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Senior Credit Officer Jobs in Reston, VA (NOW HIRING)

Western Alliance Bank

Senior Credit Analyst

Reston, VA · On-site

$36.74 - $45.38/hr

Senior Credit Analyst Location: Austin, TX What you'll do: As a Senior Credit Analyst you'll be ... Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread ...

Potomac Bancshares, Inc.

Senior Credit Analyst

Ashburn, VA · On-site

$90 - $120/hr

Responsible for managing a credit team in the absence of Senior Credit Officer * Assumes additional duties as requested, including special projects. Client Service * Ability to interact (in person ...

City First

Chief Credit Officer

Washington, DC · On-site

$160K - $200K/yr

Reporting to the CEO and serving on the senior leadership team, the CCO owns CFE's credit policies, underwriting standards, approval processes, risk-rating discipline, and reporting on loan portfolio ...

POTOMAC BANK INC

Senior Credit Analyst

Ashburn, VA · On-site

Responsible for managing a credit team in the absence of Senior Credit Officer * Assumes additional duties as requested, including special projects. Client Service * Ability to interact (in person ...

EagleBank

US-MD-Bethesda

Bethesda, MD · On-site

$91K - $151K/yr

Assists workout officers with workouts and liquidations. * Underwrites all credit modifications and extensions on workout deals; prepare LMM's for workout officers. * Ordering Credit Requests as ...

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All JobsCredit Officer JobsSenior Credit Officer JobsSenior Credit Officer Jobs in Reston, VA

Senior Credit Officer information

See Reston, VA salary details

$49.4K

$112.8K

$191.4K

How much do senior credit officer jobs pay per year?

As of Sep 3, 2026, the average yearly pay for senior credit officer in Reston, VA is $112,772.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,400.00 and $156,100.00 per year, depending on experience, location, and employer.

What is a senior credit officer?

Senior Credit Officers are experienced professionals responsible for overseeing the credit granting process in financial institutions. They evaluate, authorize, or recommend approval of loan applications and credit extensions, ensuring compliance with regulations and company policies. Their role involves assessing creditworthiness, managing credit risk, and establishing lending guidelines. Senior Credit Officers frequently lead credit teams, mentor junior staff, and play a key role in shaping a bank’s credit strategy.

What does a senior credit officer do?

As a senior credit officer, you provide support, direction, and loan policies to ensure a bank, credit union, or another financial institution maintains a quality credit extension. Your primary responsibilities include reviewing and assessing credit applications to analyze each client’s finances, credit, and collateral. You also validate any credit analysis prepared by a credit analyst, ensure all necessary documentation is completed correctly, and manage account exposure each month, quarter, and year. Other duties may include interviewing customers to learn about their financial situation and presenting features of products and services that fit their needs.

What are the key skills and qualifications needed to thrive as a senior credit officer, and why are they important?

To thrive as a Senior Credit Officer, you need advanced knowledge of credit analysis, risk assessment, and portfolio management, often supported by a degree in finance or accounting and significant banking experience. Proficiency with credit rating systems, financial modeling tools, and regulatory compliance software is typically required. Strong decision-making, negotiation, and communication skills are essential for effectively managing client relationships and leading credit teams. These skills and qualifications are crucial for minimizing financial risks and ensuring sound lending decisions within financial institutions.

How does a senior credit officer typically collaborate with other departments to manage credit risk effectively?

A Senior Credit Officer works closely with various departments such as risk management, sales, and underwriting to ensure that credit policies are consistently applied and risks are appropriately assessed. They often participate in cross-functional meetings to review large or complex credit applications and provide guidance on structuring deals to mitigate risk. Collaboration with legal and compliance teams is also common to ensure regulatory adherence. This teamwork helps maintain a balanced portfolio and supports informed, strategic lending decisions.

What is the difference between Senior Credit Officer vs Credit Analyst?

AspectSenior Credit OfficerCredit Analyst
Required CredentialsBachelor's degree, often with experience in credit risk or financeBachelor's degree in finance, economics, or related field; certifications like CFA are a plus
Work EnvironmentFinancial institutions, banks, or lending companiesBanking, investment firms, or credit departments within corporations
Employer & Industry UsageUsed in banking and lending sectors for overseeing credit processesCommonly used in credit analysis, risk assessment, and loan evaluation

The main difference is that a Senior Credit Officer oversees credit policies and manages credit risk at a higher level, while a Credit Analyst focuses on evaluating individual credit applications and analyzing financial data. Both roles require strong analytical skills and financial knowledge, but the Senior Credit Officer typically has more experience and responsibilities related to credit strategy and decision-making.

More about Senior Credit Officer jobs

What job categories do people searching Senior Credit Officer jobs in Reston, VA look for?

The top searched job categories for Senior Credit Officer jobs in Reston, VA are:

What cities near Reston, VA are hiring for Senior Credit Officer jobs?

Cities near Reston, VA with the most Senior Credit Officer job openings:

Senior Credit Officer jobs near you
Infographic showing various Senior Credit Officer job openings in Reston, VA as of August 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 87% In-person, 9% Hybrid, and 4% Remote job distribution, with an average salary of $112,772 per year, or $54.2 per hour.

Senior Credit Analyst

Western Alliance Bank

Reston, VA • On-site

$36.74 - $45.38/hr

Full-time

Medical, Dental, Retirement

Re-posted 17 days ago

Key responsibilities

  • Spread, manage, and maintain financial background information on present and prospective customers.

  • Conduct financial analyses, prepare credit department reports, and develop credit studies for management.

  • Support the Credit Administration team in analyzing credit and collateral information to determine lending risk.

Job description

Job Title:

Senior Credit Analyst

Location:

Austin, TX

What you'll do:

As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
  • Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
  • Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
  • Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

  • 2+ years of related experience in Accounting, Finance or Economics or similar field.
  • Bachelor's degree or equivalent experience required.
  • Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
  • Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • Ability to self-motivate and work productively without supervision.
  • Intermediate speaking and writing communication skills.
Compensation: Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation

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