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Senior Credit Analyst Jobs in Racine, WI (NOW HIRING)

US Bank

Impact Finance Officer

Milwaukee, WI · On-site

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the ... analysis to understand the bank's exposure to potential risks and opportunities. Preparing ...

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Senior Credit Analyst information

See Racine, WI salary details

$46.4K

$88.4K

$163.2K

How much do senior credit analyst jobs pay per year?

As of Sep 3, 2026, the average yearly pay for senior credit analyst in Racine, WI is $88,412.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,700.00 and $93,800.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
More about Senior Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Racine, WI?

The most popular types of Credit Analyst jobs in Racine, WI are:

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For Senior Credit Analyst jobs in Racine, WI, the most frequently searched job titles are:

What job categories do people searching Senior Credit Analyst jobs in Racine, WI look for?

The top searched job categories for Senior Credit Analyst jobs in Racine, WI are:

What cities near Racine, WI are hiring for Senior Credit Analyst jobs?

Cities near Racine, WI with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you

Financial Analyst

Abbott Laboratories Employees Credit Union

Gurnee, IL • On-site

$56 - $93/hr

Other

Medical

Re-posted yesterday

Job description

Salary Range: $55,638.98 To $92,731.63 Annually

ALEC is one of the largest credit unions in Illinois and we foster a supportive and collaborative work environment, where employees are encouraged to grow both personally and professionally. We offer a comprehensive benefits package, which even includes a medical plan with no premiums taken from your paycheck. We can't wait to talk further with you about joining our team.

ESSENTIAL FUNCTIONS:

  • Responsible for maintaining ALM software and ensuring accurate monthly reporting, including Board of Director, ALCO, Senior Management and Responsibility Center (RC) reports
  • Analyzes financial information to produce variance and forecast reports
  • Assembles spreadsheets and draws charts and graphs used to illustrate financial information
  • Interprets data affecting investment programs, such as price, yield, stability, future trends in investment risks, and economic influences
  • Maintains knowledge and stays abreast of developments in the fields of business, finance, and economic theory
  • Monitors fundamental economic, industrial, and corporate developments through the analysis of information obtained from financial publications and services, investment banking firms, government agencies and trade publications
  • Assists in the preparation of investment action plans based on financial analyses
  • Researches investment alternatives and makes recommendations to CFO
  • Assists in the budget and reforecast process
  • Maintains budget systems and assembles reforecast information in the Budget system
  • Evaluates profit and cost efficiencies in various areas of the organization as needed
  • Develops, maintains and distributes ad-hoc reports and financial models as needed
  • Assists Accounting with the proper application of GAAP
  • Other duties as assigned

QUALIFICATIONS:

  • Education Required: High School Diploma or equivalent (GED)
  • Education Preferred: Bachelor's degree in Accounting, Finance or Business Administration
  • Experience Required: Two (2) years of experience working in an Accounting or Finance position
  • Experience Preferred: Three (3) years of experience working in an Accounting or Finance position within a financial institution
  • Knowledge, Skills and Abilities (KSAs):
  • Ability to analyze and interpret financial and accounting data and summarize in a manner which can be communicated to the business leaders in an efficient manner.
  • Financial analysis capability using financial and/or accounting applications and the Microsoft Office Suite
  • Capable of using critical thinking skills and judgment when making decisions
  • General knowledge of current financial debt markets
  • Knowledge of US GAAP
  • Ability to perform job functions independently
  • Ability to work as part of a team
  • Ability to verbally communicate effectively with internal and/or external members
  • Ability to use computers and job-specific technology/software efficiently
  • Performs responsibilities with composure, quality and accuracy under stress of deadlines/requirements

The base pay for this position is $55.638.98 to $92,731.63 per year. In specific locations, the pay range may vary from the range posted.

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