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Senior Credit Risk Officer Jobs in California (NOW HIRING)

Super Micro Computer

Sr. Credit Analyst

San Jose, CA · On-site

$98K - $109K/yr

The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal ...

SoFi

Senior Credit Manager

San Francisco, CA

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan ... The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and ...

City National Bank

Senior Credit Officer

Los Angeles, CA · On-site

$170K - $280K/yr

SENIOR CREDIT OFFICER WHAT IS THE OPPORTUNITY? This position will be responsible for evaluating and ... Complies fully with all bank risk management, operational and credit policies and procedures as ...

New

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan ... The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan ... The Senior Credit Manager will work in the Credit team and have responsibilities to analyze and ...

Revelyst

Sr Credit & Collections Specialist

Irvine, CA · On-site

$30 - $36.50/hr

The Senior Credit & Collections Specialist will be a key member of the Credit department ... Proven understanding of credit risk assessment, collections strategies, customer account ...

Chase

Environmental Credit Risk Sr Officer

Irvine, CA · On-site

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the ...

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Showing results 21-40

All JobsCredit Risk Officer JobsSenior Credit Risk Officer JobsSenior Credit Risk Officer Jobs in California

Senior Credit Risk Officer information

See California salary details

$75.5K

$133.1K

$207.7K

How much do senior credit risk officer jobs pay per year?

As of Sep 6, 2026, the average yearly pay for senior credit risk officer in California is $133,085.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,600.00 and $152,000.00 per year, depending on experience, location, and employer.

What does a senior credit risk officer do?

A Senior Credit Risk Officer is responsible for identifying, assessing, and managing the risks associated with lending and credit activities within a financial institution. They analyze credit data, set credit policies, and make recommendations to minimize potential losses while supporting business growth. Their role often includes monitoring credit portfolios, ensuring compliance with regulations, and collaborating with other departments to develop risk mitigation strategies. Senior Credit Risk Officers play a crucial part in maintaining the financial health and stability of their organization.

How does a senior credit risk officer typically collaborate with other departments within a financial institution?

A Senior Credit Risk Officer regularly works with teams from lending, compliance, finance, and audit to ensure that credit risk policies are effectively implemented and adhered to. They provide expert analysis and recommendations on credit exposures, participate in credit committee meetings, and often help develop frameworks for risk assessment in coordination with business development teams. Strong communication and teamwork are essential, as the role requires balancing risk mitigation with the institution's growth objectives. This cross-functional collaboration is key to maintaining a healthy credit portfolio and supporting strategic decision-making.

What are the key skills and qualifications needed to thrive as a senior credit risk officer, and why are they important?

To thrive as a Senior Credit Risk Officer, you need a deep understanding of credit risk analysis, financial statement evaluation, and regulatory frameworks, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling tools, risk management software, and certifications such as FRM or CFA are highly valued. Strong analytical thinking, attention to detail, and effective communication skills are crucial for influencing decision-making and collaborating with stakeholders. These skills and qualities are essential for accurately assessing risk, safeguarding the institution, and ensuring compliance with industry standards.

What is the difference between Senior Credit Risk Officer vs Credit Analyst?

AspectSenior Credit Risk OfficerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications (e.g., CFA, FRM)Bachelor's degree, sometimes certifications like CFA
Work EnvironmentRisk management teams, senior management, strategic planningCredit departments, underwriting teams, financial analysis
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance
Common Search & ComparisonSenior roles in credit risk managementEntry to mid-level credit assessment roles

The main difference is that a Senior Credit Risk Officer focuses on overseeing and managing credit risk strategies at a senior level, often involved in policy development and risk mitigation. In contrast, a Credit Analyst primarily conducts credit assessments and analyzes financial data to support lending decisions. The Senior Credit Risk Officer has broader responsibilities and strategic influence, while the Credit Analyst is more focused on individual credit evaluations.

Senior Credit Risk Officer jobs near you
Infographic showing various Senior Credit Risk Officer job openings in California as of August 2026, with employment types broken down into 75% Full Time, and 25% Part Time. Highlights an 100% In-person job distribution, with an average salary of $133,085 per year, or $64 per hour.

Sr. Credit Analyst

Super Micro Computer

San Jose, CA • On-site

$98K - $109K/yr

Full-time

Re-posted 21 days ago

Job description

Job Req ID: 29283
About Supermicro:
Supermicro® is a Top Tier provider of advanced server, storage, and networking solutions for Data Center, Cloud Computing, Enterprise IT, Hadoop/ Big Data, Hyperscale, HPC and IoT/Embedded customers worldwide. We are the #5 fastest growing company among the Silicon Valley Top 50 technology firms. Our unprecedented global expansion has provided us with the opportunity to offer a large number of new positions to the technology community. We seek talented, passionate, and committed engineers, technologists, and business leaders to join us.
Job Summary:
Super Micro Computer, Inc is seeking a Sr. Credit Analyst to join our team of valuation professionals that bring industry experience, innovation, and specialized knowledge to help make the best decision for our business and mission. If you are seeking a role that offers you the opportunity to create value and minimize risk while allowing you to develop personally and professionally, consider a career at Supermicro. The Senior Credit Analyst will be involved with the daily credit risk optimization requirements and monitor credit exposure. A successful individual for this role must have strong written and verbal communication skills, strong analytical and critical thinking skills, ability to manage multiple priorities and understand risk and reward relationships. This individual will focus on providing a high level of customer focus and value creation for our business.
Please note: This role focuses on corporate trade credit and ongoing customer credit risk management. It does not involve loan or insurance underwriting.
Essential Duties and Responsibilities:
The Sr. Credit Analyst job responsibilities will include, but not limited to:
• Manage the customer credit risk assessment and assignment of credit terms and conditions, monitor credit exposure and performance of trade customers in order to facilitate proactive management of risks, and negotiate credit terms and conditions when customers are unable to meet established guidelines
• Obtain and analyze credit data and financial statements of new and existing customers to determine credit worthiness, rate credit risk and recommend credit limits
• Responsible for setting up customer account and maintain customer master and credit files
• Manage the review and update of global credit and collection policies, practices, procedures, and lines of customers on a regular basis or when requested for existing accounts and will revoke lines of credit upon receipt of external information pertinent to financial strength of accounts
• Special projects as assigned
Qualifications:
• Bachelor Degree (B.S/B.A) or Equivalent experience preferred
• 8+ years in high-tech corporate credit or bank, problem solving experiences with understanding of financial statement, credit risk analysis, credit practices and procedures preferred
• Excellent analytical and organizational skills with focus to detail
• Strong communication skills with an ability to work collaboratively and build strong relationships across the organization
• Ability to organize and prioritize workload and meet deadlines
• Must be flexible and possess the ability to adapt to change
• Microsoft office advanced level capabilities
Salary Range
$98,000 - $109,000
The salary offered will depend on several factors, including your location, level, education, training, specific skills, years of experience, and comparison to other employees already in this role. In addition to a comprehensive benefits package, candidates may be eligible for other forms of compensation, such as participation in bonus and equity award programs.
EEO Statement
Supermicro is an Equal Opportunity Employer and embraces diversity in our employee population. It is the policy of Supermicro to provide equal opportunity to all qualified applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or special disabled veteran, marital status, pregnancy, genetic information, or any other legally protected status.

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