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Secondary Lock Desk Manager Jobs (NOW HIRING)

Orion Lending

Be Seen First

Mortgage Lock Desk Specialist

Orange, CA · Remote

$25 - $29/hr

... lock · Other duties may be assigned. Preferred Qualifications and Experience · Strong ... Excellent time management skills and the ability to work in a fast-paced environment. · ...

CapCenter

Capital Markets Director

Glen Allen, VA · On-site

$150K - $225K/yr

Lock Desk and Pipeline Hedging Run the lock desk and manage the interest-rate risk in the pipeline ... Qualifications: * 10+ years of capital markets or secondary marketing experience in mortgage ...

Crosscountrymortgage

NQE Pricing Specialist

Report as a member of Non-QM rate lock desk, including issuing lock confirmations, tracking lock ... Collaborate with the Secondary Marketing and Capital Markets teams to ensure that offered pricing ...

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Secondary Lock Desk Manager information

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How much do secondary lock desk manager jobs pay per year?

As of Sep 10, 2026, the average yearly pay for secondary lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a secondary lock desk manager?

A Secondary Lock Desk Manager oversees the process of locking interest rates on mortgage loans after origination but before closing. They are responsible for managing rate lock requests, ensuring compliance with investor guidelines, monitoring market trends, and coordinating with loan officers and secondary marketing teams. Their work helps lenders manage interest rate risk, maximize profitability, and ensure loans are sold to investors at optimal prices. This role is critical in the mortgage industry for maintaining efficient loan pipelines and minimizing financial exposure.

What are the key skills and qualifications needed to thrive as a secondary lock desk manager, and why are they important?

To thrive as a Secondary Lock Desk Manager, you need in-depth knowledge of mortgage products, secondary marketing, and loan pricing, typically supported by experience in mortgage banking or finance. Proficiency with loan origination systems (LOS), pricing engines, and tools like Encompass or Optimal Blue is commonly required. Strong analytical skills, attention to detail, and effective communication enable accurate pricing and collaboration with internal teams. These skills ensure loans are efficiently locked and sold at optimal values, minimizing risk and maximizing profitability for the organization.

What are some common challenges faced by a secondary lock desk manager, and how can they be addressed?

A Secondary Lock Desk Manager often encounters challenges such as managing high transaction volumes, ensuring accurate pricing, and meeting tight deadlines for rate locks. Balancing risk exposure while negotiating with investors and coordinating with loan officers requires strong analytical and communication skills. Staying current with market fluctuations and regulatory changes is essential to minimize errors and optimize profitability. Building effective processes and leveraging technology can help address these challenges and streamline daily operations.

What is the difference between Secondary Lock Desk Manager vs Lock Desk Analyst?

AspectSecondary Lock Desk ManagerLock Desk Analyst
CredentialsMortgage licensing, industry certificationsMortgage licensing, industry certifications
Work EnvironmentSupervisory role, team managementOperational, transactional tasks
Employer & Industry UsageMortgage lenders, brokersMortgage lenders, brokers
Search & Comparison IntentUnderstanding managerial responsibilitiesOperational duties, daily tasks

The Secondary Lock Desk Manager oversees lock desk operations, managing teams and ensuring compliance, while the Lock Desk Analyst handles day-to-day lock management and transaction processing. The manager has a broader supervisory role, whereas the analyst focuses on operational tasks within the mortgage industry.

What cities are hiring for Secondary Lock Desk Manager jobs?

Cities with the most Secondary Lock Desk Manager job openings:

What states have the most Secondary Lock Desk Manager jobs?

States with the most job openings for Secondary Lock Desk Manager jobs include:

What are popular job titles related to Secondary Lock Desk Manager jobs?

For Secondary Lock Desk Manager jobs, the most frequently searched job titles are:

Infographic showing various Secondary Lock Desk Manager job openings in the United States as of June 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $104,575 per year, or $50.3 per hour.

Secondary Marketing Analyst II

Overland Park, KS • On-site

First Federal Bank
See more jobs at First Federal Bankexternal

Full-time

Medical, Life, Retirement, PTO

Re-posted 10 days ago

Job description

At First Federal Bank, headquartered in Florida, core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.

Offering a dynamic benefit package that includes but is not limited to:

  • Four Medical Plan Offerings to choose from
  • Employer HSA Contributions (Coverage/Plan exclusions)
  • Employer Provided Life Insurance Policy
  • Annual Health Incentive
  • Annual Wellness Reimbursement
  • Tuition Reimbursement program
  • Generous Match 401k Retirement Plan
  • Paid Sick Leave
  • Paid Vacation Leave
  • 11 Paid Holidays Based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.

JOB PURPOSE:

Performs functions required to price, commit and record a residential loan in a timely and accurate fashion.  Provides support for the Residential Production channels by creating daily rate sheets for the Bank and keeping accurate lock and pricing information on Loan Origination System.  Testing of new software updates for proper lock desk functions prior to release to retail Production environment.  Work with software developers to resolve functionality and improve performance as it relates to lock actions.  Additional projects and assignments may also be required from time to time.

ESSENTIAL FUNCTIONS:

  • Performs all necessary functions to price and record a loan as an earning asset for the Bank.
  • Includes committing loans to investor contracts and timely and accurate data entry of those contracts into the tracking and LOS system.  
  • Validates that all initial lock pricing is accurate and the timely reporting of those locks to our third party hedge provider, Compass Analytics.  
  • Reviews and performs any change requests made by other department for the loan data within this system and reviews those changes for pricing effects. 
  • Ensure software applications meet business requirements and suggest enhancements to improve ease of use and reliability.  
  • Maintain exception reports for any pricing discrepancies and waivers from multiple business channels for monthly Residential and Board reporting.  
  • Employee’s role may include training the Lock Desk personal to provide rate sheets and cover lock desk functions as needed across different LOS platforms and support systems.  
  • Cross sell products whenever possible.  
  • Provides the best service to our customers with innovative and creative solutions.

JOB REQUIREMENTS:

  • Position requires at least 5 years prior experience with automation of complex data transfers, Microsoft office automation, in a banking, mortgage production firm or similar residential mortgage specific environment.  
  • Excellent written and verbal communication skill is required.  
  • Advanced computer skills are required and Excel spreadsheet creation is expected in presentable, business format.  
  • FFBF lock desk is available until 6:00PM ET, so later work hours will be assigned on a rotating basis.  
  • Ability to deal with time constraints and strong attention to detail required.  
  • Periodic travel and periodic scheduled office time in Lake City for training and backup purposes may be required.  
  • Extended hours sitting and performing computer tasks are expected from employee with high degree of accuracy.  
  • Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.

Bilingual candidates encouraged to apply

Equal Opportunity Employer / Vet / Disability

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Employment Type: FULL_TIME

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