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Secondary Lock Desk Manager information

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$29K

$104.6K

$118K

How much do secondary lock desk manager jobs pay per year?

As of Sep 9, 2026, the average yearly pay for secondary lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a secondary lock desk manager?

A Secondary Lock Desk Manager oversees the process of locking interest rates on mortgage loans after origination but before closing. They are responsible for managing rate lock requests, ensuring compliance with investor guidelines, monitoring market trends, and coordinating with loan officers and secondary marketing teams. Their work helps lenders manage interest rate risk, maximize profitability, and ensure loans are sold to investors at optimal prices. This role is critical in the mortgage industry for maintaining efficient loan pipelines and minimizing financial exposure.

What are the key skills and qualifications needed to thrive as a secondary lock desk manager, and why are they important?

To thrive as a Secondary Lock Desk Manager, you need in-depth knowledge of mortgage products, secondary marketing, and loan pricing, typically supported by experience in mortgage banking or finance. Proficiency with loan origination systems (LOS), pricing engines, and tools like Encompass or Optimal Blue is commonly required. Strong analytical skills, attention to detail, and effective communication enable accurate pricing and collaboration with internal teams. These skills ensure loans are efficiently locked and sold at optimal values, minimizing risk and maximizing profitability for the organization.

What are some common challenges faced by a secondary lock desk manager, and how can they be addressed?

A Secondary Lock Desk Manager often encounters challenges such as managing high transaction volumes, ensuring accurate pricing, and meeting tight deadlines for rate locks. Balancing risk exposure while negotiating with investors and coordinating with loan officers requires strong analytical and communication skills. Staying current with market fluctuations and regulatory changes is essential to minimize errors and optimize profitability. Building effective processes and leveraging technology can help address these challenges and streamline daily operations.

What is the difference between Secondary Lock Desk Manager vs Lock Desk Analyst?

AspectSecondary Lock Desk ManagerLock Desk Analyst
CredentialsMortgage licensing, industry certificationsMortgage licensing, industry certifications
Work EnvironmentSupervisory role, team managementOperational, transactional tasks
Employer & Industry UsageMortgage lenders, brokersMortgage lenders, brokers
Search & Comparison IntentUnderstanding managerial responsibilitiesOperational duties, daily tasks

The Secondary Lock Desk Manager oversees lock desk operations, managing teams and ensuring compliance, while the Lock Desk Analyst handles day-to-day lock management and transaction processing. The manager has a broader supervisory role, whereas the analyst focuses on operational tasks within the mortgage industry.

What cities are hiring for Secondary Lock Desk Manager jobs?

Cities with the most Secondary Lock Desk Manager job openings:

What states have the most Secondary Lock Desk Manager jobs?

States with the most job openings for Secondary Lock Desk Manager jobs include:

What are popular job titles related to Secondary Lock Desk Manager jobs?

For Secondary Lock Desk Manager jobs, the most frequently searched job titles are:

Infographic showing various Secondary Lock Desk Manager job openings in the United States as of June 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $104,575 per year, or $50.3 per hour.

Lock Desk Associate

Corona, CA • On-site

Paramount Residential Mortgage Group
Funds, Trusts and Financial Programs • 1 - 5K employees
Learn more about Paramount Residential Mortgage Groupexternal

$28/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 11 days ago

Key responsibilities

  • Process lock inquiries, including new lock requests, extensions, relocks, and related price quotes.

  • Generate and distribute daily rate sheets, update pricing models, and maintain the company's website with the latest rate information.

  • Determine best execution for loans using a pricing model, commit loans for sale into the secondary market, and ensure accurate data entry for record keeping and profit calculation.

Job description

Overview

Responsible for lock inquiries, new lock requests, extensions and relocks. Generates daily rate sheet. Determines best execution and commits open pipeline of loans for sale into Secondary Market. Generates and evaluates reports to monitor lock pipeline. Responsible for adherence to all policies and procedures as directed by PRMG's Investors, Secondary Marketing Manager and/or Senior Management.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities
  • Downloads investor rate sheets and updates pricing model on a daily basis to generate daily rate sheets.  Distributes rate sheets both internally and externally to our client base. Updates company website with most recent rate sheet.
  • Processing of all lock related inquiries. Such as, new lock requests, lock extension requests, relock requests, recommitment requests, price quotes, etc...
  • Determines company's best-execution utilizing a pricing model in doing so, prior to committing loans for sale into secondary market. 
  • Committing loans for sale into secondary market. Ensuring accurate and prompt data entry into investor's website to produce accurate gain-on-sale figures and secure set profit spreads. Transferring all commitment data into FastTrac360 for proper record keeping.
  • Responsible for identifying investor rate sheet changes and notifying Secondary, Automation, Operational, and Sales Management personnel of upcoming rate sheet changes and/or guideline changes.
  • Responsible for reviewing and ensuring proper loan/lock/sale placement and pricing of loan scenarios. Including, but not limited to Non-PRMG products.
  • Assist clients in review, credit grading, pricing and structuring of loan submissions, ensuring compliance with underwriting standards.
  • Establish and maintain customer service goals and standards with internal staff and external customers, including investor relationships.
  • Follow any other job-related instructions and perform any other job-related duties.
Qualifications
  • One year minimum mortgage and/or secondary marketing experience preferred.
  • Experience working in a fast-paced team environment.

Skills:

  • Strong interpersonal-communication and business-relationship skills.
  • Detail oriented with strong organizational and follow-through skills.
  • Technologically proficient in MS Excel software.                        

 

Education:

  • Bachelor Degree Required
MinUSD $28.00/Hr.MaxUSD $28.00/Hr.Employment Type: FULL_TIME

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