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Senior Credit Analyst Jobs in Three Rivers, MI (NOW HIRING)

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Program Analyst

Battle Creek, MI · On-site

$106K/yr

... senior leadership. * Using advanced persuasion and negotiation to build consensus among diverse ... You will receive credit for all qualifying experience, including volunteer experience.This is an ...

UHY International Ltd.

Tax Senior - Kalamazoo

Kalamazoo, MI · On-site

$77K - $99K/yr

Conduct thorough tax research and analysis to develop proactive tax planning strategies for clients ... Responsible for completing the minimum CPE credit requirement Other duties Please note this is not ...

UHY International Ltd.

Tax Senior - Kalamazoo

Kalamazoo, MI

$77K - $99K/yr

Conduct thorough tax research and analysis to develop proactive tax planning strategies for clients ... Responsible for completing the minimum CPE credit requirement Other duties Please note this is not ...

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Senior Credit Analyst information

See Three Rivers, MI salary details

$45.7K

$87K

$160.5K

How much do senior credit analyst jobs pay per year?

As of Aug 10, 2026, the average yearly pay for senior credit analyst in Three Rivers, MI is $86,959.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,600.00 and $92,200.00 per year, depending on experience, location, and employer.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn higher salaries than entry-level analysts, with median annual pay ranging from $70,000 to $100,000 depending on experience, location, and industry. They often receive bonuses and benefits, and advanced skills in financial analysis and credit risk assessment can lead to higher compensation.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

More about Senior Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Three Rivers, MI? The most popular types of Credit Analyst jobs in Three Rivers, MI are:
What are popular job titles related to Senior Credit Analyst jobs in Three Rivers, MI? For Senior Credit Analyst jobs in Three Rivers, MI, the most frequently searched job titles are:
What job categories do people searching Senior Credit Analyst jobs in Three Rivers, MI look for? The top searched job categories for Senior Credit Analyst jobs in Three Rivers, MI are:
What cities near Three Rivers, MI are hiring for Senior Credit Analyst jobs? Cities near Three Rivers, MI with the most Senior Credit Analyst job openings:
Senior Credit Analyst jobs near you

Management and Program Analyst

Defense Logistics Agency

Battle Creek, MI • On-site

Full-time

Re-posted 20 days ago

Defense Logistics Agency rating

8.3

Company rating: 8.3 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

276th of 844 rated public administrative organizations

Job description

Telework Eligible

Yes

Major Duties

  • Serves as a Management and Program Analyst, Defense Logistics Agency's (DLA) Information Operations, J6, Office of the Chief Data and Analytics Officer's (OCDAO), J6D, Enterprise Data Management (EDM) Division.
  • Serves as a lead analyst within data governance and data sharing branch or data quality and metadata management branch that develops data policies and procedures based on the Data Management Body of Knowledge (DAMA DMBOK)...
  • ...so the analytical community understands what data is within an organization, what might be accomplished with it and determine how best to use data assets to reach organizational goals.
  • Works collaboratively with technical and business subject matter experts (SMEs)'s, such as Enterprise Data Warehouse (EDW), Analytics Center of Excellence (ACE), Enterprise Architecture, Data Architecture, Process Owners...
  • ...and Data Owners to ensure DLA can reach Visible, Accessible, Understandable, Linked, Trustworthy, Interoperable and Secure (VAUL TIS) data objectives.
  • Prepares and delivers executive briefings pertaining to data governance, data sharing, data quality, and/or metadata management initiatives to DLA, DoD, Joint Chiefs of Staff J4- Logistics (JSJ4), DoD Chief Digital and...
  • ....Artificial Intelligence Office, and Office of the Under Secretary of Defense executives, as well as executives in other agencies and commercial organizations
  • Utilizes problem-solving skills to approach and solve ambiguous Enterprise Data Management (EDM) Branch missions and functions to include complex data management and analytics related programs and projects.
  • Prepares formal written correspondence and communications (e.g., official memoranda, white papers, fact sheets, briefings, analyses, and emails) in a professional manner...
  • ....to peers, stakeholders, the supervisor, senior DLA leadership, OSD leadership, and other Civilian Federal Agencies.

Qualification Summary

To qualify for a Management and Program Analyst, your resume and supporting documentation must include: A. Specialized Experience: One year of specialized experience that equipped you with the particular competencies to successfully perform the duties of the position, and is directly in or related to this position. To qualify at the GS-14 level, applicants must possess one year of specialized experience equivalent to the GS-13 level or equivalent under other pay systems in the Federal service, military, or private sector. Applicants must meet eligibility requirements including time-in ­grade (General Schedule (GS) positions only), time-after-competitive appointment, minimum qualifications, and any other regulatory requirements by the cut-off/closing date of the announcement. Creditable specialized experience includes: Transforming complex data management findings and/or recommendations into written reports and/or briefings for presentations to senior leadership and other key stakeholders. Effectively communicates both orally and in writing (e.g., briefings, presentations, procedures development, user guides, etc.), to convey data management information to employees and executive level officials. Collaborates across the agency to successfully lead a strategic initiative or program, application development or policy that you implemented. Develops and implements policies, processes, and procedures for the organization. Possessing technical skills in one or more Data Management - Data Management Body of Knowledge (DAMA DMBOK) Knowledge Areas (Data Architecture, Data Modeling & Design, Data Storage & Operations, Data Security, Data Integration & Interoperability, Document and Content Management, Reference & Master Data, Data Warehouses, Business Intelligence, Metadata Management, Data Quality, or Data Governance, Operational Data Stores, Database Management Systems). B. Education: Applicants may not qualify for this position based on education in lieu of specialized experience. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

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