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Senior Credit Analyst Jobs in Rosharon, TX (NOW HIRING)

The AES Corporation

Sr Analyst, Credit Risk

Houston, TX · On-site

The Risk Management team is seeking a Senior Credit Risk Analyst to join the group, reporting to the Senior Manager of Credit Risk. The Analyst will be responsible for evaluating and managing credit ...

Kirby Corporation

Credit Analyst

Houston, TX · On-site

$60 - $80/hr

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

Kirby Corporation

Credit Analyst

Houston, TX · On-site

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

United Engines

Credit Analyst

Houston, TX · On-site

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

Kirby Corporation

Credit Analyst

Houston, TX · On-site

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

United Engines

Credit Analyst

Houston, TX · On-site

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

United Engines

Credit Analyst

Houston, TX · On-site

$80 - $100/hr

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

United Engines

Credit Analyst

Houston, TX · On-site

This dynamic role is responsible for analyzing financial data, reviewing credit applications, and ... Formulate and present formal credit line recommendations to senior management while actively ...

East West Bank

Credit Analyst

Houston, TX · On-site

We are currently seeking an Analyst in our growing CRE group to support a team of Portfolio ... Excellent interpersonal skills to interact with senior management as well as clients, with focus on ...

East West Bank

Credit Analyst

Houston, TX · On-site

Overview We are currently seeking an Analyst in our growing CRE group to support a team of ... Excellent interpersonal skills to interact with senior management as well as clients, with focus on ...

DXP

Sr. Credit Specialist

Houston, TX · On-site

Check out our many videos to learn more! -us/careers/ Responsibilities of the Sr. Credit Specialist ... cause analysis · Advanced knowledge of credit assessment tools (D&B, Get Paid, High Radius ...

DXP

Sr. Credit Specialist

Houston, TX

Check out our many videos to learn more! -us/careers/ Responsibilities of the Sr. Credit Specialist ... cause analysis · Advanced knowledge of credit assessment tools (D&B, Get Paid, High Radius ...

IPL (Indiana)

Sr Analyst, Credit Risk

Houston, TX · On-site

The Risk Management team is seeking a Senior Credit Risk Analyst to join the group, reporting to the Senior Manager of Credit Risk. The Analyst will be responsible for evaluating and managing credit ...

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All JobsCredit Analyst JobsSenior Credit Analyst JobsSenior Credit Analyst Jobs in Rosharon, TX

Senior Credit Analyst information

See Rosharon, TX salary details

$44.3K

$84.4K

$155.7K

How much do senior credit analyst jobs pay per year?

As of Sep 8, 2026, the average yearly pay for senior credit analyst in Rosharon, TX is $84,366.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,700.00 and $89,500.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
More about Senior Credit Analyst jobs

What cities near Rosharon, TX are hiring for Senior Credit Analyst jobs?

Cities near Rosharon, TX with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Rosharon, TX as of August 2026, with employment types broken down into 1% Internship, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $84,366 per year, or $40.6 per hour.

Sr Analyst, Credit Risk

Houston, TX • On-site

The AES Corporation
See more jobs at The AES Corporationexternal

Full-time

Posted 14 days ago

AES Corporation rating

7.5

Company rating: 7.5 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

37th of 53 rated energy and utility

Job description

Are you ready to be part of a company that's not just talking about the future, but actively shaping it? Join The AES Corporation, the largest US-based global power company with a team of 8,300 employees across 12 countries.
AES has been ranked #1 by BloombergNEF in renewable energy sales to corporations in the US and Americas for five consecutive years, providing electricity for millions of people worldwide.
We are proud to foster a strong workplace culture, earning prominent positions in Great Place to Work™ rankings across the markets where we operate. AES was also named one of the World's Most Ethical Companies for the 13th consecutive year in 2026, highlighting our dedication to integrity, transparency, and responsible business practices.
Our spirit of innovation continues to earn industry recognition. AES is the only seven-time winner of the Edison Electric Institute's Edison Awards in the twenty-first century, a distinction honoring global leadership in advancing the electric power industry.
If you're ready to be part of a company that's not just adapting to change, but driving it, AES is the place for you. We're not just building a more sustainable future, we're powering it. Apply now and energize your career with a true leader in global energy.
The Risk Management team is seeking a Senior Credit Risk Analyst to join the group, reporting to the Senior Manager of Credit Risk. The Analyst will be responsible for evaluating and managing credit risk across the company's commercial activities, including long-term power purchase agreements (PPAs), engineering, procurement and construction (EPC) contracts, supply chain counterparties, and energy trading activities. The role supports prudent risk management by performing financial and quantitative credit analysis, assessing counterparty exposure, monitoring collateral, and developing reporting and analytical tools that enable informed business decisions.
This position works closely with Commercial, Origination, Trading, Treasury, Legal, Supply Chain, and Project Development teams to ensure that credit risks are appropriately identified, quantified, monitored, and mitigated.
Key Responsibilities
  • Perform credit risk analysis of counterparties supporting Power Purchase Agreements (PPAs), EPC contracts, supply chain vendors, and energy trading activities.
  • Evaluate financial statements, establish credit limits, and recommend appropriate credit enhancements, including guarantees, letters of credit, and other risk mitigation measures.
  • Prepare credit memoranda and present recommendations to management and Credit Committee.
  • Monitor the ongoing financial condition of counterparties and identify emerging credit risks.
  • Calculate and monitor Potential Future Exposure (PFE), credit limit utilization, and counterparty exposure for commodity trading activities.
  • Forecast collateral requirements and liquidity needs while administering collateral in accordance with contractual agreements.
  • Develop, automate, and maintain credit risk dashboards, reporting, and analytics using Power BI and other business intelligence tools.
  • Analyze portfolio concentrations, exposure trends, and key risk metrics to support informed business decisions.
  • Partner with Commercial, Trading, Treasury, Legal, Supply Chain, and Project Development teams to structure transactions and manage credit risk.
  • Support continuous improvement of credit policies, processes, reporting, and data governance while ensuring compliance with internal risk management standards.

Qualifications:
  • Bachelor's degree in finance, accounting, or other business-related fields
  • At least 3-5 years' experience in energy credit risk
  • Strong financial statement analysis and credit underwriting skills
  • Experience evaluating long-term commercial agreements, including PPAs, EPC contracts, and supply chain counterparties.
  • Understanding of commodity trading exposure and Potential Future Exposure (PFE) methodologies.
  • Knowledge of collateral management processes and credit support agreements.
  • Familiarity with Energy Trading Risk Management (ETRM) systems such as Allegro.
  • Experience developing interactive dashboards and reports using Power BI.
  • Working knowledge of SQL, Power Query, or other data analytics tools is preferred.
  • Strong analytical, quantitative, and problem-solving capabilities.

AES is an Equal Opportunity Employer who is committed to building strength and delivering long-term sustainability through diversity and inclusion. Respecting all backgrounds, differences and perspectives enables us to improve the lives of our people, customers, suppliers, contractors, and the communities in which we live and work. All qualified applicants will receive consideration for employment without regard to sex, sexual orientation, gender, gender identity and/or expression, race, national origin, ethnicity, age, religion, marital status, physical or mental disability, pregnancy, childbirth, or related medical condition, military or veteran status, or any other characteristic protected under applicable law. E-Verify Notice: AES will provide the Social Security Administration (SSA) and if necessary, the Department of Homeland Security (DHS) with information from each new employee's I-9 to confirm work authorization.

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