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Senior Credit Analyst Jobs in Rosharon, TX (NOW HIRING)

City Bank

Senior Credit Analyst

Houston, TX · On-site

Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity. * Participate in the credit review process and insure that all underwriting, policy, and compliance ...

City Bank

Senior Credit Analyst

Houston, TX · On-site

$80 - $100/hr

Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity.Participate in the credit review process and insure that all underwriting, policy, and compliance ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Houston, TX · On-site

We are currently searching for the right person to join our team as a Full-Time Senior Credit Analyst. Job Duties: * Perform financial covenant calculations for compliance monitoring and exceptions ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Supports the commercial lending team through financial and credit analysis and underwriting ... Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Supports the commercial lending team through financial and credit analysis and underwriting ... Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Supports the commercial lending team through financial and credit analysis and underwriting ... Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management ...

Texas Gulf Bank

Senior Credit Analyst

Houston, TX · On-site

... analyses, and providing the loan officers with feedback are also critical elements to this position. In addition, this position will be responsible for reviewing major credits for quality ...

Shell

Sr. Credit Analyst - Power & Gas

Houston, TX · On-site

$115K - $173K/yr

Experienced Professionals What's the role Shell is looking for a Sr. Credit Analyst - Power & Gas to join its team in Houston, TX. This role acts as a primary Americas contact within the Global T&S ...

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Senior Credit Analyst information

See Rosharon, TX salary details

$44.3K

$84.4K

$155.7K

How much do senior credit analyst jobs pay per year?

As of Sep 8, 2026, the average yearly pay for senior credit analyst in Rosharon, TX is $84,366.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,700.00 and $89,500.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
More about Senior Credit Analyst jobs

What job categories do people searching Senior Credit Analyst jobs in Rosharon, TX look for?

The top searched job categories for Senior Credit Analyst jobs in Rosharon, TX are:

What cities near Rosharon, TX are hiring for Senior Credit Analyst jobs?

Cities near Rosharon, TX with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Rosharon, TX as of August 2026, with employment types broken down into 1% Internship, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $84,366 per year, or $40.6 per hour.

Senior Credit Analyst

City Bank

Houston, TX • On-site

Full-time

Re-posted 22 hours ago

Job description

The Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Essential Duties

  1. Proven ability to manage all essential duties of the City Bank Credit Analyst position.
  2. Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval. Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity.
  3. Participate in the credit review process and insure that all underwriting, policy, and compliance procedures are followed.
  4. Efficiently Familiarize oneself with City Bank policy to effectively interpret, apply, and advise on policy.
  5. Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings.
  6. Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings.
  7. Mentor and train credit analysts as well as coordinate and oversee internal group training. Participate in the hiring process and development of the credit department.
  8. Identify and coordinate external training opportunities for credit department.
  9. Ensure that procedures and credit requests comply with City Bank's loan policy.
  10. Participate in external training modules that consist of advanced credit analysis training a minimum of 2 times per year.
  11. Other job duties as required by the Regional Credit Managers.

Equal Opportunity Employer/Veterans/Disabled

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About City Bank

Sourced by ZipRecruiter

We come to work each day with a purpose that guides all our interactions. And, we truly value our three Fs - Faith, Family, Fun. Purpose: To use the power of relationships to help people succeed and live better Mission: We will build lasting relationships by delivering financial solutions with unrivaled customer service…one customer at a time. Vision: Our greatest achievement is when we help our stakeholders succeed – resulting in growth, profitability, and longevity for all.

Industry

Finance and insurance

Company size

501 - 1,000 Employees

Headquarters location

Lubbock, TX, US

Year founded

1941

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