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Senior Credit Risk Analyst Jobs in Detroit, MI (NOW HIRING)

Commercial Alliance

Senior Credit Analyst

Troy, MI · On-site

SENIOR CREDIT ANALYST Commercial Alliance provides a comprehensive suite of lending services ... You will analyze financial data, evaluate risk factors, prepare credit memo write-ups, and provide ...

Staff Financial Group

Risk Analyst

Detroit, MI · Hybrid

$95K - $110K/yr

A growing auto finance company building out its credit risk team. What: Analyze and forecast repossessions, origination risks, servicing exposure, and overall credit performance. When: Newly created ...

Huntington

Credit Review Team Leader - Consumer

Detroit, MI · On-site +1

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... Through contribution to Credit Review leadership presentations, provide senior management and the ...

Huntington

Credit Review Team Leader - Consumer

Detroit, MI · On-site +1

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... Through contribution to Credit Review leadership presentations, provide senior management and the ...

dfb

Credit Analyst

Dearborn, MI · On-site

Do you have experience analyzing financial information, assessing credit risk, and making sound lending recommendations? As a Credit Analyst, you will evaluate loan requests and financial information ...

dfb

Credit Analyst

Dearborn, MI · On-site

Do you have experience analyzing financial information, assessing credit risk, and making sound lending recommendations? As a Credit Analyst, you will evaluate loan requests and financial information ...

Huntington

Credit Review Team Leader - Consumer

Detroit, MI · On-site

$93K - $189K/yr

... risk management, credit data analysis and general knowledge of lending support area practices ... Through contribution to Credit Review leadership presentations, provide senior management and the ...

Carhartt

Sr. Manager, Credit

Dearborn, MI · On-site

Title: Sr. Manager, Credit Department: Accounting Reports to: Director, Finance - CCG/NAWS Location ... customer risk assessment, and cross-functional partnership with Sales, FP&A, Legal, IT ...

Carhartt

Sr. Manager, Credit

Dearborn, MI · On-site

Title: Sr. Manager, Credit Department: Accounting Reports to: Director, Finance - CCG/NAWS Location ... customer risk assessment, and cross-functional partnership with Sales, FP&A, Legal, IT ...

Td

Risk Manager I (US)

Southfield, MI · On-site

$91K - $136K/yr

Performs detailed analysis and interprets information to make recommendations to Senior Management ... Ensures sound credit control by taking a pro-active approach to risk management within the risk ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Identify, analyze, and escalate emerging credit risks, supporting timely and well-informed risk ... senior management and committees * Support internal audits, loan review, and regulatory ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI

Identify, analyze, and escalate emerging credit risks, supporting timely and well-informed risk ... senior management and committees * Support internal audits, loan review, and regulatory ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Identify, analyze, and escalate emerging credit risks, supporting timely and well-informed risk ... senior management and committees * Support internal audits, loan review, and regulatory ...

thyssenkrupp

Credit Analyst

Southfield, MI · On-site

$60K - $70K/yr

This role ensures proper customer setup, credit risk oversight, and timely financial reporting ... Credit / Accounts Receivable Analyst Key Responsibilities * Tax Management: Partner with master ...

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Senior Credit Risk Analyst information

See Detroit, MI salary details

$49K

$100.5K

$130.4K

How much do senior credit risk analyst jobs pay per year?

As of Aug 9, 2026, the average yearly pay for senior credit risk analyst in Detroit, MI is $100,508.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,800.00 and $125,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and experience with risk management software.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools, with some roles offering bonuses or additional benefits.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.
What are the most commonly searched types of Credit Risk Analyst jobs in Detroit, MI? The most popular types of Credit Risk Analyst jobs in Detroit, MI are:
What cities near Detroit, MI are hiring for Senior Credit Risk Analyst jobs? Cities near Detroit, MI with the most Senior Credit Risk Analyst job openings:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $100,508 per year, or $48.3 per hour.

Senior Credit Analyst

Commercial Alliance

Troy, MI • On-site

Full-time

Re-posted 18 days ago

Job description

SENIOR CREDIT ANALYST
Commercial Alliance provides a comprehensive suite of lending services designed to help credit unions succeed with business members across six states. As a Senior Credit Analyst, you will be responsible for assessing the credit worthiness of individuals and businesses seeking loans or credit lines. You will analyze financial data, evaluate risk factors, prepare credit memo write-ups, and provide recommendations regarding credit decisions. You will also review existing loans for financial performance and compliance with covenants and reassess risk ratings.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Spread, review, and analyze financial statements, credit reports, collateral evaluations, and other relevant financial information of prospective borrowers. Prepare and underwrite credit presentations for recommendation.
  • Independently analyze new loan deal packages and assist in recommending loan structure in accordance with established policies and guidelines.
  • Evaluate the risk associated with extending credit to individuals or businesses based on factors such as income, debt levels, payment history, and market conditions.
  • Ensure compliance with company credit policies and procedures when evaluating credit applications.
  • Monitor the performance of existing credits, evaluate financial performance and covenant compliance, identify potential risks, and recommend appropriate actions per policy.
  • Stay informed about industry trends, economic indicators, and regulatory changes that may impact credit risk.
  • SBA underwriting or assistance with SBA programs or SBA packaging as LSP.
  • Perform other duties as assigned.
QUALIFICATIONS:
Required Skills/Abilities:
  • Previous experience in credit analysis.
  • Strong analytical skills with the ability to interpret financial data, lease agreements, and other contract documents.
  • Knowledge of loan structuring, financial markets, accounting principles, and credit risk assessment techniques.
  • Excellent communication and interpersonal skills.
  • Attention to detail and ability to work independently.
  • Familiarity with regulatory requirements and industry best practices in credit risk management preferred.
  • Familiarity with commercial loan documentation.
  • Conversant with advanced level accounting principles (cash/accrual basis, cost, and contractor), lending experience helpful.
  • Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.
  • Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to priority and time allocation.
  • Proficiency in Microsoft Office applications (Outlook, Teams, Excel, Word, PowerPoint).
EDUCATION AND EXPERIENCE:
Required:
  • Bachelor's degree in finance, accounting, economics, a related field, or equivalent related experience
Preferred:
  • 5+ years of commercial credit analysis experience
  • Familiarity with Abrigo or other LOS software

WHAT WE OFFER

Commercial Alliance offers exciting and challenging opportunities to thrive in a dynamic, collaborative, and innovative environment. As a member of our team, you'll benefit from a competitive salary and comprehensive benefits package. Additionally, you'll have access to unique opportunities for professional and personal growth, along with recognition and rewarding experiences.

If you are a strategic thinker with a passion for delivering exceptional products and working in a fast-paced environment, we would love to hear from you. Apply today to join our team!

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