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Senior Credit Analyst Jobs in Ridgefield, CT (NOW HIRING)

gpac

Sr Commercial Credit Analyst

Bridgeport, CT · On-site

Sr Commercial Credit Analyst Qualifications: POSITION SUMMARY: The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial ...

gpac

Sr Commercial Credit Analyst

Ridgefield, CT · On-site

Sr Commercial Credit Analyst Qualifications: POSITION SUMMARY: The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial ...

gpac

Sr Commercial Credit Analyst

Danbury, CT · On-site

Sr Commercial Credit Analyst Qualifications: POSITION SUMMARY: The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial ...

gpac

Sr Commercial Credit Analyst

New Milford, CT · On-site

Sr Commercial Credit Analyst Qualifications: POSITION SUMMARY: The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial ...

First County Bank

Credit Analyst II

Stamford, CT · On-site

$67K - $105K/yr

We are currently looking for a Credit Analyst to join our Credit Administration team! This ... Raise concerns about deteriorating credits to senior/executive management in a timely fashion and ...

First County Bank

Credit Analyst II

Stamford, CT

We are currently looking for a Credit Analyst to join our Credit Administration team! This ... Raise concerns about deteriorating credits to senior/executive management in a timely fashion and ...

Default Brand

Credit Analyst II

Stamford, CT · On-site

Raise concerns about deteriorating credits to senior/executive management in a timely fashion and ... analysis and commercial construction loans, collections & workout and relevant experience in loan ...

New

Genworth

Senior Trader, Public Credit

Stamford, CT · On-site

$122K - $189K/yr

POSITION TITLE Senior Trader, Public Credit POSITION LOCATION Stamford, CT This position is ... Contribute to process improvement, automation, reporting, and analytics that improve execution ...

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Senior Credit Analyst information

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$49.3K

$93.9K

$173.3K

How much do senior credit analyst jobs pay per year?

As of Sep 13, 2026, the average yearly pay for senior credit analyst in Ridgefield, CT is $93,906.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,700.00 and $99,600.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
More about Senior Credit Analyst jobs

What cities near Ridgefield, CT are hiring for Senior Credit Analyst jobs?

Cities near Ridgefield, CT with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Ridgefield, CT as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $93,906 per year, or $45.1 per hour.

Sr Commercial Credit Analyst

Bridgeport, CT • On-site

gpac
Recruiting and Staffing Services • 51 - 200 employees
Learn more about gpacexternal

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Re-posted 21 days ago

Job description

Job Description
Sr Commercial Credit Analyst Qualifications:
POSITION SUMMARY: The Sr Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.
PRIMARY RESPONSIBILITIES:
  • Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
  • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
  • Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
  • Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
  • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
  • Provides assigned reports.
  • Performs annual review of loan relationships.
  • Must have 2+ years experience in a bank as a Credit Analyst.

For additional information on this opportunity, please contact Brenda Hoek directly at 605.705.4795. Resumes may be confidentially sent to Brenda.hoek@gogpac.com.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
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About GPAC

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GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990

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