ZipRecruiter

Log In

1

Senior Credit Risk Analyst Jobs in Texas (NOW HIRING)

Fifth Third

Senior Credit Analyst

Dallas, TX · On-site

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies ...

Fifth Third Bank

Senior Credit Analyst

Dallas, TX · On-site

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering to established policies ...

S&P Global

Senior Credit Product Specialist

Dallas, TX · On-site

As a senior member of the team, you will serve as a trusted advisor to both internal stakeholders ... Deep understanding of credit markets, credit risk assessment, financial statement analysis, ratings ...

New

McKesson

Senior Credit Underwriting Analyst

Irving, TX · Remote

Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies * Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy Subject ...

McKesson

Senior Credit Underwriting Analyst

Irving, TX · Remote

Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies * Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy Subject ...

Fifth Third

Credit Risk Officer II

Dallas, TX · On-site

Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit Officer. * Represent Bancorp in high-level customer interaction as well as community affairs.

Shell

Sr. Credit Analyst - Power & Gas

Houston, TX

$115K - $173K/yr

Experienced Professionals What's the role Shell is looking for a Sr. Credit Analyst - Power & Gas ... Offering world-class risk management techniques and insights to the business to enable the best ...

previous pagenext page

Showing results 21-40

All JobsCredit Risk Analyst JobsSenior Credit Risk Analyst JobsSenior Credit Risk Analyst Jobs in Texas

Senior Credit Risk Analyst information

See Texas salary details

$49.8K

$102.3K

$132.8K

How much do senior credit risk analyst jobs pay per year?

As of Aug 7, 2026, the average yearly pay for senior credit risk analyst in Texas is $102,339.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,300.00 and $127,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior credit risk analyst, and why are they important?

To thrive as a Senior Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a degree in finance, economics, or a related field. Expertise with risk modeling tools, statistical software (such as SAS or R), and experience with credit risk management systems are typically required. Exceptional attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills and qualities are vital for accurately assessing credit risk, making sound recommendations, and supporting organizational financial stability.

What does a senior Credit Risk Analyst do?

A senior Credit Risk Analyst evaluates the creditworthiness of individuals or businesses to determine the risk of lending. They analyze financial data, use risk assessment tools, and develop strategies to minimize potential losses for financial institutions. This role often requires strong analytical skills, knowledge of credit scoring models, and experience with risk management software.

What are some common challenges faced by a senior credit risk analyst when assessing complex credit portfolios?

Senior Credit Risk Analysts often encounter challenges such as evaluating the risk of diverse and complex credit portfolios, interpreting large volumes of financial data, and staying current with evolving regulatory requirements. Balancing the need for thorough risk assessments with tight deadlines can also be demanding. Additionally, they must effectively communicate their findings and recommendations to stakeholders across departments, ensuring that risk strategies align with the organization’s broader objectives.

What is a senior credit risk analyst's salary?

A senior credit risk analyst's salary typically ranges from $70,000 to $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and knowledge of credit risk assessment tools, with some roles offering bonuses or additional benefits.

How much does a senior credit risk analyst earn?

A senior credit risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and industry. They often require strong analytical skills and proficiency with risk assessment tools and financial modeling.
What are the most commonly searched types of Credit Risk Analyst jobs in Texas? The most popular types of Credit Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Senior Credit Risk Analyst jobs? Cities in Texas with the most Senior Credit Risk Analyst job openings:
Senior Credit Risk Analyst jobs near you
Infographic showing various Senior Credit Risk Analyst job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $102,339 per year, or $49.2 per hour.

Senior Credit Analyst

Fifth Third

Dallas, TX • On-site

Full-time

Posted 29 days ago

Job description

Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis responsible forindependently executing most aspects of the underwriting process, includingin-depthfinancial and risk analysis, drafting approval and review materials, and supporting credit committees and portfolio reviews with limited oversight.

The Senior Credit Analyst is accountable for managing risk by openly exchanging ideas and viewpoints, elevating concerns with clear analysis and recommendations, and adhering toestablishedpolicies and procedures. The role acts with integrity, supports a positive customer and colleague experience, andoperateswithin the Bank's risk appetite. Success is achieved through consistent identification, assessment, monitoring, and escalation of credit risks.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Partner with Portfolio Managers and/or Underwriters to support complex underwriting, structuring, and ongoing monitoring of commercial credit relationships

  • Independently analyze borrower and guarantor financial statements, including cash flow sustainability, leverage, liquidity, and profitability trends

  • Lead the preparation of concise,well supportedcredit approval memoranda with minimal errors, includingcompany and industry analysis, identification and assessment of key credit risks and mitigants, historical financial analysis and prepare base and downside projectionmodels.

  • Develop, review, andvalidatehistorical financial charts, projection models, and sensitivity analyses.

  • Manage ongoing portfolio monitoring activities, including covenant compliance, financial statement reviews, and execution and validation of risk rating models

  • Review and challenge completed financial spreads andworksto resolve required edits or inconsistencies

  • Prepare Criticized Period Reviews with limited oversight

  • Prepare portfolio analysis and Portfolio Review materials for management and risk committees

  • Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports

  • Take ownership of resolving data, documentation, or analysis deficiencies and escalate issues with clear recommendations when appropriate

  • Proactivelyidentifyemerging risks, adverse trends, or policy exceptions and escalate concernsin a timely manner

  • Serve as a technical and analytical resource for junior analysts,assistingwith training, onboarding, and informal coaching

  • Contribute to special projects, portfolio initiatives, or process improvement efforts as assigned by management

SUPERVISORY RESPONSIBILITY:

None

MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED:

  • Bachelor's degree in Business, Finance, Accounting, or a related field

  • 3+ years of experience in Commercial Banking, credit analysis, underwriting, or a related role

  • Strong, demonstrable understanding of financial analysis and credit risk assessment, including development and review of financial models and projections

  • Advanced working knowledge of commercial banking products, services, and credit structures

  • Solid understanding of corporate legal structures and commoncredit relatedlegal documents

  • General knowledge of U.S. banking regulations and supervisory expectations

  • Proficiencyin internal banking systems and applications

  • Strong written and verbal communication skills with the ability to clearly convey complex analysis

  • Demonstrated analytical judgment,problem-solvingcapability, andtheability to manage multiple priorities independentlywithstrongattention to detail

  • Advancedproficiencyin Microsoft Office applications, particularly Excel and PowerPoint

Senior Credit Analyst

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Dallas, Texas 75225

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Apply