compliance with federal and state regulatory requirements ... Identifies potential business risks, operational and regulatory process deficiencies, and ...

First American

Risk Analyst-ServiceMac

Concord, NC · On-site +1

$64K - $85K/yr

Conducts risk assessments to ensure compliance with federal and state regulatory requirements ... Identifies potential business risks, operational and regulatory process deficiencies, and ...

US Bank

Fraud Risk Analyst

Charlotte, NC · On-site

... prevention, detection, and operational performance across deposits, payments, digital ... Ability to work with and influence at all levels of the organization, including senior leadership.

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Senior Operational Risk Analyst information

See Charlotte, NC salary details

$52.3K

$107.3K

$139.2K

How much do senior operational risk analyst jobs pay per year?

As of Aug 19, 2026, the average yearly pay for senior operational risk analyst in Charlotte, NC is $107,289.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,400.00 and $133,800.00 per year, depending on experience, location, and employer.

What does a senior operational risk analyst do?

A Senior Operational Risk Analyst is responsible for identifying, assessing, and mitigating risks that could affect an organization’s operations. They analyze internal processes, monitor compliance with regulations, and develop strategies to minimize potential losses or disruptions. In this role, they collaborate with various departments to ensure effective risk management and provide recommendations for improving controls. Their expertise helps protect the organization from financial, reputational, and operational harm.

How does a senior operational risk analyst typically collaborate with other departments to identify and mitigate risks?

A Senior Operational Risk Analyst works closely with departments such as compliance, internal audit, IT, and business units to identify, assess, and monitor operational risks. This collaboration often involves regular meetings, risk workshops, and sharing of data or incident reports to ensure all potential risks are captured and managed effectively. The analyst also helps develop and implement risk mitigation strategies, offering guidance and training to staff across teams. Effective communication and relationship-building are essential, as the role often requires balancing diverse perspectives to support the organization's risk management objectives.

What are the key skills and qualifications needed to thrive as a senior operational risk analyst, and why are they important?

A Senior Operational Risk Analyst must have strong analytical skills, in-depth knowledge of risk management frameworks, and a relevant degree such as finance, business, or risk management. Proficiency with risk assessment software, data analytics tools (like SAS or Excel), and certifications such as FRM or ORM are commonly required. Outstanding communication, attention to detail, and problem-solving abilities help them collaborate effectively and deliver actionable insights. These skills ensure accurate risk identification, effective mitigation strategies, and compliance with regulatory standards.

What is the difference between Senior Operational Risk Analyst vs Operational Risk Analyst?

AspectSenior Operational Risk AnalystOperational Risk Analyst
Required CredentialsBachelor's degree, professional certifications (e.g., ORM, FRM)Bachelor's degree, some certifications preferred
Work EnvironmentFinancial institutions, large corporations, risk management teamsFinancial firms, banks, insurance companies
Employer & Industry UsageUsed in senior roles within risk departmentsEntry to mid-level roles in risk management
Common Search & ComparisonOften compared for career progressionBase role for operational risk careers

The main difference between a Senior Operational Risk Analyst and an Operational Risk Analyst lies in experience, responsibilities, and seniority. The senior role typically involves more complex risk assessments, leadership, and strategic input, while the operational risk analyst focuses on data collection, analysis, and supporting risk management processes. Both roles are essential in financial and corporate sectors, with the senior position representing a step up in expertise and scope.

What are popular job titles related to Senior Operational Risk Analyst jobs in Charlotte, NC?

For Senior Operational Risk Analyst jobs in Charlotte, NC, the most frequently searched job titles are:

What job categories do people searching Senior Operational Risk Analyst jobs in Charlotte, NC look for?

The top searched job categories for Senior Operational Risk Analyst jobs in Charlotte, NC are:

What cities near Charlotte, NC are hiring for Senior Operational Risk Analyst jobs?

Cities near Charlotte, NC with the most Senior Operational Risk Analyst job openings:

Senior Operational Risk Analyst jobs near you
Infographic showing various Senior Operational Risk Analyst job openings in Charlotte, NC as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $107,289 per year, or $51.6 per hour.

Senior Risk Analyst

Talcott Financial Group

Charlotte, NC • On-site

$107K - $127K/yr

Full-time

Re-posted 9 days ago

Job description

Overview:
Enterprise Risk Management (ERM) operates as an independent second line of defense, responsible for maintaining and enforcing Talcott's risk management framework across all subsidiaries. One of our key accountabilities is to monitor key exposures across market, credit, liquidity, and insurance risks. We produce actionable, data-driven risk insights This team is composed of actuaries, CFA charter holders, and risk professionals. The Enterprise Risk Management team partners closely with other business partners in Investment Management, Finance, and Actuarial functions. Our selected candidate will be responsible for end-to-end ownership of key ERM reporting and analytics, including ensuring data integrity, methodological consistency, and alignment with the firm's risk framework. A Senior Risk Analyst will independently interpret risk exposures, offer clear insights to senior stakeholders and provide critical insights regarding enhancements of the ERM reporting processes.
Our Senior Risk Analyst position will offer the selected candidate exposure to Senior ERM Leadership such as the Head of Risk Reporting and the Chief Risk Officer. The ideal candidate will work on a hybrid in-office schedule at either our Hartford, CT office or our Charlotte, NC office.
Responsibilities:
  • Own and produce core ERM reports across key risk areas, including mark-to-market exposure, issuer concentration limits, WARF metrics, hedge effectiveness, liquidity, and stress testing
  • Ensure accuracy, completeness, and consistency of reporting outputs while understanding data sources, methodologies, and key assumptions
  • Analyze, interpret, and explain changes in risk metrics
  • Identify emerging risks and potential limit breaches
  • Monitor portfolio exposures relative to risk appetite, limits, and investment guidelines
  • Support liquidity analysis, interpretation of cash flow projections and stress scenarios
  • Modify and extend reporting frameworks to incorporate new transactions (e.g., block and flow reinsurance deals)
  • Lead automation and process improvement initiatives to enhance scalability, efficiency, and control of ERM reporting
  • Serve as a key point of contact for cross-functional partners (Investment Management, Finance, Actuarial) on risk reporting and data-related topics
  • Review work produced by other analysts and provide guidance to ensure consistency and quality
  • Contribute to transaction reviews by assessing the impact of new strategies on risk metrics or reporting

Qualifications:
  • Bachelor's degree in actuarial science, finance, risk management, or a related quantitative field
  • Minimum of 4 years of experience in insurance, asset management or financial analytics
  • An ASA, FSA, or CFA designation is a plus
  • Proficiency in Excel, VBA, and SQL are required
  • Experience with Python, Power BI, or similar tools for automation and data visualization strongly preferred
  • Demonstrated ability to take ownership of processes and drive improvements independently
  • Experience providing project oversight or leading components of projects is a plus
  • Strong communication skills, with the ability to translate complex analysis into clear, actionable insights for senior stakeholders
  • Attention to detail and ability to manage multiple deliverables
  • Strong analytical and problem-solving skills, with demonstrated experience working with complex datasets and reporting frameworks
  • Results-oriented with a demonstrated ability to work under tight deadlines in a high-performance environment.

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