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Secondary Lock Desk Manager Jobs (NOW HIRING)

AD Mortgage

Lock Desk Specialist

Troy, MI · On-site

Key Responsibilities Rate Lock Management: * Process, review and execute rate lock requests ... Department Secondary & Capital Markets Role Lock Desk Specialist Locations Troy MI

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support ... secondary marketing preferred. Technical Skills: * Proficiency in Excel and Microsoft products.

AD Mortgage

Lock Desk Specialist

Troy, MI · On-site

Key Responsibilities Rate Lock Management: * Process, review and execute rate lock requests ... Lock Desk, Secondary Marketing, or Capital Markets function is preferred. * Communication

Crosscountrymortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ... Secondary Marketing or Capital Markets experience, preferred. * Excellent attention to detail ...

CrossCountry Mortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ... Secondary Marketing or Capital Markets experience, preferred. * Excellent attention to detail ...

Crosscountrymortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ... Secondary Marketing or Capital Markets experience, preferred. * Excellent attention to detail ...

CrossCountry Mortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ... Secondary Marketing or Capital Markets experience, preferred. * Excellent attention to detail ...

Crosscountrymortgage

Lock Desk Analyst

Cleveland, OH · On-site

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ... Secondary Marketing or Capital Markets experience, preferred. * Excellent attention to detail ...

Crosscountrymortgage

Lock Desk Analyst

Cleveland, OH · On-site

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ... Secondary Marketing or Capital Markets experience, preferred. * Excellent attention to detail ...

USA Mortgage

Secondary Marketing Analyst

Creve Coeur, MO · On-site +1

$80K - $100K/yr

Secondary marketing operations and lock desk. * Hedge and pipeline risk management. * Pricing strategies and best execution. * Loan sale and investor delivery coordination. * Compliance and post ...

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Secondary Lock Desk Manager information

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$29K

$104.6K

$118K

How much do secondary lock desk manager jobs pay per year?

As of Sep 9, 2026, the average yearly pay for secondary lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a secondary lock desk manager?

A Secondary Lock Desk Manager oversees the process of locking interest rates on mortgage loans after origination but before closing. They are responsible for managing rate lock requests, ensuring compliance with investor guidelines, monitoring market trends, and coordinating with loan officers and secondary marketing teams. Their work helps lenders manage interest rate risk, maximize profitability, and ensure loans are sold to investors at optimal prices. This role is critical in the mortgage industry for maintaining efficient loan pipelines and minimizing financial exposure.

What are the key skills and qualifications needed to thrive as a secondary lock desk manager, and why are they important?

To thrive as a Secondary Lock Desk Manager, you need in-depth knowledge of mortgage products, secondary marketing, and loan pricing, typically supported by experience in mortgage banking or finance. Proficiency with loan origination systems (LOS), pricing engines, and tools like Encompass or Optimal Blue is commonly required. Strong analytical skills, attention to detail, and effective communication enable accurate pricing and collaboration with internal teams. These skills ensure loans are efficiently locked and sold at optimal values, minimizing risk and maximizing profitability for the organization.

What are some common challenges faced by a secondary lock desk manager, and how can they be addressed?

A Secondary Lock Desk Manager often encounters challenges such as managing high transaction volumes, ensuring accurate pricing, and meeting tight deadlines for rate locks. Balancing risk exposure while negotiating with investors and coordinating with loan officers requires strong analytical and communication skills. Staying current with market fluctuations and regulatory changes is essential to minimize errors and optimize profitability. Building effective processes and leveraging technology can help address these challenges and streamline daily operations.

What is the difference between Secondary Lock Desk Manager vs Lock Desk Analyst?

AspectSecondary Lock Desk ManagerLock Desk Analyst
CredentialsMortgage licensing, industry certificationsMortgage licensing, industry certifications
Work EnvironmentSupervisory role, team managementOperational, transactional tasks
Employer & Industry UsageMortgage lenders, brokersMortgage lenders, brokers
Search & Comparison IntentUnderstanding managerial responsibilitiesOperational duties, daily tasks

The Secondary Lock Desk Manager oversees lock desk operations, managing teams and ensuring compliance, while the Lock Desk Analyst handles day-to-day lock management and transaction processing. The manager has a broader supervisory role, whereas the analyst focuses on operational tasks within the mortgage industry.

What cities are hiring for Secondary Lock Desk Manager jobs?

Cities with the most Secondary Lock Desk Manager job openings:

What states have the most Secondary Lock Desk Manager jobs?

States with the most job openings for Secondary Lock Desk Manager jobs include:

What are popular job titles related to Secondary Lock Desk Manager jobs?

For Secondary Lock Desk Manager jobs, the most frequently searched job titles are:

Infographic showing various Secondary Lock Desk Manager job openings in the United States as of June 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $104,575 per year, or $50.3 per hour.

Lock Desk Analyst

Strasburg, OH • On-site

Panorama Mortgage Group LLC
Finance and Insurance • 501 - 1,000 employees
Learn more about Panorama Mortgage Group LLCexternal

Full-time

Posted 9 days ago

Job description

This is an entry level position with the Lock Desk Division. Lock Desk Analysts provide specialized analytical support to Loan Officers in the management of their rate lock process for residential mortgages on the secondary mortgage market. Analysts are responsible for reviewing and verifying lock requests, committing loans to investors, distributing confirmations, entering data accurately and efficiently in multiple loan origination systems, pricing loan scenarios in multiple products and pricing engines, and for routinely identifying issues, compiling and analyzing data and creating reports.
Key Responsibilities:
  • Validate and confirm lock requests from Loan Originators.
  • Respond to customer queries regarding pricing, lock rates, and programs.
  • Assure the validity/integrity of the rate lock request.
  • Commit loans to aggregators and agencies.
  • Take out commitments for delivery of loans to an end investor.
  • Assist with the funding and delivery of committed loans to end investor.
  • Take directions from Lock Desk Manager for current MBS market conditions and to issue re-priced rate sheets and lock/unlock loans accordingly.
  • Manage database to ensure accurate information is being reported.
  • Validate and reconcile loans purchased from investors.
  • Able to comply with the policies and procedures outlined in the Company Handbook
  • Perform other duties as assigned.

Requirements
  • High School Diploma required; bachelor's degree preferred
  • 0-2 years of related experience
  • Encompass experience preferred
  • Working knowledge of Microsoft Office products
  • Proficient in data entry and management
  • Mortgage lending experience required; preferred in insuring government FHA, VA loans
  • Understanding of mortgage loan documents (i.e. HUD-1, Form 1009, 92900A, Appraisals, Compliance Inspection Reports, HECM Counseling Certificate, GFE, Title Policies, Homeowner Insurance Policies, etc.)
  • Working knowledge of Microsoft Office, e.g. Excel, Word, and Outlook (required)

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